Unique Management Services Phone Harassment?
Is Unique Management Services (UMS) calling you? Stop Unique Management Services phone harassment. Do they threaten to take legal action or explicitly say they will garnish wages? This is a common tactic used in debt harassment cases. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. These actions by UMS may constitute debt harassment under the law. You have the legal right to stop UMS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Are they a Scam?
According to the Better Business Bureau website, they have been in business for 25 years. BBB established a profile page for Unique Management Services Inc. in 1997, highlighting their longstanding presence in the industry.
Unique Management Services
Who is Unique Management Services?
Unique Management Services Inc. is a debt collection agency and third party collection agency located in Jeffersonville, Indiana. UMS has been a party to a Federal Court case over 30 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Unique Management Services Inc. may also operate under an alternate business name.
Address: 119 E. Maple Street
Jeffersonville, IN 47130
Phone: (812) 285-0886
Their headquarters staff demonstrates significant operational capacity, supporting their role as a leading collection agency in the industry.
Unique Management Services Collection Tactics
UMS is often contacted by consumers regarding their collecting practices, especially when collecting past due accounts. If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than is actually owed or legally allowed
Unique Management Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
812-285-0886, 800-879-5453, (812) 285-0886, (800) 879-5453, 8122850886, 8008795453
If the answer is yes, then you are receiving calls from a known UMS number. You may be a victim of UMS phone harassment. The list above is not all the numbers that UMS uses. The calls can be from a different number and it still be Unique Management Services calling you. UMS often works with libraries to remind patrons about overdue materials and unpaid fees, using a respectful approach to maintain positive relationships.
Contact our office right away so we can start the process to stop UMS from calling you illegally. Above all, no one should live with harassment! For important communications, such as debt validation requests or disputes, be sure to send your correspondence via certified mail to ensure proper legal documentation.
Legal Action and Protection: Your Rights Against Harassment
Dealing with phone harassment from Unique Management Services or any third-party debt collector can be overwhelming, but you have powerful rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself. The FDCPA is a federal law designed to ensure fair debt collection practices and to shield consumers from abusive debt collection tactics. If Unique Management Services, also known as Unique National Collections, is calling you multiple times a day, using abusive language, or threatening legal action over past due accounts, you do not have to tolerate it.
As a consumer, you are entitled to demand that collection agencies, including Unique Management Services, stop calling you at inconvenient hours or harassing you with repeated calls. If a debt collector crosses the line—by threatening to sue you in federal court, attempting to garnish your wages without proper legal process, or using alternate business names to collect debts—you have the legal right to take action. Under the FDCPA, you may be eligible for statutory damages of up to $1,000, and the law may require the collection agency to pay your attorney fees if you prevail in court.
To put an end to debt collection harassment, you can send a cease and desist letter to Unique Management Services, instructing them to stop contacting you. If the harassment continues, consider reaching out to a law firm that specializes in fair debt collection practices and consumer protection. You can also file a complaint with the Better Business Bureau (BBB) or the (CFPB) to hold the collection agency accountable for any abusive debt collection practices.
It’s important to remember that you have the right to dispute any alleged debt. If you believe you do not owe the debt or that the amount is incorrect, request validation from Unique Management Services before making any payments. Keep detailed records of all calls, letters, and emails from the debt collector, as this documentation can be crucial if you need to take legal action.
Unique Management Services may attempt to collect debts on behalf of libraries or other organizations, but they must follow the law. If you feel threatened, harassed, or pressured to pay debts you do not owe, know that you are not alone and that legal remedies are available. By understanding your rights and taking proactive steps, you can stop the harassment and ensure that collection agencies treat you fairly and respectfully.
Common Questions
Is UMS a scam? No, they have been in business for 25 years.
Can they garnish my wages? Yes, UMS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can UMS sue me? Yes, UMS can sue you so long as the debt is within the statute of limitations.
Can UMS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can UMS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
If you dispute a debt or request validation, you have the right to ask UMS to provide information about the original creditor, including the original balance and relevant dates.
Paying off your debts can help restore your good standing with creditors or organizations, such as libraries, and ensure continued access to their services.
If you are experiencing debt collection harassment, you can seek legal assistance from Lemberg Law, a firm known for helping consumers stop unwanted calls and resolve collection issues.
The following is a sample list of complaints filed against Unique Management Services in the past and can be found on Pacer.org.
2:15-cv-00162-PP Usmiller v. Unique Management Services
0:16-cv-62133-WPD Gentles v. Unique Management Services
4:14-cv-00765-Y McCoy v. Unique Management Services
2:15-cv-04385-DCN Tierney v. Unique Management Services
8:08-cv-01788-RAL-MAP Rosen v. Unique Management Services
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Unique Management Services. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/asset-management-services-llc-phone-harassment/
https://consumerlawfirmcenter.com/wol-inc-phone-harassment/
https://consumerlawfirmcenter.com/payment-resolution-services-phone-harassment/
https://consumerlawfirmcenter.com/veripro-solutions-phone-harassment/
https://consumerlawfirmcenter.com/solomon-and-solomon-pc-phone-harassment/
https://consumerlawfirmcenter.com/pra-receivables-management-phone-harassment/
https://consumerlawfirmcenter.com/accounts-receivable-management-phone-harassment-2/
https://consumerlawfirmcenter.com/tice-associates-phone-harassment/
