Consumer Solutions Group Debt Collection Harassment? Stop the Calls!
Have you received a disturbing call from a debt collector, say a third party debt collection agency like the Consumer Solutions Group or other collection agencies, that you owe some money when you are certain that you do not? You may have paid off your debt yet Consumer Solutions Group still calls you saying you have a pending debt. Collection companies like Consumer Solutions Group have legal obligations to inform you about your debts and must follow regulations to avoid harassment. Don’t panic. There are different reasons why this can happen. Instead of taking responsibility for this unknown and imposed debt, we’ll show you how to set yourself free from the handcuffs that Consumer Solutions LLC has shackled you with and stop Consumer Solutions Group phone harassment.
But before we do that, one thing that is of utmost importance is that you understand your rights when it comes to Consumer Solutions Group debt collection. If CSG collections have been calling you, whether you really owe or not, they have no right to harass you.
Consumer Solutions Group phone harassment is one thing that the FDCPA strongly frowns at. CSG collections is not permitted to speak rudely or threaten you, neither are they allowed to call your phone many times a day with the intention of harassing you. All of the activities above qualify to be called Consumer Solutions Group phone harassment.
Even if you have before, you do not have to keep putting up with Consumer Solutions Group phone harassment. It is completely unfair and a stampede on your rights. We can help you put an end to Consumer Solutions Group debt collection harassment. Just call us at 877-700-5790 and consult with us for free.
Understanding Debt Collection and Harassment
Debt collection is a process where a third-party debt collector, such as Consumer Solutions Group, attempts to recover debts from individuals or businesses on behalf of creditors. However, debt collection can sometimes lead to harassment, which is a serious issue that affects many consumers. Debt collector harassment can take many forms, including excessive phone calls, threatening letters, and abusive language. It’s essential to understand that debt collectors must follow the Fair Debt Collection Practices Act (FDCPA), which outlines specific guidelines for debt collection practices.
The FDCPA is designed to protect consumers from unfair debt collection practices. It sets clear boundaries on what debt collectors can and cannot do. For instance, they are prohibited from using deceptive methods, making false statements, or engaging in any form of harassment. Understanding these protections can empower you to stand up against any unfair treatment you might face from debt collectors like Consumer Solutions Group.
What to do when a debt collector calls about a debt that isn’t yours
The first thing you must do is verify the authenticity of the call. Be cautious of fake debt collectors who may try to deceive you into believing you owe a debt that you do not. Is Consumer Solutions Group sure that they have got the right name and contact number of their supposed debtor? Or are they going through an old record? Don’t be afraid to ask and keep asking questions, it’s your legal right.
During Consumer Solutions Group debt collection, you have the right to ask as many relevant questions as possible. You can never be too careful.
The next step to take is to confirm if you have paid or maybe never even owed or had a delinquent debt with the creditor that Consumer Solutions Group mentioned. Bring your credit report to the table and let the debt collector confirm that you really don’t owe them anymore.
Consumer Solutions Group might choose to sue you, making matters much bigger than you expected, still don’t panic; a Consumer Solutions Group lawsuit is not a death sentence. How authorized is this debt collection agency to sue you? They must submit the lawsuit confirming that you can be sued. So don’t rush to pay any debt imposed on you if you don’t see a lawsuit, and even after you see one, take a bold step and hire an attorney to defend you.
Do you know that you have the right to also sue CSG collections if they insist that you owe a debt you do not owe? This is harassment on the debt collector’s part and a violation of Fair Debt Collection Practices Act (FDCPA). As an accused debtor, exercise your right to a fair debt collection process and ensure that you report the case to the FDCPA in time.
Lastly, we’re in a time of mistaken identity and identity theft. Consumer Solutions LLC might indeed have proof that you owe, but it might be a case of identity theft or simply mistaken identity. You may share names with someone and that person may be in debt, therefore, you are now getting called over a debt you have no idea about. When this happens, block all accesses to your bank account and credit cards and report to the authorities. Under no circumstances should you keep silent about such a case, so follow it up until you are vindicated, as keeping silent can have unnecessary and disastrous consequences.
You can dispute the debt imposed on you during the Consumer Solutions Group debt collection process, but when you receive this call, don’t just hang up, get a debt verification, notify the credit Bureaus then submit a copy of your credit report.
