Stop Collection Bureau of America Debt Collection Harassment!
Is Collection Bureau of America harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. Be careful with what you say to a collections agent, as certain statements can affect your legal situation. Always keep a record of every time you are contacted by Collection Bureau of America, including phone calls, letters, emails, or even a text message. Write down details of every interaction and keep all records in writing for your protection. Respond promptly to any legal notices or collection contacts to protect your rights.
You have the legal right to stop Asset Recovery Associates ARA phone harassment. Federal laws like the FDCPA and state laws protect you from abusive debt collection practices. If a collection agency violates these laws, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
If the debt remains unpaid, Collection Bureau of America may file a lawsuit against you. Ignoring a lawsuit could cause you to lose the case by default, which may result in wage garnishment or other legal consequences.
Is Collection Bureau of America a scam?
According to the Better Business Bureau website, Collection Bureau of America is a legitimate collections agency that has been in business since 1959. There have been 61 complaints closed in the last 3 years and 20 complaints closed out in the last 12 months.
Generally, reputable collections agencies are registered with the Better Business Bureau and follow standard industry practices.
Collection Bureau of America Better Business Bureau
What is Collection Bureau of America?
Address: 25954 Eden Landing Rd Hayward, CA 94545-3836 Phone: (510) 781-5100 Fax: (510) 781-5169 & (510) 781-5101
Consumers may be contacted by a collections agent from Collection Bureau of America through phone, letter, or text message as part of the initial contact process.
Collection Bureau of America is often referred to or searched for by other names. These include:
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Collection Bureau of America Phone Harassment Examples
If Collection Bureau of America engages in any of the following tactics, you may have a case:
- It is illegal for a debt collector to lie or use lying as a tactic to collect a debt.
- Collectors must act in a reasonable manner and not use threats or deception.
- Harassing you with repeated phone calls.
- Using obscene or profane language.
- Threatening violence or harm.
- Publishing your name for refusing to pay a debt.
- Falsely claiming to be attorneys or government representatives.
- Threatening arrest or legal action they cannot take.
- Advising you to write down and keep a record of all instances of harassment, including dates, times, and the content of calls or messages.
- Keep all records and written communications as evidence, including any writing you send or receive from the collector.
Known Collection Bureau of America Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
855-691-0192, 855-691-0193, 855-691-0194
If the answer is yes, then you are receiving calls from a known Collection Bureau of America number. You may be a victim of Collection Bureau of America phone harassment. The list above is not all the numbers that Collection Bureau of America uses. The calls can be from a different number and it still be Collection Bureau of America calling you. Collection Bureau of America may also contact you by text message or other digital means, not just by phone. Be sure to keep records of every time you are contacted, whether by phone, text message, or any other method, to protect your rights. Contact our office right away so we can start the process to stop Collection Bureau of America from calling you illegally. Above all, no one should live with harassment!
The Impact of Debt Collectors on Individuals
Dealing with a debt collector can be overwhelming, and the effects often go far beyond just your wallet. Debt collectors and collection agencies can disrupt your daily life with persistent phone calls, letters, and even text messages, all in an effort to collect on unpaid debt. For many, this constant communication can lead to stress, anxiety, and a sense of helplessness—especially if the debt collector uses threats, deceptive practices, or even obscene or profane language.
The Fair Debt Collection Practices Act (FDCPA) was created to ensure fair debt collection and to protect consumers from harassment and abuse. Unfortunately, not all debt collectors follow the law. Some may threaten to damage your credit report, contact your family or employer, or even imply legal action that they cannot take. These tactics are not only unfair—they are illegal.
Financially, the impact of aggressive debt collection can be severe. If a debt collector takes you to court and wins a judgment, they may be able to garnish your wages or freeze your bank account, making it even harder to pay your bills or support your family. Additionally, if a collection agency reports your debt to a credit reporting company, your credit score can suffer, affecting your ability to get loans, rent an apartment, or even secure a job in the future.
It’s crucial to be aware of your debt collection rights. You have the right to request written verification of the debt, to dispute debts you don’t owe, and to demand that a collector stop contacting you. If you believe a debt collector is violating your rights, you can file a complaint, send a dispute letter by certified mail with a return receipt, or seek help from a lawyer or credit counseling service.
Common Questions:
Is Collection Bureau of America a scam? No, Collection Bureau of America has been in business since 1959.
Can Collection Bureau of America seize my property? Collection Bureau of America can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. Certain federal benefits are generally protected from garnishment, except in specific cases such as taxes, child support, or student loans.
Can Collection Bureau of America sue me? Yes, Collection Bureau of America can sue you so long as the debt is within the statute of limitations. The company may begin the process by filing a lawsuit if the debt remains unpaid after validation and dispute procedures. The process of filing a lawsuit is governed by state laws, which determine how and when lawsuits can be filed and what is considered a reasonable course of action. If a lawsuit is filed and you lose, you may be responsible for court costs, attorneys’ fees, and other legal expenses. It is important to discuss your options with a legal professional before deciding how to proceed.
Can Collection Bureau of America report my debt to the collections bureaus? Yes, Collection Bureau of America can report your debt to the credit bureaus. The amount owed and the date of your last payment can affect how the debt is reported and how long it remains on your credit report. Making a payment or acknowledging the debt in writing can, depending on the original agreement and state laws, reset the statute of limitations. Consumers should carefully review any agreement before making payments or deciding to repay a debt, and generally discuss their options with a legal professional.
Can Collection Bureau of America arrest me?
The following is a sample list of complaints filed against Collection Bureau of America and can be found on Pacer.org.
2:19-cv-01359-DJH Brown v. Collection Bureau of America Limited
1:19-cv-00939-MHC Price v. Collection Bureau of America, Ltd.
3:18-cv-04766-RS Williams v. Collection Bureau of America, Ltd.
1:18-cv-03671 Colon v. Collection Bureau of America, Ltd.
8:18-cv-00875-JSM-AEP Mann v. Collection Bureau of America, LTD. Inc.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Collection Bureau of America harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Collection Bureau of America, call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
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