States Recovery Systems Phone Harassment❓
Is States Recovery Systems (SRS) debt collector calling you? Stop States Recovery Systems phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop SRS phone calls harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is a process where a debt collector or a collection agency attempts to recover unpaid debts from consumers on behalf of the original creditor. States Recovery Systems is a third-party debt collector that has been involved in debt collection activities, including contacting consumers to collect past due debts. As a collection agency, States Recovery Systems is subject to the Fair Debt Collection Practices Act (FDCPA), which regulates the behavior of debt collectors and provides consumer rights to protect against debt collection harassment. The FDCPA ensures that debt collectors, including States Recovery Systems, adhere to fair practices and do not engage in abusive or deceptive tactics. Understanding these regulations can help consumers protect themselves from unfair treatment and harassment.
Is States Recovery Systems a Scam?
According to the Better Business Bureau website, States Recovery Systems has been in business for 31 years. Consumers have the right to file a claim if they believe there are inaccuracies in the debts being collected. There have been 7 complaints filed against SRS debt collector with the BBB.
Who is SRS?
States Recovery Systems is third party debt collector located in Rancho Cordova, California. SRS has been a party to a Federal Court case over 50 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ States Recovery Systems Address: 2491 Sunrise Blvd Rancho Cordova, CA 95670-4344
📞 Phone: (916) 631-7085
States Recovery Systems Collection Overview
States Recovery Systems, like other debt collection agencies, may use various tactics to collect debts from consumers. These tactics can include phone calls, letters, and emails to contact consumers and request payment. However, some consumers have alleged that States Recovery Systems has engaged in debt collection harassment, including making threats, using abusive language, and contacting consumers at inconvenient times. It is essential for consumers to know their rights and understand the laws that regulate debt collection practices, including the FDCPA. By being informed, consumers can recognize when a debt collector is crossing the line and take appropriate action to protect themselves.
States Recovery Systems Collection Tactics
If States Recovery Systems engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
If you are a complainant in a debt collection dispute, it is important to document all interactions with the debt collector.
States Recovery Systems Phone Numbers
- 📲 916-631-7085
- 📲 800-211-1435
- 📲 (916) 631-7085
- 📲 (800) 211-1435
- 📲 9166317085
- 📲 8002111435
If the answer is yes, then you are receiving calls from a known SRS number. You may be a victim of SRS phone harassment. The list above is not all the numbers that SRS uses. The calls can be from a different number and it still be States Recovery Systems calling you. Contact our office right away so we can start the process to stop SRS from calling you illegally. Above all, no one should live with harassment!
Harassment Allegations
There have been allegations of harassment against States Recovery Systems, including complaints filed with the Better Business Bureau (BBB) and other consumer protection agencies. Consumers have reported receiving multiple phone calls, being contacted at work, and being threatened with legal action if they do not pay their debts. These allegations are serious and can be considered FDCPA violations, which can result in legal action against the debt collector. If you have experienced similar issues, it is important to document all interactions and seek assistance to address the harassment.
Regulatory Framework
The FDCPA is a federal law that regulates the behavior of debt collectors, including third-party debt collectors like States Recovery Systems. The law prohibits debt collectors from engaging in unfair, deceptive, or abusive practices, including harassment, threats, and false statements. The FDCPA also provides consumers with the right to dispute debts, request verification of debts, and seek legal action against debt collectors who violate their rights. Understanding these protections can empower consumers to stand up against unfair practices and ensure that their rights are upheld.
Dealing with Harassment
If a consumer is being harassed by States Recovery Systems or any other debt collector, they should know their rights and take action to stop the harassment. Consumers can file a complaint with the BBB, the Federal Trade Commission (FTC), or their state’s Attorney General’s office. They can also seek the help of a law firm that specializes in debt collection harassment and FDCPA violations. A law firm can provide a free consultation and help consumers understand their rights and options for seeking legal action against the debt collector. Taking these steps can help put an end to the harassment and hold the debt collector accountable for their actions.
