TRS Recovery Services Debt Collection Harassment
Tired of TRS Recovery Services Debt Collection Harassment? Wish there was a way to make the calls stop? Is TRS Recovery Services constantly calling and harassing you? Does your phone ring every day, several times per day, because TRS Recovery Services is calling you to demand payment? Threatening you with legal action? Has TRS Recovery Services ever used abusive or profane language when speaking with you on the phone? If so, TRS Recovery Services may be violating your legal rights. Stop the harassment. Many consumers have reported harassment by TRS Recovery Services to authorities and legal organizations.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court—this legal action is known as a lawsuit. Attorneys can help consumers file a lawsuit against debt collectors who violate their rights. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is TRS Recovery Services a scam?
According to the Better Business Bureau website, Asset Recovery Associates has been in business since 1995. TRS Recovery Services works with a variety of businesses, including major retailers and financial institutions, to collect unpaid debts. There have been 171 complaints closed in the last 3 years and 87 complaints closed out in the last 12 months. Read more here: TRS Recovery Services Better Business Bureau.
Who is TRS Recovery Services?
TRS Recovery Services is a third party debt collector located in Sugarland, Texas. They collect unpaid debts on behalf of their clients, including businesses and online retailers. They have been a party to over 180 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court case alleges that TRS Recovery Services called consumers at times outside what is considered acceptable to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 14141 Southwest Fwy Sugar Land, TX 77478-3493 📞 Phone: (800) 366-1048 🖨️ Fax: (402) 916-8140
TRS Recovery Services Debt Collection Harassment Tactics
If TRS Recovery Services engages in any of the following tactics while collecting debts, you may have a case:
- ➤ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- ➤ Talking to others about your debt
- ➤ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- ➤ Use any profane language or any language that is harassing and abusive
- ➤ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ➤ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- ➤ Threaten arrest or criminal prosecution
- ➤ Send false information to the credit bureaus
- ➤ Cause a telephone to ring an unreasonable amount of times
- ➤ Debts may be sent to TRS Recovery Services for collection after a transaction fails due to insufficient funds. A failed transaction can trigger the debt collection process.
TRS Recovery Services Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- ☎️ 800-366-1048
- ☎️ 713-567-0499
If so, you may be a victim of TRS Recovery Services debt collection harassment. The list above is not all the numbers that TRS Recovery Services uses. Also, calls can be from a different numbers and it still be TRS Recovery Services calling you. Contact our office right away so we can start the process to stop TRS Recovery Services from calling you illegally. Above all, no one should live with harassment.
Debt Validation and Verification: How to Challenge a Debt
When you’re contacted by TRS Recovery Services or any debt collector, it’s essential to make sure the debt owed is actually valid and accurate before you pay a single cent. Under fair debt collection practices, you have the right to request debt validation and verification—a crucial step in protecting your consumer rights and avoiding payment on debts you don’t owe.
As soon as you receive a notice or call from TRS Recovery Services, the law requires them to send you a written notice stating the total amount of the debt, the name of the original creditor, and a statement that the debt will be assumed valid unless you dispute it within 30 days. If you have any doubts about the debt, or if you simply want to ensure everything is accurate, you should send a debt validation letter to TRS Recovery Services. In your letter, include your account number, the amount they claim you owe, and a clear request for documentation that proves the debt is legitimate. You can also request that TRS Recovery Services stop contacting you until they provide the requested verification.
It’s important to keep your own records of every interaction with TRS Recovery Services—save copies of letters, note the dates and times of calls, and document the details of each conversation. This documentation can be vital if you need to file a complaint with the Better Business Bureau, the business bureau, or the Federal Trade Commission, especially if you believe the debt collector has provided inaccurate information or engaged in unfair practices.
If you ever experience profane language, threats, or other forms of harassment from TRS Recovery Services, know that these actions are violations of fair debt collection laws. Don’t hesitate to report such behavior and seek help from a law firm or attorney who specializes in debt collection cases. You have the right to challenge any debt you’re unsure about, and you should never feel pressured to pay a debt that isn’t yours.
