Simm Associates Phone Harassment?
Is Simm Associates (SA) calling you? Stop Simm Associates phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? You may be called by Simm Associates with automated or recorded messages, and these messages can sometimes be left as a voicemail. You may receive multiple messages or a single recorded message from Simm Associates during their collection process. Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop SA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Simm Associates a Scam?
According to the Better Business Bureau website, Simm Associates has been in business for 27 years, having been established in 1991. There have been 48 complaints filed against SA with the BBB. Read more here: Simm Associates Better Business Bureau.
Who is Simm Associates?
Simm Associates is a third party debt collector located in Newark, Delaware. They have been a party to over 240 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Simm Associates specializes in accounts receivable management and has expertise in handling client accounts within the debt collection industry. A recent Federal Court case alleges that Simm Associates used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 800 Pencader Dr Newark, DE 19702-3354
📞 Phone: (302) 283-2800
Consumers may contact Simm Associates via phone or mail, and the agency often contacts consumers through these methods as part of their debt collection process.
Simm Associates Collection Tactics
If Simm Associates engages in any of the following tactics, you may have a case:
- ➤ Using profanity or abusive language
- ➤ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➤ Calling you multiple times per week
- ➤ Talking to others about your debt
- ➤ Calling your workplace
- ➤ Threatening to sue you, harm you, or destroy your credit
- ➤ Telling you or anyone else that you’ve committed a crime
- ➤ Calling repeatedly for the wrong person
- ➤ Failing to notify you of your right to dispute the debt
- ➤ Trying to collect more than legally allowed
Ethical debt collection practices are essential, and consumers should have the knowledge to recognize when those ethics are not being followed and be aware of their rights.
Simm Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 302-283-2800
- ☎️ 800-864-6033
- ☎️ 800-864-8909
- ☎️ 866-572-9376
- ☎️ (302) 283-2800
- ☎️ (800) 864-6033
- ☎️ (800) 864-8909
- ☎️ (866) 572-9376
- ☎️ 3022832800
- ☎️ 8008646033
- ☎️ 8008648909
- ☎️ 8665729376
- ☎️ 866-572-8791
If the answer is yes, then you are receiving calls from a known SA number. You may be a victim of SA phone harassment. The list above is not all the numbers that SA uses. The calls can be from different phone numbers, and it still be Simm Associates calling you. Contact our office right away so we can start the process to stop SA from calling you illegally. Above all, no one should live with harassment!
Understanding Your Consumer Rights
Dealing with a collection agency like Simm Associates can be stressful, but knowing your consumer rights is the first step to protecting yourself from unfair debt collection practices. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors—including SIMM Associates, SIMMS Associates, SIM Associates, and their related business names—are required to treat consumers with respect and follow strict guidelines when attempting to collect a debt.
If you’re contacted by SIMM Associates about a debt, you have the right to request verification of the account. This means you can ask for a validation letter that details the balance owed and identifies the original creditor. If you believe there’s a mistake or the debt isn’t yours, you can dispute the claim in writing. Always keep a record of every phone call, letter, or email you receive from the company, as thorough documentation can be crucial if you need to file a complaint or seek legal assistance.
Should you feel harassed or receive multiple calls at inconvenient times, you can send a cease-and-desist letter to SIMM Associates to stop further contact. If the collection agency continues to contact you after receiving your letter, this could be a violation of your rights, and you may be entitled to file a complaint with the Federal Trade Commission (FTC), the (CFPB), or the Better Business Bureau. Additionally, you can review SIMM Associates’ business bureau profile to check for complaints and see how the company has handled past issues.
You also have the option to negotiate directly with the original creditor to set up a payment plan, which may help you avoid further contact from debt collectors and potentially improve your credit report. If you choose to pay through SIMM Associates’ consumer portal, make sure to review their security policies to protect your personal and financial information.
For those in Delaware, where SIMM Associates is based, the Delaware Attorney General’s office and the Delaware Department of Justice offer resources and support for consumers facing debt collection issues. If you need additional help, consider reaching out to a lawyer or a reputable credit counseling service for professional assistance in handling SIMM Associates or any other debt collector.
Remember, as a consumer, you have the right to fair treatment and clear communication. Don’t let debt collectors intimidate you—stand up for your rights, keep detailed records, and take action if you feel your rights have been violated. By understanding your options and the protections in place, you can handle SIMM Associates and other collection agencies with confidence, resolve your debts, and work toward a healthier credit future.
Complaints Filed Against Simm Associates
The following is a sample list of complaints filed against Simm Associates in the past year and can be found on Pacer.gov.
- 📋 3:17-cv-00512-JAM Beltrano v.
- 📋 1:18-cv-02778-SKC Wilson v.
- 📋 2:18-cv-02212-CAS-MRW Leah Roscoe v.
- 📋 1:18-cv-00696-MAK Johnson v.
- 📋 1:17-cv-06859 Nieto v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We tailor our services to each client’s unique needs and act as an extension of the client’s team to provide comprehensive support throughout the recovery process. Rather than suffer alone, contact our office to begin the process to stop the Simm Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
We offer a range of services, including legal assistance, debt resolution, and consumer protection, to help you safeguard your rights. If you are interested in learning more about how to safeguard yourself and prevent harassment from Simm Associates call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “Consumer Rights Law Firm PLLC gave me my peace of mind back. I was receiving nonstop calls from debt collectors, but after contacting the firm, everything changed. They handled my case with professionalism and speed. The harassing calls finally stopped, and I could sleep at night again. Highly recommend them for anyone going through this nightmare.”
- 🏆 “I didn’t know I had rights until I spoke with the team at Consumer Rights Law Firm PLLC. They took the time to explain everything clearly, filed the necessary complaints, and got results fast. The collectors backed off, and I even received compensation. Their knowledge of the law is unmatched.”
- 🏆 “The debt collectors were relentless, even calling my work and family. Consumer Rights Law Firm PLLC took immediate action and got the calls to stop within days. They truly care about protecting consumers and stood up for me when I felt helpless.”
- 🏆 “I’m so grateful for this firm. After months of robocalls and aggressive threats, they stepped in and handled everything. Their communication was clear, and their legal approach was effective. I can’t thank them enough for helping me take back control of my life.”
Common Questions
Is SA a scam?
No, Simm Associates has been in business for 27 years.
Can Simm Associates garnish my wages?
Yes, SA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can SA sue me?
Yes, SA can sue you so long as the debt is within the statute of limitations. If you are sued, it is important to respond to the lawsuit by filing an Answer with the court to protect your rights.
Can SA report my debt to the collection’s bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report. You may have the option to settle the debt before it reaches this stage.
Can SA arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
