Westhill Exchange Debt Collection Harassment
Tired of Westhill Exchange Debt Collection Harassment?
Wish there was a way to make the calls stop? Is Westhill Exchange constantly calling and harassing you? Does your phone ring every day, several times per day, because Westhill Exchange is calling you to demand payment? Threatening you with legal action? Has Westhill Exchange ever used abusive or profane language when speaking with you on the phone? If so, Westhill Exchange may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA,
protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA
, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Westhill Exchange a scam?
According to the Better Business Bureau website, Westhill Exchange has been in business since 2009. There have been 15 complaints closed in the last 3 years and 4 complaints closed out in the last 12 months.
Westhill Exchange Better Business Bureau
Who is Westhill Exchange?
Westhill Exchange is third party debt collector located in Aurora, Colorado. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Westhill Exchange used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 2851 S Parker Rd STE 310
Aurora, CO 80014-2733
Phone: (888) 407-5650
Westhill Exchange Debt Collection Harassment Tactics
If Westhill Exchange engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Westhill Exchange Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
888-407-5650, 844-937-8554, 877-308-8728, 708-384-5908, 708-799-9661.
If so, you may be a victim of Westhill Exchange debt collection harassment. The list above is not all the numbers that Westhill Exchange uses. Also, calls can be from a different numbers and it still be Westhill Exchange calling you. Contact our office right away so we can start the process to stop Westhill Exchange from calling you illegally. Above all, no one should live with harassment.
Is Westhill Exchange a scam?
No, Westhill Exchange has been in business since 2009.
Can Westhill Exchange seize my property?
Westhill Exchange can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Westhill Exchange sue me?
Yes, Westhill Exchange can sue you so long as the debt is within the statute of limitations.
Can Westhill Exchange report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can Westhill Exchange arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Westhill Exchange and can be found on Pacer.org.
1:17-cv-07815 Adams v. Westhill Exchange, LLC, et al
1:14-cv-02362-WYD-CBS Whipple v. Westhill Exchange LLC
2:14-cv-00563-CW Kendall v. Westhill Exchange
1:13-cv-04105 McLaughlin et al v. Westhill Exchange LLC et al
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Westhill Exchange debt collection harassment.
If you are interested in learning more about how to safeguard yourself and prevent even more Westhill Exchange debt collection harassment, call us at (877)700-5790
for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Check out a links below for more information:
Colorado Attorney General
Consumer Financial Protection Bureau
Machol & Johannes Debt Collection Harassment? Stop the Calls!
Scott & Associates Debt Collection Harassment? Stop the Calls!
Stoneleigh Recovery Associates Debt Collection Harassment?