Are you receiving robocalls from Appleseed’s for your past-due account?
Are you receiving robocalls from Appleseed’s for your past-due account and wondering how to stop these calls? Have you asked agents of Appleseed’s to stop calling, yet they continue to call you? Wish there was a way to make the calls stop? Congress enacted Telephone Consumer Protection Act, (TCPA) to stop harassing phone calls from companies like Appleseed’s. In many cases, the offending companies are required to pay damages to those who were being harassed. If you have multiple accounts with Appleseed’s or Comenity Bank, each account may be subject to these calls and related account management practices.
Credit card debt can arise when you miss out on payments for credit cards, including store cards issued by Comenity Bank for places like Abercrombie & Fitch, Ann Taylor, Bed Bath & Beyond, BJ’s, Big Lots, Catherines, Crate & Barrel, Eddie Bauer, Forever 21, Fashion Bug, Lane Bryant, Victoria Secret, Wayfair etc. Appleseed’s credit card is used for purchases and may accrue fees such as late fees or transaction fees if not paid on time. Only eligible purchases made with Appleseed’s credit card qualify for rewards or offers. After mentioning Comenity Bank, it’s important to note that Appleseed’s is part of a family of companies under Blue Stem Brands, Inc. Fees, including late fees or transaction fees, may be associated with past-due accounts. Purchases made with Appleseed’s credit card can impact your account status and rewards. Additionally, robocalls or debt collection practices may have further consequences for your accounts. Appleseed’s or Comenity Bank may offer settlement options or payment plans to customers with past-due accounts. It is important to be responsible with your account management to avoid additional fees or negative consequences.
Who is Appleseed’s?
According to their website, the Appleseed’s company began as “Johnny Appleseed’s,” a general merchant of women’s, men’s, and children’s clothes, as well as distinctive gifts, in 1946 in Beverly, MA. Appleseed’s is based in Beverly, MA. Since then, the company has refined its product line to focus exclusively on classic women’s apparel. Appleseed’s offers a variety of categories, including dresses, tops, pants, outerwear, and accessories, to meet the diverse needs of their customers. A unique feature of Appleseed’s is their commitment to providing timeless styles with a perfect fit for mature women.
Appleseeds knows the baby boomer woman better than anyone. We understand that when classic women’s apparel retailers stop being classic or become too dowdy, the prime-time woman walks away. We understand the importance of style, comfort, and quality, and have learned to develop clothing that is truly fitted for the prime time woman.
Appleseeds is also a part of Blue Stem Brands, Inc., which offers endless options and solutions in women’s and men’s apparel, footwear, and accessories, as well as home & living, health, wellness & beauty, hobbies, and food & seasonal gifts, and more – all specifically for mature, active living. For more information, visit the About Us page on the Appleseed’s site, which serves as the hub for online shopping and customer service.
Are you receiving robocalls from Appleseed’s/Comenity Bank for your past-due account?
There are several ways companies like Appleseeds harass consumers and violate the law. The TCPA and its terms limit when and how often a company like Appleseed’s can call. The TCPA also bans the use of automatic dialing systems. Some of the key parts that Appleseeds must follow when making calls are below:
Companies must maintain a “Do Not Call” list and honor any request from a consumer to not be called again. Consumers may need to accept certain terms or policies when interacting with Appleseed’s or Comenity Bank.
Marketers may not send unsolicited advertisements by auto-dialer, prerecorded voice message, or fax to anyone without prior express consent.
Customers must be able to opt out of future robocalls during a robocall, and can submit a request to stop robocalls or to exercise their rights. Calling without identifying themselves or without revealing the identity of the person or company on whose behalf they are making the calls
How to dispute a debt
If you doubt that the amount a debt collector claims you owe as your Appleseeds credit card debt is accurate, or if you believe the balance of your account or debt is incorrect, then you should definitely send a debt dispute letter to the collection agency. This letter asks that they validate the debt, and puts the onus of doing so on the collector contacting you about your Comenity bank Appleseed debt.
