Are you receiving robocalls from Appleseed’s/Comenity Bank for your past-due account?

Are you receiving robocalls from Appleseed’s/Comenity Bank for your past-due account and wondering how to stop these calls? Have you asked agents of Appleseed’s to stop calling, yet they continue to call you? Wish there was a way to make the calls stop? Congress enacted Telephone Consumer Protection Act, (TCPA) to stop harassing phone calls from companies like Appleseed’s. In many cases, the offending companies are required to pay damages to those who were being harassed.

Credit card debt can arise when you miss out on payments for credit cards, including store cards issued by Comenity Bank for places like Abercrombie & Fitch, Ann Taylor, Bed Bath & Beyond, BJ’s, Big Lots, Catherines, Crate & Barrel, Eddie Bauer, Forever 21, Fashion Bug, Lane Bryant, Victoria Secret, Wayfair etc.

Who is Appleseed’s?

According to their website, the Appleseed’s company began as “Johnny Appleseed’s” a general merchant of women’s, men’s, and children’s clothes, as well as distinctive gifts, in 1946 in Beverly, MA. Since then, the company has refined its product line to focus exclusively on classic women’s apparel.

Appleseeds knows the baby boomer woman better than anyone. We understand that when classic women’s apparel retailers stop being classic or become too dowdy, the prime-time woman walks away. We understand the importance of style, comfort, and quality, and have learned to develop clothing that is truly fitted for the prime time woman.

Appleseeds is also a part of Blue Stem Brands, Inc., which offers endless options and solutions in women’s and men’s apparel, footwear, and accessories, as well as home & living, health, wellness & beauty, hobbies, and food & seasonal gifts, and more – all specifically for mature, active living.

Are you receiving robocalls from Appleseed’s/Comenity Bank for your past-due account?

There are several ways companies like Appleseeds harass consumers and violate the law. The TCPA limits when and how often a company like Appleseed’s can call. The TCPA also bans the use of automatic dialing systems.  Some of the key parts that Appleseeds must follow when making calls are below:

Companies must maintain a “Do Not Call” list and honor any request from a consumer to not be called again.

Marketers may not send unsolicited advertisements by auto-dialer, prerecorded voice message, or fax to anyone without prior express consent.

Customers must be able to opt out of future robocalls during a robocall.
Calling without identifying themselves or without revealing the identity of the person or company on whose behalf they are making the calls

How to dispute a debt

If you doubt that the amount a debt collector claims you owe as your Appleseeds credit card debt is accurate, then you should definitely send a debt dispute letter to the collection agency. This letter asks that they validate the debt, and puts the onus of doing so on the collector contacting you about your Comenity bank Appleseed debt.

An effective debt-dispute letter must go straight to the point and list only the facts. Include details about the communication you have received regarding your Appleseed’s/Comenity card debt (do not volunteer personal information such as your full name or social security number) and tell them that you wish to have the debt verified.

You should also send a second letter to the credit reporting agencies to let them know that the debt is in dispute and ask them not to include it on your credit report until it has been verified. If it has already been reported and the debt isn’t yours, you can send another type of dispute letter asking that the error be corrected and removed from your credit report.

A debt dispute letter makes it necessary for the debt collector to prove that the Comenity Appleseeds debt is indeed yours, and they can only do this by providing detailed information and documents to prove the amount owed and the person who owes it. They have only 30 days to do this.

The response to your debt dispute letter should include the following:

  • Your personal information, including your full name and any titles (such as Ms., Dr., etcetera, as the debt may belong to someone else with a similar name)
  • Proof of the amount of the Appleseed’s/Comenity bank debt (this could be Appleseeds store receipts, and proof of card transactions)
  •  The name of the original creditor (in this case, Appleseed store), and any other relevant information.

For more information, you can visit Appleseeds .com, or Comenity.net/Appleseeds to make inquiries about your Appleseed Comenity card.

Appleseed’s Phone Numbers 

Are you receiving any harassing phone calls from any of these numbers?

614-212-7500, 614-754-4136, 800-695-2912, 614-534-2516, 720-728-3217, 844-271-2816, 614-729-6086, 614-754-4132, 614-754-4056

877-475-3483, 614-212-7500, 614-534-2515, 720-456-3686, 614-754-4137, 614-729-7086, 614-754-4060, 303-205-5054, 208-719-3271, 801-438-8376, 614-729-9037

If the answer is yes, then you are receiving calls from a known Appleseed’s/Comenity phone number. You may be a victim of robocalls from Appleseed’s. The list above is not all the numbers that Appleseed’s uses. The calls can be from different phone numbers and still be Appleseed’s calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away so we can start the process to stop Appleseed’s from calling you illegally. No one should live with the harassment.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.

If you are interested in learning more about how to stop robocalls from Appleseed’s, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Check out the link for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Last Updated on March 9, 2022