Zenco Collects Phone Harassment? Stop the Calls!
Is Zenco Collects (ZC) calling you? Stop Zenco Collects phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?
If you are contacted by Zenco Collects, you have the right to verify any debt claim and ensure the company complies with federal laws.
If so what they are doing is illegal and needs to stop. Debt collectors are not permitted to use threats or harassment and must comply with all relevant laws. You have the legal right to stop ZC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. You may also be entitled to compensation if Zenco Collects violates your rights.
Is Zenco Collects a Scam?
Zenco Collects is a debt collection company with a controversial reputation due to numerous consumer complaints and reports of aggressive tactics. According to the Better Business Bureau website, Zenco Collects has been in business for 4 years. There have been 60 complaints filed against the company with the BBB.
Read more here: Zenco Collects Better Business Bureau
The Better Business Bureau page provides detailed information and consumer complaints about the company.
Who is Zenco Collects?
Zenco Collects is a third party debt collector located in Richardson, Texas. Zenco Collects must have legal authority to collect debts, and consumers should always verify this authority before making any payments. They have been sued in federal court for violating consumer’s rights while collecting on alleged debts. A recent Federal Court case alleges that Zenco Collects used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Many clients have reported positive outcomes after seeking legal help to resolve issues with Zenco Collects.
Legal services are available to help consumers deal with aggressive debt collection practices.
Address: PO Box 851733 Richardson, TX 75081 Phone: (469) 899-8910
Zenco Collects Collection Tactics
If Zenco Collects engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Not all collection tactics are permitted under federal law, and some actions may violate your rights as a consumer.
If you experience any of these tactics, explore your legal options to protect yourself and seek relief.
Zenco Collects Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
| # | Phone Number |
|---|---|
| 1 | 844-368-6626 |
| 2 | 469-899-88910 |
| 3 | 469-899-8910 |
| 4 | 469-899-8909 |
If the answer is yes, then you are receiving calls from a known ZC number. You may be a victim of ZC phone harassment. The list above is not all the numbers that ZC uses. The calls can be from different phone numbers and it still be Zenco Collects calling you. Contact our office right away so we can start the process to stop ZC from calling you illegally. Above all, no one should live with harassment!
Credit Report Protection: How to Safeguard Your Score from Zenco Collects
Protecting your credit report is essential when dealing with debt collectors like Zenco Collects. Your credit score can be affected if a collection agency reports inaccurate or unauthorized information to the credit bureaus. That’s why it’s important to stay proactive and informed about your rights under federal law.
Check Your Credit Report Regularly When Dealing with Zenco Collects
Start by regularly checking your credit report for any signs of errors, unfamiliar debts, or suspicious activity that could indicate identity theft. Every consumer is entitled to a free credit report each year from the three major credit bureaus, take advantage of this by visiting Annual Credit Report or calling 1-877-322-8228. If you spot any inaccurate information or debts you don’t recognize, act quickly to dispute them in writing with the credit bureau. This not only helps protect your credit score but also ensures that debt collectors like Zenco Collects are held accountable for any mistakes or abusive practices.
Key Steps to Safeguard Your Credit Report from Zenco Collects
Here are some key steps to safeguard your credit report from Zenco Collects and other debt collectors:
Verify the debt: Always request a written validation notice from Zenco Collects before making any payment. This helps confirm whether the debt is legitimate and that you actually owe it.
Dispute inaccuracies: If you find any errors or unauthorized entries on your credit report, file a dispute in writing with the credit bureau. Keep copies of all correspondence for your records.
Monitor your credit: Set reminders to check your credit report regularly. Early detection of mistakes or identity theft can prevent long-term damage to your credit score.
Seek professional help: If you’re overwhelmed or unsure how to proceed, contact consumer rights law firm pllc, we are experienced in credit report protection and debt collection harassment. We also offer a free consultation to review your situation and explain your legal rights.
How to Stop Zenco Collects Phone Harassment
If Zenco Collects is contacting you with repeated phone calls or threats, you have the right to stop the harassment. Sending a cease communication letter in writing can require them to halt further contact. If the calls continue, file a complaint with the Better Business Bureau or the Federal Trade Commission. These agencies can help you hold debt collectors accountable for violating federal laws.
Watch for Identity Theft Related to Zenco Collects
Remember, identity theft is a growing concern, and unauthorized debts on your credit report could be a sign that your personal information has been compromised. Stay vigilant, and don’t hesitate to take action if you notice anything unusual.