Lawsuits and Legal Action
Consumers who have been harassed by States Recovery Systems or other debt collectors may be entitled to seek legal action, including filing a lawsuit against the debt collector. A law firm can help consumers navigate the legal process and seek compensation for FDCPA violations, including attorney fees and damages. Consumers who have been affected by debt collection harassment should not hesitate to seek help and take action to protect their rights. By understanding the laws and regulations that govern debt collection practices, consumers can empower themselves to deal with debt collectors and seek justice if their rights are violated.
SRS Complaints
The following is a sample list of complaints filed against States Recovery Systems in the past and can be found on Pacer.gov.
- 📋 2:09-cv-00877-GGH Allen v.
- 📋 2:11-cv-00342-JAM-DAD Howard v.
- 📋 2:12-cv-02121-KJM-CKD Palmer v.
- 📋 2:17-cv-00781-WBS-EFB Frierson v.
- 📋 5:09-cv-01520-SGL-DTB Holmes v.
Consumer Rights Law Firm, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our firm can assist you in disputes involving credit bureaus and the accuracy of debt information reported. Rather than suffer alone, contact our office to begin the process to stop the States Recovery Systems harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from States Recovery Systems, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was getting relentless calls from States Recovery Systems, sometimes before 8 a.m. and even at work. They threatened to garnish my wages and spoke to my coworker about my debt, which was humiliating. I reached out to Consumer Rights Law Firm after finding them online, and they responded within 15 minutes. Their team explained my rights under the FDCPA and took over all communication with SRS. Not only did the harassment stop immediately, but they also helped me file a claim for violations. I received $1,000 in damages, and the firm covered all legal fees. Highly recommend!”
- 🏆 “SRS called me 10+ times a week, using abusive language and falsely claiming I’d be arrested. I was terrified until I contacted The Wood Law Firm (a Consumer Rights Law Firm partner). They documented every call, sent a cease-and-desist letter, and sued SRS for FDCPA violations. The firm was professional and kept me updated at every step. The result? The calls ended, SRS settled, and I got compensation for the harassment. If you’re dealing with debt collector abuse, don’t wait—call them!”
- 🏆 “States Recovery Systems kept calling about a debt I didn’t even owe. When I disputed it, they refused to validate the debt and kept harassing me. Consumer Rights Law Firm stepped in, demanded proof, and found SRS had no legal grounds. They filed a lawsuit, and SRS not only stopped calling but also removed the false debt from my credit report. The firm’s expertise in FDCPA violations made all the difference. Zero cost to me—their fees were covered by the collector. Truly grateful!”
FAQs
Why is States Recovery Systems calling me?
States Recovery Systems is a third-party debt collection agency. If they’re calling, it’s likely because they believe you have an unpaid debt that was assigned to them.
Are repeated calls from debt collectors considered harassment?
Yes. Under federal law (FDCPA), placing repeated or continuous calls with intent to annoy or harass is illegal. Multiple calls per day from the same collector can qualify as harassment.
Can they call me at inconvenient times or at work?
No. Debt collectors may only contact you between 8 AM and 9 PM local time. They must stop calling your workplace if you inform them it’s prohibited.
Can I request States Recovery Systems to stop calling me?
Yes. You can send a written “cease and desist” letter. They must stop calling except to notify limited matters, like filing a lawsuit.
What counts as abusive or harassing behavior by debt collectors?
Examples include repeated phone calls intended to annoy, using obscene language, threats of harm or arrest, or misrepresenting their identity.
Can I record or document their calls?
Yes. You’re advised to keep a log of calls (time, date, number) and, where legal, save voicemails or recordings to use as evidence if filing a complaint.
What can I do if they violate the FDCPA?
You can file complaints with the CFPB, FTC, and state attorney general. You may also sue for statutory and actual damages.
Does States Recovery Systems affect my credit score?
Yes. They can report a delinquent debt to credit bureaus, which may negatively impact your credit. You can dispute inaccuracies with the bureaus.
Should I validate the debt they claim I owe?
Absolutely. Under FDCPA, you have 30 days to request verification of the debt. Until you receive validation, they must suspend collection efforts.
Can I sue States Recovery Systems for harassment?
Yes. If they violate FDCPA or TCPA rules—such as by calling repeatedly after you asked them to stop—you may be entitled to statutory damages and legal fees.
