Stop Allied Alliance Group Debt Collection Harassment
Allied Alliance Group Debt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Has Allied Alliance Group threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are acts that protect consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Introduction to Debt Collection
Debt collection is a process where a debt collection agency, such as Allied Alliance Group, attempts to recover unpaid debts from individuals or businesses. Allied Alliance Group is a debt collection company that specializes in collecting debts from various creditors. As a debt collector, Allied Alliance Group is governed by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), which provide guidelines for debt collection practices and protect consumers from abusive or deceptive practices. These laws ensure that debt collectors operate within a framework that respects consumer rights and promotes fair debt collection practices.
What Is Allied Alliance❓
Allied Alliance Group Inc is a Rochester, NY-based company specializing in payment processing, debt collection, accounts receivable management, and pre-legal services. Their address and contact information are:
- 🏛️ Address: 100 Boxart St., Suite 2036, Rochester, NY 14612
- 📞 Phone: 585-207-0718
- 📠 Fax: 585-368-5650
Although debt collection is a legitimate function within the financial system, Allied Alliance reviews reveal that their collection methods sometimes lead to allegations of illegal practices. These include using threats, calling at inconvenient times, and sharing private debt details with third parties.
Is Allied Alliance a Scam❓
No, Allied Alliance is not a scam. They are a recognized business operating within the debt collection industry. However, even legitimate debt collection agencies must adhere to strict legal standards. When collectors employ unethical or illegal practices, such as harassment or intimidation, they open themselves up to legal consequences.
Federal courts have seen multiple cases where Allied Alliance collectors were accused of violating consumer protection laws. Complaints frequently allege harassment and other unlawful tactics, leaving consumers questioning the company’s integrity.
Allied Alliance Group Phone Harassment Examples
Allied Alliance Group may use various methods to contact debtors, including phone calls, mail, and email. However, some individuals may experience phone harassment from Allied Alliance Group, which can be stressful and overwhelming. Examples of phone harassment include repeated calls, threatening messages, and abusive language. If you are experiencing phone harassment from Allied Alliance Group, it is essential to know your rights under the FDCPA and FCRA. You can contact a credit repair company or a consumer protection agency for assistance. Knowing your rights and taking action can help you manage the situation and reduce the stress associated with debt collection.
Allied Alliance Group Harassment Tactics
If Allied Alliance Group engages in any of the following tactics, you may have a case:
- ⚠️ Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 🔁 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, or destroy your credit
- 🚨 Telling you or anyone else that you’ve committed a crime
- ♂️ Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💵 Trying to collect more than legally allowed
Examples of phone harassment include repeated calls, threatening messages, and abusive language. While it may be tempting to ignore these calls, it is important to address the matter directly to avoid escalation.
Impact of Debt Collection on Credit Scores
Having a debt collection agency like Allied Alliance Group on your credit report can significantly hurt your credit score. The presence of a collections account can lower your credit score and make it harder to secure loans or other financial approvals. According to the Fair Credit Reporting Act, debt collection agencies are required to report accurate information to credit bureaus. However, errors or mistakes on your credit report can occur, which can further damage your credit score. It is crucial to monitor your credit report regularly and dispute any errors or inaccuracies. By staying vigilant and addressing issues promptly, you can protect your credit score and financial health.
Stopping Debt Collection Calls
If you are receiving debt collection calls from Allied Alliance Group, there are steps you can take to stop them. First, you can request that Allied Alliance Group cease communication with you in writing. You can also contact a credit repair company or a consumer protection agency for assistance. Additionally, you can register your phone number on the National Do Not Call Registry to reduce unwanted calls. It is essential to remember that ignoring debt collection calls can lead to further action, such as lawsuits or wage garnishment. Taking proactive steps can help you manage the situation and reduce the stress associated with debt collection calls.
Removing Debt Collections from Credit Reports
Removing Allied Alliance Group from your credit report can be challenging, but it is possible. If you find errors or inaccuracies on your credit report, you can dispute them with the credit bureau. You can also contact Allied Alliance Group directly to resolve the debt and request that they remove the collections account from your credit report. According to the Fair Credit Reporting Act (FCRA), debt collection agencies are required to investigate disputes and correct errors on credit reports. A credit repair company can assist you in navigating the process and improving your credit score. By addressing inaccuracies and working towards resolution, you can take control of your credit report and financial future.
Negotiating a Settlement
Negotiating a settlement with Allied Alliance Group can be a viable option for resolving debt. A settlement can help you avoid further damage to your credit score and reduce the amount you owe. However, it is essential to approach settlement negotiations carefully and seek professional advice if necessary. You can contact a credit repair company or a consumer protection agency for assistance. When negotiating a settlement, be sure to get everything in writing, including the agreement and payment terms. Remember that paying a debt in collections can change your credit report status from ‘unpaid’ to ‘paid,’ but it may not remove the collections account from your credit report. Allied Alliance Group may accept a goodwill letter to remove the collections account, but this is not always the case. Being informed and prepared can help you navigate the settlement process effectively.
Common Questions:
Is Allied Alliance Group a scam❓
No, Allied Alliance Group opened up a BBB file in 2007.
Can Allied Alliance Group seize my property❓
Allied Alliance Group can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Allied Alliance Group sue me❓
Yes, Allied Alliance Group can sue you so long as the debt is within the statute of limitations.
Can Allied Alliance Group report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report. The date of first delinquency is crucial in determining how long the collection account will remain on your credit report.
Can Allied Alliance Group arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Allied Alliance Group harassment. Our office has been assisting consumers since 2010. We specialize in helping clients remove inaccurate entries like Allied Alliance Group from their credit reports. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Allied Alliance Group, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I had been getting nonstop calls from a debt collection agency, sometimes multiple times a day. I tried blocking numbers and asking them to stop, but nothing worked. A friend recommended Consumer Rights Law Firm, PLLC, and it was the best decision I made. From the first call, they were professional, empathetic, and clearly knew the law. Within a short time, the calls stopped completely, and they even helped me recover compensation. I finally feel like I have control again.
- 🏆 I wasn’t sure if what I was experiencing counted as harassment, but Consumer Rights Law Firm, PLLC explained everything clearly. They walked me through my rights under the FDCPA and took the time to understand my case. Their team handled all the communication with the collection agency, and I didn’t have to deal with them anymore. The outcome was better than I expected. If you’re dealing with unfair or aggressive debt collectors, don’t wait—call them.
- 🏆 I was dealing with daily stress because of harassing phone calls about an old debt. The calls were rude, persistent, and sometimes even threatening. I felt helpless until I found Consumer Rights Law Firm, PLLC online. Their team immediately took charge, filed a complaint, and got the calls to stop. Not only were they efficient, but they also treated me with respect throughout the process. I would 100% recommend them to anyone in a similar situation.
