Sentry Credit Phone Harassment?
Is Sentry Credit (SC) calling you? Stop Sentry Credit phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop SC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Attorneys can provide legal assistance and representation in debt collection harassment cases, helping you understand your rights and pursue legal recourse.
Introduction to Debt Collection
Dealing with debt collectors can be a stressful experience, especially when you start receiving phone calls from a debt collection agency based in Washington like Sentry Credit. Debt collection is the process by which a debt collector or collection agency attempts to recover outstanding debt on behalf of a creditor. Under federal law, specifically the Fair Debt Collection Practices Act (FDCPA), debt collectors are required to follow fair debt collection practices and are prohibited from using abusive language, threatening language, or engaging in phone harassment.
If you find yourself receiving phone calls multiple times a day, being contacted at your workplace, or having family members contacted about your debts, these could be signs of Sentry Credit harassment. The FDCPA protects consumers from such tactics, giving you the legal right to dispute the debt, demand proof of the debt’s validity, and even request that the collection agency cease contacting you. If you believe Sentry Credit is calling you in error or attempting to collect a debt from the wrong person, you have the right to dispute the debt and require the agency to prove you owe the amount in question.
It’s important to recognize that not all debt collection is illegal, but certain behaviors—such as repeated phone calls, threats of legal action without basis, or discussing your debts with others—are violations of federal law. If you experience these, you can take legal action, file a complaint with the Better Business Bureau, or consult an attorney to protect your rights. The negotiation process with a debt collector can also help clarify the debt’s validity and potentially lead to a settlement or payment plan that works for you.
Consumers should regularly check their credit report to ensure that any collection account reported by a debt collection agency is accurate. If you are contacted about a debt you do not recognize, reach out to the original creditor or the business bureau for more information. Should a debt collector file a lawsuit against you, it is crucial to respond promptly to avoid a default judgment, which could result in wage garnishment or other legal consequences.
In summary, understanding your rights under fair debt collection laws is essential when dealing with Sentry Credit or any other collection agency. If you believe you are being harassed, don’t hesitate to contact an attorney, file a complaint with the Better Business Bureau, or take other steps to protect yourself. Remember, you have the legal right to dispute the debt, demand proof, and stop Sentry Credit phone harassment. There are resources and legal protections in place to help you navigate the debt collection process and safeguard your financial well-being.
Is Sentry Credit a Scam?
According to the Better Business Bureau website, Sentry Credit has been in business for 27 years. There have been 39 complaints filed against SC with the BBB.
Sentry Credit Better Business Bureau
Who is Sentry Credit?
Sentry Credit is third party debt collector located in Everett, Washington. They have been a party to over 160 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Many of these lawsuits have been filed in federal courts, where Sentry Credit’s debt collection practices have come under public scrutiny. A recent Federal Court cases alleges that Sentry Credit used illegal and harassing communication tactics such as harassing consumer’s family members to attempt to coerce a payment from the harassed consumer.
Address:2809 Grand Ave
Everett, WA 98201-3417
Phone: (425) 257-9500
Sentry Credit Collection Tactics
If Sentry Credit engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Sentry Credit Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
425-257-9500, 425-740-5400, 800-608-2581, 425-740-5406, 425-740-3500, (425) 257-9500, (425) 740-5400, (800) 608-2581, (425) 740-5406, (425) 740-3500, 4252579500, 4257405400, 8006082581, 4257405406, 4257403500
If the answer is yes, then you are receiving calls from a known SC number. You may be a victim of SC phone harassment. The list above is not all the numbers that SC uses. The calls can be from a different number and it still be Sentry Credit calling you. Contact our office right away so we can start the process to stop SC from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is SC a scam? No, Sentry Credit has been in business for 39 years.
Can Sentry Credit garnish my wages? Yes, SC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can SC sue me? Yes, SC can sue you so long as the debt is within the statute of limitations. If you are facing a lawsuit or have validated your debt, you should carefully decide on your next steps—such as whether to negotiate, settle, or contest the debt in court. Consumers can also negotiate with creditors to settle debts for less than the full amount owed, which may help stop collection calls and avoid further legal action.
Can SC report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can SC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Sentry Credit in the past year and can be found on Pacer.org.
2:01-cv-00677-TC Yates v. Sentry Credit
1:13-cv-00138-CW Gourley v. Sentry Credit
2:18-cv-00222-MHH Calhoun v. Sentry Credit Inc
1:12-cv-01316-MSK-MJW Pfaff v. Sentry Credit Inc.
1:05-cv-07249 Stelmach et al v. Sentry Credit Inc
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Sentry Credit harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Sentry Credit call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/tucker-albin-associates-debt-collection-harassment/
https://consumerlawfirmcenter.com/ccs-companies-phone-harassment/
https://consumerlawfirmcenter.com/monterey-financial-services-phone-harassment/
https://consumerlawfirmcenter.com/williamson-and-brown-phone-harassment/
https://consumerlawfirmcenter.com/machol-johannes-debt-collection-harassment/
https://consumerlawfirmcenter.com/mountain-land-collections-debt-collection-harassment/
https://consumerlawfirmcenter.com/ltd-financial-services-debt-collection-harassment/
https://consumerlawfirmcenter.com/ltd-financial-services-debt-collection-harassment/
https://consumerlawfirmcenter.com/are-you-receiving-harassing-phone-calls-from-877-352-6747/