To determine if you truly owe money to TRS Recovery Services, review your own records and compare them to the information provided by the debt collector. If you find discrepancies or believe the debt is invalid, dispute it in writing and request further verification. If you’re sued by TRS Recovery Services, respond promptly to avoid a default judgment, which could lead to wage garnishment, court costs, or damage to your credit.
Remember, you are not alone in this process. By sending a debt validation letter, keeping thorough records, and seeking legal support when needed, you can ensure your rights are protected and that you’re not paying a debt you don’t owe. Stay aware, document everything, and don’t hesitate to report any scam attempts or unfair practices by collection agencies like TRS Recovery Services.
Complaints Filed Against TRS Recovery Services
The following is a sample list of complaints filed against TRS Recovery Services and can be found on Pacer.gov.
- 📋 8:19-cv-00340-MSS-SPF Ario v.
- 📋 0:18-cv-03466-SRN-BRT Jankowski v.
- 📋 1:18-cv-06017-NGG-RER Hansberry v.
- 📋 2:18-cv-08197-ODW-AS Arlin Potts v.
- 📋 3:18-cv-02858-MEJ Peled v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop TRS Recovery Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent TRS Recovery Services debt collection harassment, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I had no idea that what I was experiencing from a debt collector was illegal until I stumbled upon Consumer Rights Law Firm PLLC. The collectors were threatening legal action, using aggressive language, and even calling my family members to pressure me. I felt completely trapped. After contacting this firm, everything changed. They were professional, understanding, and took immediate action. I was amazed at how quickly they got results. The calls stopped, and I ended up receiving financial compensation. I only wish I had reached out sooner!”
- 🏆 “I’m so grateful for the help I received from Consumer Rights Law Firm PLLC. I was being harassed with robocalls almost every single day, even though I told the company to stop. It was overwhelming. From the first call, the team at the firm was incredibly responsive and made the entire process smooth. They collected the information they needed from me, and within a few weeks, the harassment stopped. I even received a check for the damages. I didn’t know this kind of support existed — if you’re struggling with debt collectors, give them a call.”
- 🏆 “Dealing with debt collectors was affecting my mental health — I was anxious all the time, worried about getting calls at work or in front of my kids. When I contacted Consumer Rights Law Firm PLLC, I felt like someone finally had my back. They took care of everything and made me feel like my situation truly mattered. They explained every step, fought for my rights, and even got me money for the harassment I endured. The professionalism and care they showed me were incredible. Highly recommend this firm to anyone who’s had enough of collection abuse.”
Common Questions:
Is TRS Recovery Services a scam?
No, TRS Recovery Services has been in business since 1995.
Can TRS Recovery Services seize my property?
TRS Recovery Services can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can TRS Recovery Services sue me?
Yes, TRS Recovery Services can sue you so long as the debt is within the statute of limitations. If you are sued by TRS Recovery Services, you must file an answer to the complaint, and each claim listed in the complaint must be answered within the required timeframe. Failing to answer the lawsuit can result in a default judgment against you. When TRS Recovery Services is suing you, carefully review all claims in the complaint and respond accordingly.
Can TRS Recovery Services report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report.
What legal notices or documents might I receive?
You may receive documents by mail, including a letter stating the claims against you. These documents are often mailed to your last known address, so verify that the following address is correct. It is important to check the date on any documents you receive, as deadlines for responding are based on the date the documents were mailed.
Can TRS Recovery Services arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
How do settlements or payment arrangements work?
Payments made as part of a settlement are considered paid, and both you and the debt collector should sign a written agreement to resolve the debt. The process of resolving a debt with TRS Recovery Services typically involves the following items: receiving a letter stating the amount owed, reviewing the documents, responding to claims, and making payments. Some complaints have been resolved after consumers took action, and resolving disputes may involve negotiating with TRS Recovery Solutions.
