The Receivable Management Services Phone Harassment?
Is The Receivable Management Services (TRMS) calling you? Stop The Receivable Management Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Receiving unwanted, automated, or pre-recorded robocalls on your cell phone from TRMS may violate the Telephone Consumer Protection Act (TCPA) and could entitle you to additional legal remedies. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop TRMS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Are they a Scam?
According to the Better Business Bureau website, They have been in business for 18 years. TRMS is considered a legitimate company, but consumers should still verify the company’s contact methods and reputation before engaging. It is important to check the company’s background and reputation through official sources like the BBB to ensure you are dealing with the actual debt collector and not a scam. There have been 94 complaints filed against TRMS with the BBB.
Who is The Receivable Management Services?
They are a third party debt collector located in Bethlehem, Pennsylvania. TRMS collects outstanding debts on behalf of various companies and businesses, and is involved in collecting and managing accounts that may include purchased debt. As part of their receivables management services, TRMS may purchase debt from original creditors and then attempt to collect debts from consumers. Understanding which companies are involved in the collection process can help consumers better manage disputes and protect their rights. TRMS has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ The Receivable Management Services Address: 240 Emery St Bethlehem, PA 18015-1980 📞 Phone: (888) 807-2576
The Receivable Management Services Collection Tactics
If they engage in any of the following tactics, you may have a case:
- ▶️ Using profanity or abusive language
- ▶️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ▶️ Calling you multiple times per week
- ▶️ Talking to others about your debt
- ▶️ Calling your workplace
- ▶️ Threatening to sue you, harm you, or destroy your credit
- ▶️ Telling you or anyone else that you’ve committed a crime
- ▶️ Calling repeatedly for the wrong person
- ▶️ Failing to notify you of your right to dispute the debt
- ▶️ Failing to provide a debt validation letter when requested.
- ▶️ Trying to collect more than legally allowed
If you are contacted by TRMS regarding debt claims, you have the right to request a debt validation letter to verify the legitimacy of the debt.
The Receivable Management Services Phone Numbers
Are you receiving any harassing phone calls from any of the following phone numbers?
- 📲 888-807-2576
- 📲 (888) 807-2576
- 📲 8888072576
If the answer is yes, then you are receiving calls from a known TRMS phone number. If you have been called repeatedly from any phone number associated with TRMS, you may be experiencing harassment. You may be a victim of TRMS phone harassment. The list above is not all the numbers that TRMS uses. The calls can be from different numbers and it still be The Receivable Management Services calling you. Contact our office right away so we can start the process to stop TRMS from calling you illegally. Above all, no one should live with harassment!
If you have questions about your account or need to dispute a debt, you can also contact Receivables Management Services directly using their official phone number or website.
Legal Action Against Harassment
Dealing with harassing phone calls or unfair debt collection practices from receivable management services can be overwhelming, but you have powerful rights under federal law. The Fair Debt Collection Practices Act (FDCPA) was created to protect consumers from abusive tactics by debt collectors and debt collection agencies. If you’re being targeted by a collection agency like Receivable Management Services, it’s important to know that you don’t have to tolerate unwanted calls, threatening messages, or any form of harassment.
To take legal action against a debt collector, start by sending a cease and desist letter. This formal request tells the collection agency to stop calling and cease all further communication with you. If the harassment continues, you can report the company to the Federal Trade Commission (FTC), your state attorney general’s office, and the Better Business Bureau (BBB). These organizations investigate unfair debt collection practices and can help hold debt collectors accountable.
It’s also wise to keep detailed records of every interaction with the debt collector. Document phone numbers, dates, times, and the content of calls, letters, or emails. This evidence is crucial if you decide to pursue a lawsuit or file a complaint. If a debt collection agency is found to have violated the FDCPA, you may be entitled to statutory damages—up to $1,000 per violation—plus coverage of your attorney fees.
Debt collectors are prohibited from using threatening language, making false claims, or contacting you at unreasonable hours. If you experience any of these unfair practices, don’t hesitate to contact a law firm that specializes in debt collection harassment. Legal professionals can help you understand your rights, negotiate a payment plan if needed, and even pursue debt relief or settlement options.
Common Questions
Is TRMS a scam?
No, They have been in business for 18 years.
Can they garnish my wages?
Yes, TRMS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Wage garnishment is one of several legal actions that can result from unpaid debts if a judgment is obtained.
Can TRMS sue me?
Yes, TRMS can sue you so long as the debt is within the statute of limitations. Lawsuits are a common legal action taken by debt collectors to recover amounts owed.
Can TRMS report my debt to the collection bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report. Debts are reported to credit bureaus, and inaccurate information can negatively impact your credit score. If you believe the debt is not yours or is the result of identity theft, you should dispute the account with both the credit bureaus and the original creditor.
Can TRMS arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. Most debt collectors prefer to avoid legal actions and are open to negotiating settlements.
The following is a sample list of complaints filed against The Receivable Management Services in the past and can be found on Pacer.gov.
- 📋 1:18-cv-01387-MLB Hunter v.
- 📋 3:19-cv-00836-wmc Perlich, Jamie v.
- 📋 2:18-cv-13373-AC-RSW Parker v.
- 📋 1:18-cv-02584-RLY-DLP Akins v.
- 📋 1:19-cv-02416-MHC Swanson v.
If you have been contacted about unpaid debts, you have the right to request verification, review your accounts, and ensure that any payments made are accurately reported. You can negotiate pay for delete arrangements, but paying a debt does not guarantee its removal from your credit report. Most debt collectors are required to provide documentation and follow legal procedures before taking further legal actions. Resolving debt issues may involve negotiating payments, settlements, or disputing debt claims with the original creditor or collection agency.
Under the Fair Credit Reporting Act (FCRA), you can dispute inaccurate information with the credit bureaus, and if you suspect unauthorized payments from your bank account, you should contact your bank immediately. If you experience unfair practices, you can file a complaint with your state attorney general’s office.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from The Receivable Management Services. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I was overwhelmed by constant calls from a debt collector that wouldn’t leave me alone. I contacted Consumer Rights Law Firm PLLC, and they immediately took over. Within just a few days, the harassment stopped. They knew exactly what to do and kept me informed the whole time. I didn’t have to pay anything out of pocket, and they even helped me receive compensation. Highly recommended!
- 🏆 I had never dealt with a law firm before and wasn’t sure what to expect. But the team at Consumer Rights Law Firm PLLC was incredibly helpful and professional. They explained my rights clearly, answered all my questions, and handled the entire case efficiently. I’m so grateful—they really gave me peace of mind.
- 🏆 I was being harassed day and night by a collection agency for a debt I didn’t even owe. I felt helpless until I found Consumer Rights Law Firm PLLC. They listened to me, took my case seriously, and fought back hard. I finally felt like someone was in my corner. If you’re being treated unfairly, call them immediately.
- 🏆 I contacted Consumer Rights Law Firm PLLC after reading online that they specialize in debt collection harassment. From the first call, I felt heard. Their legal team was friendly but firm, and they took fast action. The calls stopped, and I was even awarded money for the stress I went through. I can’t thank them enough.