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Commercial Acceptance Company Phone Harassment?

Is Commercial Acceptance Company (CAC) calling you? Stop Commercial Acceptance Company phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so what they are doing is illegal and needs to stop. You have the legal right to stop CAC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Commercial Acceptance Company a Scam?

According to the Better Business Bureau website, Commercial Acceptance Company has been in business for 26 years. There have been 6 complaints filed against CAC with the BBB.

Commercial Acceptance Company Better Business Bureau

Who is Commercial Acceptance Company?

Commercial Acceptance Company is third-party debt collector located in Camp hill, Pennsylvania. They have been a party to over 30 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  Furthermore, a recent Federal Court cases alleges that Commercial Acceptance Company used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 2300 Gettysburg Road Suite 102

Camp Hill, PA 17011

Phone: (717) 901-4557

Commercial Acceptance Company is often referred to or searched for by other names. These include:

commercial acceptance company, commercial acceptance co, commercial acceptance company complaints, commercial acceptance, cac acceptance, cac debt biz, commercial acceptance company complaints, cac acceptance corporation, cac acceptance corp, cac debt biz, acceptance now harrisburg pa, commercial acceptance, acceptance company, commercial complaints

Commercial Acceptance Company Collection Tactics

If Commercial Acceptance Company engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed

Commercial Acceptance Company Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

800-690-3857, 717-901-5565, 717-901-4557,

If the answer is yes, then you are receiving calls from a known CAC number. You may be a victim of CAC phone harassment.  The list above is not all the numbers that CAC uses. The calls can be from a different number and it still be Commercial Acceptance Company calling you.  Contact our office right away so we can start the process to stop CAC from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is CAC a scam? No, Commercial Acceptance Company has been in business for 26 years.

Can Commercial Acceptance Company garnish my wages? Yes, CAC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can CAC sue me? Yes, CAC can sue you so long as the debt is within the statute of limitations

Can CAC report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can CAC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Commercial Acceptance Company in the past year and can be found on

8:15-cv-01029-GW-JEM Ashley v. Commercial Acceptance Company

1:16-cv-00228-GMS Wright v. Commercial Acceptance Company

1:15-cv-03735-JKB Campbell v. Commercial Acceptance Company

1:08-cv-01631-JBS-JS Westberry v. Commercial Acceptance Company

2:11-cv-06521-SDW-MCA Caprio v. Commercial Acceptance Company

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Commercial Acceptance Company harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at


Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:


Pennsylvania Attorney General

Consumer Finance

Absolute Credit Phone Harassment?

Advance Bureau of Collections Phone Harassment?

Stop ARC Management Group Collection Calls!


Dynia & Associates Phone Harassment?

Progressive Management Systems Phone Harassment