Meridian Financial Services Phone Harassment?
Is Meridian Financial Services (MFS) calling you? Stop Meridian Financial debt collector phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Many consumers report being called repeatedly or in a threatening manner by MFS, which can be considered debt harassment. Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to demand that Meridian Financial Services stop calling you. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Meridian Financial Services a Scam?
According to the Better Business Bureau website, Meridian Financial Services has been in business for 30 years. There have been 44 complaints filed against MFS with the BBB. In fact, many complaints have been reported by consumers, highlighting widespread issues with Meridian debt collector. Read more here: Meridian Financial Services Better Business Bureau.
Who is Meridian Financial Services?
Meridian Financial Services is a debt collection agency and third party debt collector located in Asheville, North Carolina. MFS has been a party in a Federal Court case over 90 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Meridian Financial Services collects debts on behalf of property management companies, resort developers, and homeowner associations. Meridian Financial Services collect accounts from these industries, and often involve timeshare, real estate, and vacation ownership debts. Meridian debt collector agency collects for a wide range of clients, and consumers have reported issues with their collection practices.
🏛️ Address: 1636 Hendersonville Rd Ste 135 Asheville, NC 28803-3057
📞 Phone: (828) 575-9564
Meridian Financial Services Collection Tactics
If Meridian Financial Services engages in any of the following tactics, you may have a case, especially if you are experiencing them harassing you with repeated or aggressive calls:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, including threats that Meridian Financial Services sue or garnish your wages without a court judgment
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Demanding payments for debts you do not owe, asking you to pay amounts that have already been paid, or continuing collection efforts after payments have been made or debts have been discharged
If you have been subjected to illegal collection practices, you may be able to recover money through legal action.
Meridian Financial Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 605-956-4138
- ☎️ 828-575-9564
- ☎️ 800-849-1236
- ☎️ 828-365-1084
- ☎️ (605) 956-4138
- ☎️ (828) 575-9564
- ☎️ (800) 849-1236
- ☎️ (828) 365-1084
- ☎️ 6059564138
- ☎️ 8285759564
- ☎️ 8008491236
- ☎️ 8283651084
If the answer is yes, then you are receiving calls from a known MFS number. You may be a victim of MFS phone harassment. The list above is not all the numbers that MFS uses. The calls can be from different numbers and it still be Meridian Financial Services calling you. Contact our office right away so we can start the process to stop MFS from calling you illegally. Above all, no one should live with harassment!
Debt Collection Harassment Laws
Dealing with Meridian Financial Services or any debt collector can be stressful, but it’s important to know that there are strong federal laws in place to protect you from unfair and abusive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law that regulates how debt collectors, including Meridian Financial Services, can interact with consumers. Under the FDCPA, debt collectors are prohibited from using harassing tactics, making repeated or threatening phone calls, or providing false or misleading information about your debts.
In addition to the FDCPA, the Fair Credit Reporting Act (FCRA) ensures that any information reported to credit bureaus about your collection accounts is accurate and fair. If Meridian Financial Services or another collection agency reports inaccurate information to the credit bureaus, you have the right to dispute it and have your credit report corrected. The Telephone Consumer Protection Act (TCPA) also protects you from unwanted calls, including those made with automated dialing systems or prerecorded messages, which are often used by collection agencies.
Complaints Against Meridian Financial Services
The following is a sample list of complaints filed against Meridian Financial Services in the past year and can be found on Pacer.gov.
- 📝 5:14-cv-02039-JGB-SP Brett Blankenship v.
- 📝 1:93-cv-00401-LON White v.
- 📝 2:19-cv-00135-SPC-MRM Hebert et al v.
- 📝 4:15-cv-00688-SWW Riley v.
- 📝 4:16-cv-00296-DPM Carter v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Meridian Financial Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Another legal resource for consumers facing debt collection harassment is Consumer Rights Law Firm PLLC, a firm known for assisting individuals with cases involving violations of the Fair Debt Collection Practices Act (FDCPA) and stopping abusive collection tactics.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Meridian Financial Services call us at 877-700-5790.
Success Stories
- 🏆 Consumer Rights Law Firm PLLC was a lifesaver when I was constantly being harassed by debt collectors. Their team was incredibly responsive and guided me through my rights as a consumer. Within weeks, the calls stopped, and they even helped me file a complaint that led to a favorable outcome. I highly recommend them to anyone facing aggressive collection tactics.
- 🏆 I never knew I had legal protection against robocalls and threatening voicemails until I contacted Consumer Rights Law Firm PLLC. Their attorneys were knowledgeable and made the process easy to understand. They took immediate action, and I finally got peace of mind after months of stress. Outstanding service and professionalism!
- 🏆 Consumer Rights Law Firm PLLC stood by me when I thought no one else would. I was being harassed over a debt I didn’t even owe, and they helped me fight back. Their legal team not only stopped the harassment but also helped me recover damages. I’m beyond grateful for their dedication and expertise.
- 🏆 The staff at Consumer Rights Law Firm PLLC made me feel heard and supported. They explained my rights clearly and went above and beyond to protect me from repeated violations by a collection agency. Thanks to their help, I regained control over my situation and learned how to defend myself legally. I can’t recommend them enough.
FAQs
Who is Meridian Financial Services and why are they calling me?
Meridian Financial Services is a third-party debt collection agency that collects past-due debts on behalf of other companies. They usually call because they believe a debt has been assigned to them for collection.
Is Meridian Financial Services a legitimate debt collector or a scam?
Meridian Financial Services is a legitimate collection agency operating under U.S. law. However, many consumers report aggressive or persistent calling practices, which is why verification is important.
What phone numbers does Meridian Financial Services use to contact consumers?
They have been reported to call from numbers such as 800-470-2791, 800-606-5122, 888-459-0999, 845-004-9960, 520-745-0050, 800-849-1236, and 800-946-9954, among others.
Can I sue Meridian Financial Services for phone harassment?
Yes. Under the FDCPA, you can sue for harassment, repeated calls, deception, or threats and may recover statutory damages.
What should I do to make Meridian Financial Services stop calling me?
Keep a record of all calls and send a written cease-and-desist letter. If calls continue, file complaints with the CFPB or FTC and consider speaking with a consumer rights attorney.
Can Meridian Financial Services impact my credit score?
Yes. If they report the debt to credit bureaus, it may negatively affect your credit score. You can dispute inaccurate information under the FCRA.
What are my rights when dealing with Meridian Financial Services phone calls?
You have the right to limits on call times, protection from harassment or threats, the right to request debt verification, and the right to stop calls to your workplace if prohibited.
How can I dispute a debt or inaccurate account with Meridian Financial Services?
You can dispute the debt in writing within 30 days of first contact and also challenge inaccurate credit reporting. Collection activity must pause while the dispute is reviewed.
