Sage Capital Recovery Phone Harassment?
Is Sage Capital Recovery (SCR) calling you? Stop Sage Capital Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Wage garnishment is a legal process that may occur if a court judgment is obtained against you, allowing a portion of your wages to be withheld to pay a debt. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Illegal robocalls are a common tactic used by some debt collectors and are prohibited by law. You have the legal right to stop SCR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Sage Capital Recovery a Scam?
According to the Better Business Bureau website, Sage Capital Recovery has been in business for 11 years. Sage Capital Recovery is a legitimate debt collection agency, but consumers have still reported issues with their practices. There have been 5 complaints filed against SCR with the BBB. Read more here: Sage Capital Recovery Better Business Bureau.
Who is Sage Capital Recovery?
Sage Capital Recovery is a debt collection agency and third party debt collector located in Cherry Hill, New Jersey. SCR has been a party to Federal Court cases over 20 times, many of which are federal complaints filed by consumers regarding their collection practices. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 1040 Kings Hwy N Ste 701 Cherry Hill, NJ 08034-1947 📞 Phone: (856) 773-4724
Sage Capital Recovery has obtained many of the debts they collect from original creditors, such as banks or hospitals. Original creditors are the entities that first extended credit or provided goods and services before the debt was transferred to Sage Capital Recovery or other debt collection agencies. In many cases, Sage Capital Recovery acquires debts that have been charged off by original creditors.
Sage Capital Recovery Collection Tactics
If Sage Capital Recovery engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Sending letters demanding payment
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Sage Capital Recovery Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 856-773-4724
- 📲 866-757-7243
- 📲 (856) 773-4724
- 📲 (866) 757-7243
- 📲 8567734724
- 📲 8667577243
If the answer is yes, then you are receiving calls from a known SCR number. You may be a victim of SCR phone harassment. The list above is not all the numbers that SCR uses. The calls can be from different numbers and it still be Sage Capital Recovery calling you. To verify the legitimacy of the debt or resolve any disputes, contact Sage Capital Recovery directly using their official phone number or address.
Contact our office right away so we can start the process to stop SCR from calling you illegally. Above all, no one should live with harassment!
Credit Report Implications
When Sage Capital Recovery, a third-party debt collector, becomes involved in collecting a debt, the impact on your credit report can be significant. If Sage Capital Recovery reports a collection account to the credit bureaus, this negative mark can lower your credit score and remain on your credit report for up to seven years—even after the debt is paid. This can affect your ability to obtain personal loans, credit cards, or even employment opportunities that require a credit check.
The Fair Credit Reporting Act (FCRA) governs how information is reported to credit bureaus, ensuring that only accurate and complete data appears on your credit report. If Sage Capital Recovery reports inaccurate information, you have the right to dispute the entry with the credit bureaus. It’s important to review your credit report regularly for any errors or outdated information reported by collection agencies like Sage Capital Recovery.
If you’re dealing with a collection account from Sage Capital Recovery, you may be able to negotiate a “pay-for-delete” agreement, where the collection agency agrees to remove the negative entry from your credit report in exchange for payment. Always get any agreement in writing before making a payment, and understand the terms fully to protect yourself.
Under the Fair Debt Collection Practices Act (FDCPA) and the FCRA, you have legal protections against unfair debt collection and reporting practices. If Sage Capital Recovery violates these federal laws—such as by reporting false information, making harassing phone calls, or failing to honor a cease and desist letter—you may be entitled to statutory damages and attorney fees. Consulting a legal professional or law firm experienced in debt collection services can help you understand your options and potentially remove Sage Capital Recovery from your credit report.
Keep detailed records of all communications with Sage Capital Recovery, including phone calls, letters, and payments. This documentation is crucial if you need to dispute the debt, file a complaint, or take legal action. If you believe your rights have been violated, consider seeking a free legal evaluation to discuss your case and explore your options for settlement or statutory damages.
By understanding the implications of Sage Capital Recovery’s actions on your credit and knowing your rights under the law, you can take control of your financial future and stop harassing collection practices. Don’t hesitate to contact a legal professional if you need help dealing with Sage Capital Recovery or any other collection agency.
