Stop Collection Bureau of America Debt Collection Harassment!
Is Collection Bureau of America harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. Be careful with what you say to a collections agent, as certain statements can affect your legal situation. Always keep a record of every time you are contacted by Collection Bureau of America, including phone calls, letters, emails, or even a text message. Write down details of every interaction and keep all records in writing for your protection. Respond promptly to any legal notices or collection contacts to protect your rights.
You have the legal right to stop Asset Recovery Associates ARA phone harassment. Federal laws like the FDCPA and state laws protect you from abusive debt collection practices. If a collection agency violates these laws, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
If the debt remains unpaid, Collection Bureau of America may file a lawsuit against you. Ignoring a lawsuit could cause you to lose the case by default, which may result in wage garnishment or other legal consequences.
Is Collection Bureau of America a Scam?
According to the Better Business Bureau website, Collection Bureau of America is a legitimate collections agency that has been in business since 1959. There have been 61 complaints closed in the last 3 years and 20 complaints closed out in the last 12 months.
Generally, reputable collections agencies are registered with the Better Business Bureau and follow standard industry practices.
Read more here: Collection Bureau of America Better Business Bureau.
What is Collection Bureau of America?
Consumers may be contacted by a collections agent from Collection Bureau of America through phone, letter, or text message as part of the initial contact process.
Address: 25954 Eden Landing Rd Hayward, CA 94545-3836
Phone: (510) 781-5100
Fax: (510) 781-5169 & (510) 781-5101
Collection Bureau of America Phone Harassment Examples
If Collection Bureau of America engages in any of the following tactics, you may have a case:
- ➡️ It is illegal for a debt collector to lie or use lying as a tactic to collect a debt.
- ➡️ Collectors must act in a reasonable manner and not use threats or deception.
- ➡️ Harassing you with repeated phone calls.
- ➡️ Using obscene or profane language.
- ➡️ Threatening violence or harm.
- ➡️ Publishing your name for refusing to pay a debt.
- ➡️ Falsely claiming to be attorneys or government representatives.
- ➡️ Threatening arrest or legal action they cannot take.
- ➡️ Advising you to write down and keep a record of all instances of harassment, including dates, times, and the content of calls or messages.
- ➡️ Keep all records and written communications as evidence, including any writing you send or receive from the collector.
Collection Bureau of America Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 855-691-0192
- ☎️ 855-691-0193
- ☎️ 855-691-0194
If the answer is yes, then you are receiving calls from a known Collection Bureau of America number. You may be a victim of Collection Bureau of America phone harassment. The list above is not all the numbers that Collection Bureau of America uses. The calls can be from different phone numbers and it still be Collection Bureau of America calling you. Collection Bureau of America may also contact you by text message or other digital means, not just by phone. Be sure to keep records of every time you are contacted, whether by phone, text message, or any other method, to protect your rights. Contact our office right away so we can start the process to stop Collection Bureau of America from calling you illegally. Above all, no one should live with harassment!
The Impact of Debt Collectors on Individuals
Dealing with a debt collector can be overwhelming, and the effects often go far beyond just your wallet. Debt collectors and collection agencies can disrupt your daily life with persistent phone calls, letters, and even text messages, all in an effort to collect on unpaid debt. For many, this constant communication can lead to stress, anxiety, and a sense of helplessness—especially if the debt collector uses threats, deceptive practices, or even obscene or profane language.
The Fair Debt Collection Practices Act (FDCPA) was created to ensure fair debt collection and to protect consumers from harassment and abuse. Unfortunately, not all debt collectors follow the law. Some may threaten to damage your credit report, contact your family or employer, or even imply legal action that they cannot take. These tactics are not only unfair—they are illegal.
Financially, the impact of aggressive debt collection can be severe. If a debt collector takes you to court and wins a judgment, they may be able to garnish your wages or freeze your bank account, making it even harder to pay your bills or support your family. Additionally, if a collection agency reports your debt to a credit reporting company, your credit score can suffer, affecting your ability to get loans, rent an apartment, or even secure a job in the future.
It’s crucial to be aware of your debt collection rights. You have the right to request written verification of the debt, to dispute debts you don’t owe, and to demand that a collector stop contacting you. If you believe a debt collector is violating your rights, you can file a complaint, send a dispute letter by certified mail with a return receipt, or seek help from a lawyer or credit counseling service.
Complaints Against Collection Bureau of America
The following is a sample list of complaints filed against Collection Bureau of America and can be found on Pacer.gov.
- 📜 2:19-cv-01359-DJH Brown v.
- 📜 1:19-cv-00939-MHC Price v.
- 📜 3:18-cv-04766-RS Williams v.
- 📜 1:18-cv-03671 Colon v.
- 📜 8:18-cv-00875-JSM-AEP Mann v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Collection Bureau of America harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Collection Bureau of America, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
🏆 Amazing working with Matt G. He handled my case quickly and with ease. I got my debt and attorney fees taken care of and off my report. Matt was great at communicating and always made me feel heard. Couldn’t recommend him more!
🏆 I reached out needing help. Scott contacted me right away and reassured me everything was going to be ok. And took care of all my worries. He was an amazing help and I’m grateful for his service. And they guaranteed I would not have to pay a dime. Very thankful.
Frequently Asked Questions
1️⃣ Question: Why is Collection Bureau of America calling me?
Answer: Collection Bureau of America may be contacting you to collect a debt on behalf of a creditor. They are a third-party debt collection agency that handles overdue accounts.
2️⃣ Question: What counts as phone harassment by Collection Bureau of America?
Answer: Harassment includes frequent or repeated calls, threats, use of foul language, or calls before 8 AM or after 9 PM without your permission.
3️⃣ Question: Are robocalls from Collection Bureau of America legal?
Answer: Robocalls from Collection Bureau of America may be illegal if made without your consent. These can violate the Telephone Consumer Protection Act (TCPA).
4️⃣ Question: Can I stop Collection Bureau of America from contacting me?
Answer: Yes. Send a written cease-and-desist letter to Collection Bureau of America. Under the FDCPA, they must stop contacting you once they receive it.
5️⃣ Question: What if I don’t owe the debt Collection Bureau of America is collecting?
Answer: If you believe the debt is incorrect, you have the right to dispute it in writing within 30 days. They must verify the debt before continuing collection.
6️⃣ Question: Can I sue Collection Bureau of America for harassment?
Answer: Yes. If Collection Bureau of America violates the FDCPA or TCPA, you can sue them and recover damages for phone harassment or illegal collection tactics.
7️⃣ Question: How do I document harassment from Collection Bureau of America?
Answer: Keep a record of call times, save voicemails, and preserve all letters or emails. This evidence helps build a strong legal case against the agency.
8️⃣ Question: Does Collection Bureau of America have to verify my debt?
Answer: Yes. Under the FDCPA, Collection Bureau of America must verify the debt in writing if you request validation within 30 days of their first contact.
9️⃣ Question: Can Collection Bureau of America contact my employer?
Answer: Collection Bureau of America cannot contact your employer about your debt except to confirm your employment or comply with a court order.
🔟 Question: Who can help me stop Collection Bureau of America phone harassment?
Answer: Consumer protection attorneys, such as Consumer Rights Law Firm PLLC, can help you stop harassment, dispute invalid debts, and take legal action.