Debt Collector Harassment: Know Your Rights
As a consumer, you have the right to be treated fairly and respectfully by debt collectors. The FDCPA prohibits debt collectors from engaging in harassing, abusive, or unfair practices, including:
- Using obscene or profane language
- Making excessive phone calls or visits
- Threatening to arrest or sue you
- Falsely representing the amount or status of the debt
- Failing to provide validation information about the debt
If you’re experiencing debt collector harassment, it’s crucial to know your rights and take action to stop the harassment. You can report the harassment to the Federal Trade Commission (FTC) or your state attorney general’s office. Document every instance of harassment, including dates, times, and the nature of the communication. This documentation can be vital if you decide to take legal action against the debt collector.
Is Consumer Solutions Group a Scam?
No, Consumer Solutions LLC is not a scam or group of scammers trying to trick you out of your money. According to the Better Business Bureau website, Consumer Solutions Group has been in business for 6 years, during which time there have been 7 complaints filed against CSG with the BBB. Read more about it here: Consumer Solutions Group Better Business Bureau
Federal law, specifically the Fair Debt Collection Practices Act (FDCPA), provides protections against such scams and ensures that debt collectors follow legal guidelines.
Who is Consumer Solutions Group?
Consumer Solutions Group is a third-party debt collector located in Lawrenceville, Georgia. If you owe money, Consumer Solutions Group may contact you to recover the debt on behalf of the original creditor. The company provides account receivables solutions to a wide range of clients in industries such as Automotive, Medical, Credit Cards, Bank Overdraft, and Retail.
Contact Information
Address: 1180 McKendree Church Rd STE 105
Lawrenceville, GA 30043-5207
Phone: (866) 827-5678
Consumer Solutions Group Phone Numbers
866-827-5678, 404-410-4797, (866) 827-5678, (404) 410-4797, 8668275678, 4044104797, 272-226-7856, 866-927-4616, 866-265-6478,866-217-8269
If the answer is yes, then you are receiving calls from a known CSG number. You may be a victim of CSG phone harassment. The list above is not all the numbers that CSG uses. The calls can be from a different number and still be Consumer Solutions Group calling you. Most importantly, remember to contact our office right away to stop any form of harassment you may be enduring over these phone calls.
The following is a sample list of complaints filed against Consumer Solutions Group in the past year and can be found on Pacer.org.
1:18-cv-02518-RDB Gunning v. Consumer Solutions Group, LLC
8:18-cv-01887-JSM-JSS Heath v. Jonathan C. Frank & Associates, LLC et al
1:15-cv-00383-GJQ Penning v. Consumer Solutions Group, LLC et al
1:16-cv-00035-JTN-ESC Penning v. IntrinsicTel LLC et al
Can Consumer Solutions Group Take Legal Action?
Consumer Solutions Group, like other debt collectors, may take legal action against you if you fail to pay a debt. However, debt collectors must follow specific procedures and guidelines before taking legal action. They must:
- Send you a written notice of the debt, including the amount and creditor’s name
- Provide validation information about the debt
- Wait for a reasonable period before taking legal action
If you’re facing legal action from Consumer Solutions Group, it’s essential to seek the advice of a qualified attorney who can help you understand your rights and options. An attorney can guide you through the legal process, ensuring that your rights are protected and that you are not subjected to any unfair practices.
Repairing Your Credit Report
If you’ve been a victim of debt collector harassment or have errors on your credit report, it’s essential to take steps to repair your credit report. You can:
- Request a copy of your credit report from the three major credit reporting agencies (Experian, TransUnion, and Equifax)
- Review your credit report for errors or inaccuracies
- Dispute any errors or inaccuracies with the credit reporting agency
- Work with a credit repair professional to help you repair your credit report
Taking these steps can help you restore your credit standing and ensure that your credit report accurately reflects your financial history. Remember, you have the right to a fair and accurate credit report and taking action to correct any errors is a crucial part of protecting your financial health.
Consumer Rights Law Firm specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to stop the Consumer Solutions Group debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Consumer Solutions Group call us at 877-700-5790 for immediate assistance or visit our website at consumerlawfirmcenter.com
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable, and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
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