Stop TRS Recovery Services From Constantly Calling You!
Getting constant calls from TRS Recovery Services (TRS)? Threats, and abusive language are not just frustrating, they may be illegal under federal law. In 2026, consumer protection laws still protect your rights against harassment from debt collectors like TRS Recovery Services. The laws also apply when they use abusive or profane language while speaking with you on the phone. Upon violations, you can sue them in court too.
Who is TRS Recovery Services?
| Detail | Information |
|---|---|
| Location | Sugar Land, TX |
| Address | 14141 Southwest Fwy, Sugar Land, TX 77478-3493 |
| Phone | (800) 366-1048 |
| Fax | (402) 916-8140 |
| Years in Business | Since 1995 |
| Services | Third-party debt collection for businesses and retailers |
| Federal Cases | Over 180 reported in PACER related to collection practices |
| Consumer Complaints | 171 complaints in last 3 years; 87 in last 12 months (BBB) |
Is TRS Recovery Services a scam?
According to the Better Business Bureau website, Asset Recovery Associates has been in business since 1995. TRS Recovery Services works with a variety of businesses, including major retailers and financial institutions, to collect unpaid debts. There have been 171 complaints closed in the last 3 years and 87 complaints closed out in the last 12 months. Read more here: TRS Recovery Services Better Business Bureau.
TRS Recovery Services Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- 800-366-1048
- 713-567-0499
When are TRS Recovery Services Contacts Illegal?
| Harassment Tactic | Why it’s Illegal |
|---|---|
| Calls before 8 a.m. or after 9 p.m., or when notified inconvenient | Harassment & FDCPA violation |
| Talking to others about your debt | Breach of privacy |
| Calling your workplace after being told not to | Workplace harassment |
| Using profane or abusive language | Abuse & intimidation |
| Threatening arrest or criminal prosecution | Misrepresentation & coercion |
| Sending false info to credit bureaus | Fraudulent reporting |
| Causing your phone to ring repeatedly | Intent to annoy or oppress |
| Collecting debts from failed transactions without notice | Misrepresentation |
Tip (2026): Document every interaction, call logs, letters, and voicemails are key evidence.
Solution to Harassment Under the FDCPA (2026)
When dealing with TRS Recovery Services or any debt collector, you have the legal right to:
Request written validation of the debt to confirm it’s accurate.
Dispute the debt within 30 days if you believe it’s incorrect.
Limit or stop communications by sending a cease-and-desist letter.
Be free from harassment, threats, or deception at all times.
Request communication only by mail if preferred.
Document every interaction calls, letters, messages, and voicemails.
Check your credit reports (Equifax, Experian, TransUnion) to ensure accounts are reported correctly.
Seek legal help from a consumer rights attorney if harassment continues; you may be entitled to statutory damages and attorney fees.
Complaints Filed Against TRS Recovery Services
| Case | Year |
|---|---|
| Ario v. TRS Recovery Services, 8:19-cv-00340-MSS-SPF | 2019 |
| Jankowski v. TRS Recovery Services, 0:18-cv-03466-SRN-BRT | 2018 |
| Hansberry v. TRS Recovery Services, 1:18-cv-06017-NGG-RER | 2018 |
| Arlin Potts v. TRS Recovery Services, 2:18-cv-08197-ODW-AS | 2018 |
| Peled v. TRS Recovery Services, 3:18-cv-02858-MEJ | 2018 |
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop TRS Recovery Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent TRS Recovery Services debt collection harassment, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I had no idea that what I was experiencing from a debt collector was illegal until I stumbled upon Consumer Rights Law Firm PLLC. The collectors were threatening legal action, using aggressive language, and even calling my family members to pressure me. I felt completely trapped. After contacting this firm, everything changed. They were professional, understanding, and took immediate action. I was amazed at how quickly they got results. The calls stopped, and I ended up receiving financial compensation. I only wish I had reached out sooner!”
- 🏆 “I’m so grateful for the help I received from Consumer Rights Law Firm PLLC. I was being harassed with robocalls almost every single day, even though I told the company to stop. It was overwhelming. From the first call, the team at the firm was incredibly responsive and made the entire process smooth. They collected the information they needed from me, and within a few weeks, the harassment stopped. I even received a check for the damages. I didn’t know this kind of support existed, if you’re struggling with debt collectors, give them a call.”
- 🏆 “Dealing with debt collectors was affecting my mental health, I was anxious all the time, worried about getting calls at work or in front of my kids. When I contacted Consumer Rights Law Firm PLLC, I felt like someone finally had my back. They took care of everything and made me feel like my situation truly mattered. They explained every step, fought for my rights, and even got me money for the harassment I endured. The professionalism and care they showed me were incredible. Highly recommend this firm to anyone who’s had enough of collection abuse.”
FAQs
Is TRS Recovery Services a scam?
No, TRS Recovery Services has been in business since 1995.
Can TRS Recovery Services seize my property?
TRS Recovery Services can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can TRS Recovery Services sue me?
Yes, TRS Recovery Services can sue you so long as the debt is within the statute of limitations. If you are sued by TRS Recovery Services, you must file an answer to the complaint, and each claim listed in the complaint must be answered within the required timeframe. Failing to answer the lawsuit can result in a default judgment against you. When TRS Recovery Services is suing you, carefully review all claims in the complaint and respond accordingly.
Can TRS Recovery Services report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report.
What legal notices or documents might I receive?
You may receive documents by mail, including a letter stating the claims against you. These documents are often mailed to your last known address, so verify that the following address is correct. It is important to check the date on any documents you receive, as deadlines for responding are based on the date the documents were mailed.
Can TRS Recovery Services arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
How do settlements or payment arrangements work?
Payments made as part of a settlement are considered paid, and both you and the debt collector should sign a written agreement to resolve the debt. The process of resolving a debt with TRS Recovery Services typically involves the following items: receiving a letter stating the amount owed, reviewing the documents, responding to claims, and making payments. Some complaints have been resolved after consumers took action, and resolving disputes may involve negotiating with TRS Recovery Solutions.