Complaints Against Zenco Collects
The following is a sample list of complaints filed against Zenco Collects in the past year and can be found on Pacer.gov.
| # | Case Number | Case Name |
|---|---|---|
| 1 | 5:15-cv-01350-DNH-TWD | Barahmeh v. Zenco Collects |
| 2 | 2:15-cv-14040-SFC-EAS | O’Neil v. Zenco Collections |
| 3 | 2:16-cv-02893-SRB | Orr v. Zenco Collections |
| 4 | 1:17-cv-05220 | Benson et al v. Zenco Collections |
| 5 | 5:17-cv-01046-DAE | Keen v. Zenco Collection |
Get Legal Help for Zenco Collects Credit or Harassment Issues
If you need help dealing with Zenco Collects phone harassment or protecting your credit report, reach out to consumer rights law firm pllc for guidance. We can help you dispute inaccurate information, stop abusive collection tactics, and recover statutory damages if your rights have been violated. Don’t let debt collectors damage your credit or peace of mind, take control by knowing your rights and seeking professional support when needed.
For more information or to schedule a free consultation, contact us that specializes in debt collection harassment and credit report protection. You can also check the Better Business Bureau for complaints and ratings on Zenco Collects to stay informed and empowered. Protect your credit, your rights, and your financial future by taking action today.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Zenco Collects harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Zenco Collects call us at 877-700-5790.
Success Stories
- I’m extremely grateful for the support and guidance I received throughout my case. From start to finish, the team was professional, responsive, and truly cared about my situation. Thanks to their hard work, my case was resolved completely in my favor without any repayment or attorney fees was guaranteed no money payback out of pocket I would highly recommend them to anyone in need of honest and effective legal assistance.
- The law firm is highly regarded for its dedication to safeguarding individuals’ rights and its personalized, genuine-care approach to legal support. Attorney Derek possesses exceptional skill and extensive experience in handling consumer rights cases, while Matthew and Scott approach their work with patience and attentiveness, carefully explaining each step of the legal process to clients. I strongly endorse this firm as a trusted and compassionate resource for those seeking assistance with consumer rights matters.
- Hands down worth all 5 stars! Everything that Scott said would happen, happened! He said the calls would stop, the calls stopped. He said no money out of pocket for their services and no money out of my pocket was spent. No more harassing calls, my credit report is being updated, and I’m getting money back! It’s a win-win! Highly recommend if you get a call from this firm, answer it! So worth it!
Frequently Asked Questions
Who is Zenco Collects and why are they calling me?
Zenco Collects (also called Zenco Collections) is a third-party debt collector based in Richardson, Texas. They contact consumers about alleged unpaid debts, sometimes using aggressive tactics.
Is Zenco Collects a legitimate debt collector or a scam?
They appear to be a legitimate debt collection agency. They are known to be registered and have been named in lawsuits under the Fair Debt Collection Practices Act (FDCPA). However, many consumer complaints allege harassment, threats, or failure to validate debts.
What constitutes harassment by Zenco Collects?
Harassment may include repeated or excessive phone calls, threats of lawsuits or arrest without legal authority, calling outside allowed hours, using abusive language, contacting third parties like your employer or family about the debt, or failing to validate the debt when asked.
How many times can Zenco Collects legally call me?
There is no single fixed number, but under the FDCPA collectors cannot call with the intent to harass. Calls before 8 a.m. or after 9 p.m., or calls to your workplace after you ask them to stop, are often violations.
Can Zenco Collects threaten me with arrest or legal action?
Collectors may threaten legal action only if they truly intend to follow through and the claim is valid. False threats of arrest or other misleading statements are illegal under the FDCPA.
What can I do if Zenco Collects contacts my family, co-workers, or employer about the debt?
Debt collectors generally cannot discuss your debt with third parties except to locate you, and they cannot reveal debt details. If they disclose information to family or coworkers, it may violate the law.
Can I dispute the debt Zenco Collects says I owe?
Yes. You have the right under the FDCPA to request written verification of the debt. Collection efforts must stop until validation is provided.
Does Zenco Collects affect my credit score?
Yes. If a legitimate debt is reported to credit bureaus, it can negatively impact your credit score. You may dispute inaccurate credit reporting.
Can I sue Zenco Collects for debt collection harassment?
Yes. If they violate the FDCPA or state consumer protection laws, you may be able to seek damages, attorney’s fees, and other legal remedies.
What steps can I take to make Zenco Collects stop calling me?
Document every call, send a written cease-and-desist notice, request debt validation, file complaints with agencies such as the CFPB or your state attorney general, and consider speaking with a consumer rights attorney.