An effective debt-dispute letter must go straight to the point and list only the facts. Include details about the communication you have received regarding your Appleseed’s/Comenity card debt (do not volunteer personal information such as your full name or social security number) and tell them that you wish to have the debt verified.
You should also send a second letter to the credit reporting agencies to let them know that the debt is in dispute and ask them not to include it on your credit report until it has been verified. Credit reporting agencies use reports from third parties to verify debt and identity, so it is important to ensure all information is accurate. If it has already been reported and the debt isn’t yours, you can send another type of dispute letter asking that the error be corrected and removed from your credit report.
A debt dispute letter makes it necessary for the debt collector to prove that the Comenity Appleseeds debt is indeed yours, and they can only do this by providing detailed information and documents to prove the amount owed and the person who owes it. You may also need to demonstrate proof of payment or eligibility if you are disputing the debt. They have only 30 days to do this.
The response to your debt dispute letter should include the following (all of which is provided by the consumer):
- Your personal information, including your full name and any titles (such as Ms., Dr., etcetera, as the debt may belong to someone else with a similar name)
- Proof of the amount of the Appleseed’s/Comenity bank debt (this could be Appleseeds store receipts, and proof of card transactions)
- The name of the original creditor (in this case, Appleseed store), and any other relevant information.
Comenity Bank manages not only credit card accounts but also loan products, so it is important to clarify the type of debt in question.
For more information, you can visit Appleseeds .com, or Comenity.net/Appleseeds to make inquiries about your Appleseed Comenity card.
Appleseed’s Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
614-212-7500, 614-754-4136, 800-695-2912, 614-534-2516, 720-728-3217, 844-271-2816, 614-729-6086, 614-754-4132, 614-754-4056
877-475-3483, 614-212-7500, 614-534-2515, 720-456-3686, 614-754-4137, 614-729-7086, 614-754-4060, 303-205-5054, 208-719-3271, 801-438-8376, 614-729-9037
If the answer is yes, then you are receiving calls from a known Appleseed’s/Comenity phone number. You may be a victim of robocalls from Appleseed’s. The list above is not all the numbers that Appleseed’s uses. The calls can be from different phone numbers and still be Appleseed’s calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away so we can start the process to stop Appleseed’s from calling you illegally. No one should live with the harassment.
Protecting Your Customer Information
At Appleseed’s, protecting your personal information is one of our highest priorities. As a trusted service provider, we understand how important it is for our customers to feel confident that their data is secure when they apply for an Appleseed’s Credit Card, access their account online, or use any of our other services. In partnership with Comenity Bank, we are dedicated to handling your information responsibly and in full compliance with all applicable laws.
When you visit our website or contact us to apply for a card or manage your account, we use advanced security measures—including encryption and firewalls—to help safeguard your data from unauthorized access. Our customer service phone number is always available if you have questions or need assistance regarding your account, identity verification, or any of our services.
To provide you with the best possible experience and to process your application or manage your account, we may request certain information such as your full name, address, and social security number. This information is required to verify your identity, maintain accurate account records, and ensure you have access to the services and rewards available through the Appleseed’s Credit Card program. We do not share your personal information with other companies except as required by law or with select service providers who help us deliver our services.
We take our responsibility to protect your information seriously. Our company regularly audits and monitors our systems to maintain the quality and accuracy of your account details. If you ever have concerns about your account, our privacy practices, or the way your information is handled, we encourage you to contact us directly. We are committed to responding promptly and providing the support you need.
In accordance with Utah state law, we require certain information to verify your identity and keep your account information accurate. This information is used solely for providing our services and is not shared with third-party companies unless required by law. If you wish to opt out of certain features or services, you can do so by contacting our customer service department or by visiting our website.
Your trust is important to us, and we are committed to maintaining the security and privacy of your information. For more details about our privacy practices or to learn more about the Appleseed’s Credit Card program, please visit www.appleseeds.com or call our customer service phone number. We are always here to help and to ensure you receive the highest level of service and support.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.
If you are interested in learning more about how to stop robocalls from Appleseed’s, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
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