The Stark Agency Phone Harassment?
Is The Stark Agency (TSA) calling you? Stop The Stark Agency phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. These unwanted calls from debt collectors can be overwhelming, so it is important to take steps to stop them. You have the legal right to stop TSA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Consumers may also recover or be responsible for court costs associated with legal actions against debt collectors.
Is The Stark Agency a Scam?
According to the Better Business Bureau website, The Stark Agency has been in business for 71 years and is located in Madison, Wisconsin. The agency is based in the upper Midwest and is considered a well-established firm in that region. There have been 14 complaints filed against TSA with the BBB. Stark Agency holds a BBB rating and has received customer reviews, with some concerns noted about communication and overall customer satisfaction. Read more here: The Stark Agency Better Business Bureau.
Who is The Stark Agency Collection Agency?
The Stark Agency is a debt collection agency and third-party debt collector located in Madison, Wisconsin. TSA has been a party to a Federal Court case several times. The Stark Agency often collects debts originally owed to credit card companies, so it is important for consumers to identify the original creditor when contacted. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 6425 Odana Rd Ste 22 Madison, WI 53719-1189 ☎️ Phone: (608) 274-7764
The Stark Agency Collection Tactics and Fair Debt Collection Practices
When contacted by debt collectors, it’s important to stay calm. This will help you gather information and handle the situation more effectively.
If The Stark Agency engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Making timely payments can help you avoid these types of collection actions and protect your credit.
The Stark Agency Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📞 608-274-7764
- 📞 608-274-7786
- 📞 (608) 274-7764
- 📞 (608) 274-7786
- 📞 6082747764
- 6082747786
If the answer is yes, then you are receiving calls from a known TSA number. You may be a victim of TSA phone harassment. The list above is not all the numbers that TSA uses. The calls can be from different numbers and it still be The Stark Agency calling you. Contact our office right away so we can start the process to stop TSA from calling you illegally. Above all, no one should live with harassment!
Additionally, it is important to verify the information reported by The Stark Agency to credit bureaus to ensure it is accurate and legitimate.
FDCPA and Your Consumer Rights
Navigating calls from a collection agency like Stark Collection Agency can be stressful, but understanding your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) is a critical step in protecting your financial health. These federal laws were designed to ensure fair debt collection practices and to shield consumers from unfair practices by debt collectors and collection agencies.
Under the FDCPA, debt collectors must treat you with respect and follow strict guidelines when attempting to collect debts. For example, they are required to send you a debt validation letter that outlines important details about the debt, including the original creditor, the total balance owed, and your right to dispute the debt. This letter is your opportunity to request debt validation and ensure the debt information is accurate before making any payments.
Debt collectors are also prohibited from using obscene language, making threats, or engaging in any form of harassment. If you believe a collection agency violates these rules, you have the right to seek legal assistance and report the incident to the Federal Trade Commission (FTC), your state’s attorney general’s office, or the Better Business Bureau. These organizations help ensure fair treatment and hold businesses accountable for their collection efforts.
The FCRA further protects you by regulating how debts are reported to credit reporting agencies. If a collection account appears on your credit report, it must be reported accurately and can remain for up to seven years from the date of first delinquency. If you notice inaccurate information or a collection account that doesn’t belong to you, disputing inaccuracies with the credit bureaus is essential for safeguarding your financial future and improving your chances for future loans.
If you’re struggling with non payment or facing aggressive collection efforts, consider reaching out to a credit repair company or seeking legal advice. These professionals can help you understand your options, negotiate payment plans, and ensure your rights are protected throughout the process.
Remember, you are not alone. As a consumer, you have the legal right to fair treatment, accurate reporting, and protection from unfair debt collection practices. If you feel overwhelmed or believe your rights have been violated, don’t hesitate to seek legal assistance. Staying informed and proactive is the best way to protect your financial health and ensure that collection agencies like Stark Agency follow the law.
Complaints Against The Stark Agency
The following is a sample list of complaints filed against The Stark Agency in the past and can be found on Pacer.gov.
- 🔗 3:15-cv-00606-bbc Neubauer, James et al v.
- 🔗 3:16-cv-00029-wmc Ryan v.
- 🔗 3:16-cv-00206-jdp Whitehead v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the The Stark Agency harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from The Stark Agency. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 Consumer Rights Law Firm PLLC was a lifesaver when I was constantly being harassed by debt collectors. Their team was incredibly responsive and guided me through my rights as a consumer. Within weeks, the calls stopped, and they even helped me file a complaint that led to a favorable outcome. I highly recommend them to anyone facing aggressive collection tactics.
- 🏆 I never knew I had legal protection against robocalls and threatening voicemails until I contacted Consumer Rights Law Firm PLLC. Their attorneys were knowledgeable and made the process easy to understand. They took immediate action, and I finally got peace of mind after months of stress. Outstanding service and professionalism!
- 🏆 Consumer Rights Law Firm PLLC stood by me when I thought no one else would. I was being harassed over a debt I didn’t even owe, and they helped me fight back. Their legal team not only stopped the harassment but also helped me recover damages. I’m beyond grateful for their dedication and expertise.
- 🏆 The staff at Consumer Rights Law Firm PLLC made me feel heard and supported. They explained my rights clearly and went above and beyond to protect me from repeated violations by a collection agency. Thanks to their help, I regained control over my situation and learned how to defend myself legally. I can’t recommend them enough.
Common Questions
Is TSA a scam?
No, The Stark Agency has been in business for 71 years.
Can The Stark Agency garnish my wages?
Yes, TSA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Wage garnishment is a legal process that may occur only after a court judgment.
Can TSA sue me?
Yes, TSA can sue you so long as the debt is within the statute of limitations. If the debt is paid, it may still remain as a negative mark on your credit report. You may have the option to negotiate a payment plan with TSA to resolve the debt. If you are unsure about your rights or the legitimacy of the debt, it is important to seek legal advice.
Can TSA report my debt to the collection bureaus?
Yes, debt collectors are allowed to place the collections account on your credit report. A negative mark from a collection account can remain on your credit report for years, even after the debt is paid, and can significantly impact your credit score.
Can TSA arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
