Mercantile Adjustment Bureau Phone Harassment?

Mercantile Adjustment Bureau Phone Harassment?

Is Mercantile Adjustment Bureau (MAB) calling you? Stop Mercantile Adjustment Bureau phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop MAB phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Mercantile Adjustment Bureau a Scam?

According to the Better Business Bureau website, Mercantile Adjustment Bureau has been in business for 26 years. There have been 49 complaints filed against MAB with the BBB.

Mercantile Adjustment Bureau Better Business Bureau

Who is Mercantile Adjustment Bureau?

Mercantile Adjustment Bureau is third party debt collector located in Buffalo, New York.

Address: 165 Lawrence Bell Dr Ste 100

Buffalo, NY 14221-7900

Phone: (800) 480-7094

Mercantile Adjustment Bureau Collection Tactics

If Mercantile Adjustment Bureau engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Mercantile Adjustment Bureau Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

866-726-0522, 800-480-7094, 800-836-0592, 716-929-8200, 877-878-7734, (866) 726-0522, (800) 480-7094, (800) 836-0592, (716) 929-8200, (877) 878-7734, 8667260522, 8004807094, 8008360592, 7169298200, 8778787734

If the answer is yes, then you are receiving calls from a known MAB number. You may be a victim of MAB phone harassment.  The list above is not all the numbers that MAB uses. The calls can be from a different number and it still be Mercantile Adjustment Bureau calling you.  Contact our office right away so we can start the process to stop MAB from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is MAB a scam? No, Mercantile Adjustment Bureau has been in business for 26 years.

Can Mercantile Adjustment Bureau garnish my wages? Yes, MAB can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can MAB sue me? Yes, MAB can sue you so long as the debt is within the statute of limitations

Can MAB report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can MAB arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Mercantile Adjustment Bureau in the past year and can be found on

3:18-cv-00417-L-NLS Smith v. Mercantile Adjustment Bureau

2:15-cv-00738-WMA Beavers v. Mercantile Adjustment Bureau

8:12-cv-00958-CJC-MLG David Falcon v. Mercantile Adjustment Bureau et al

3:14-cv-00647-MMA-NLS Anderson v. Mercantile Adjustment Bureau et al

3:17-cv-02197-AJB-BLM Lillico v. Mercantile Adjustment Bureau

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Mercantile Adjustment Bureau harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Mercantile Adjustment Bureau call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

New York Attorney General

Consumer Finance

Harris & Harris Debt Collection Harassment? Stop the Calls!


Free Case Review

Know Your RIGHTS: Insider Insights Into Consumer Rights w/ Attorney Derek DePetrillo episode of Credit Conversion Conversations

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