Complaints Against Sage Capital Recovery
The following is a sample list of complaints filed against Sage Capital Recovery in the past and can be found on Pacer.gov.
- 📋 4:11-cv-03292-DMR Ruffalo v.
- 📋 9:10-cv-81046-JIC Lopez v.
- 📋 1:11-cv-22530-DLG Lucoff v.
- 📋 2:11-cv-00039-WCO Crowe v.
- 📋 1:10-cv-06822-JEI-AMD Alexander v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Sage Capital Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
In addition to our other services, we can assist clients in negotiating a settlement agreement with collection agencies to resolve debt issues and stop harassment.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Sage Capital Recovery. call us at 877-700-5790.
Success Stories
- 🏆 Consumer Rights Law Firm PLLC was a lifesaver when I was constantly being harassed by debt collectors. Their team was incredibly responsive and guided me through my rights as a consumer. Within weeks, the calls stopped, and they even helped me file a complaint that led to a favorable outcome. I highly recommend them to anyone facing aggressive collection tactics.
- 🏆 I never knew I had legal protection against robocalls and threatening voicemails until I contacted Consumer Rights Law Firm PLLC. Their attorneys were knowledgeable and made the process easy to understand. They took immediate action, and I finally got peace of mind after months of stress. Outstanding service and professionalism!
- 🏆 Consumer Rights Law Firm PLLC stood by me when I thought no one else would. I was being harassed over a debt I didn’t even owe, and they helped me fight back. Their legal team not only stopped the harassment but also helped me recover damages. I’m beyond grateful for their dedication and expertise.
- 🏆 The staff at Consumer Rights Law Firm PLLC made me feel heard and supported. They explained my rights clearly and went above and beyond to protect me from repeated violations by a collection agency. Thanks to their help, I regained control over my situation and learned how to defend myself legally. I can’t recommend them enough.
FAQs
Who is Sage Capital Recovery and why are they calling me?
Sage Capital Recovery is a third-party debt collection agency based in Cherry Hill, New Jersey, often hired to collect charged-off consumer debts such as medical bills or credit cards. They are calling because they believe you owe a debt they are attempting to collect.
Is Sage Capital Recovery a legitimate debt collector or a scam?
Sage Capital Recovery is a legitimate debt collection agency that has been operating since around 2008 and is BBB-accredited. However, many consumers report aggressive calling practices and FDCPA-related complaints.
What rights do I have if Sage Capital Recovery is harassing me with phone calls?
Under the FDCPA, debt collectors cannot harass, threaten, or use abusive language, call before 8 AM or after 9 PM, or discuss your debt with third parties. Violations can give you legal grounds to take action.
How can I make Sage Capital Recovery stop contacting me?
You can send a written cease-and-desist letter requesting they stop contacting you. Once received, they may only contact you to confirm no further communication or to notify you of legal action.
Can I sue Sage Capital Recovery for harassment or illegal calls?
Yes. FDCPA and TCPA violations may entitle you to statutory damages, compensation per illegal call, and attorney fees if their conduct breaks the law.
Does Sage Capital Recovery use robocalls or spoofed phone numbers?
Many consumers report receiving automated calls or calls from spoofed or unfamiliar numbers. If these calls were made without your consent, they may violate the TCPA.
Can Sage Capital Recovery sue me or garnish my wages?
They can only sue if the debt is legally valid and within the statute of limitations. Wage garnishment is only possible after they obtain a court judgment.
Will Sage Capital Recovery affect my credit score?
Yes, if the debt is reported to credit bureaus, it may negatively impact your credit score. Errors or inaccuracies can be disputed under the FCRA.
Should I request debt validation from Sage Capital Recovery?
Yes. You have 30 days from first contact to request written validation. Collection efforts must pause until proper verification is provided.
What steps should I take if Sage Capital Recovery continues calling after I request validation or cessation?
Keep records of all calls, save voicemails, and send follow-up letters by certified mail. Continued violations can be reported to regulators or used as evidence in legal action.
