Rozlin Financial Group Phone Harassment?
Is Rozlin Financial Group (RFG) calling you? Stop Rozlin Financial Group phone harassment. Do they threaten to take legal action or garnish your wages? Are you being called at all hours or several times a day, even though debt collectors are only allowed to call during certain hours as specified by law? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Debt collectors are also prohibited from using threatening language during calls, as this violates your rights under the FDCPA. You have the legal right to stop RFG phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Rozlin Financial Group a Scam?
According to the Better Business Bureau website, Rozlin Financial Group has been in business for 10 years. The BBB provides profiles for many businesses, including debt collection agencies like RFGI, to help inform consumers about their credibility and reputation. Read more here: Rozlin Financial Group Better Business Bureau.
Rozlin Financial Group’s customer review average on platforms such as BBB and Google reflects both positive experiences and complaints, offering insight into the company’s overall reputation.
Who is Rozlin Financial Group?
Rozlin Financial Group is a third-party debt collector located in Sycamore, Illinois. Their professional representatives handle consumer interactions with courtesy and professionalism. RFG collects debts for various companies across different sectors. RFGI collects debts on behalf of original creditors, and a creditor is the original party owed money before the debt is transferred to RFG. RFG works with multiple creditors to recover consumer debts, including credit card, medical, or utility bills. The process of collecting debts involves legal and procedural steps, and it is important to verify the debt before responding. Consumers should always verify the amount owed before making any payments. While we strive to provide accurate information, we may be unable to verify all contact numbers used by RFG, but we make every effort to assist clients. RFG has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 1628 Dekalb Ave Sycamore, IL 60178-2706 📞 Phone number: (866) 217-9080
Rozlin Financial Group Collection Tactics
If Rozlin Financial Group engages in any of the following tactics, you may have a case:
- ➤ Using profanity or abusive language
- ➤ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➤ Calling you multiple times per week
- ➤ Contacting third parties about your debt, except to locate you, and revealing details about your debt to those parties
- ➤ Calling your workplace
- ➤ Threatening to sue you, harm you, or destroy your credit
- ➤ Telling you or anyone else that you’ve committed a crime
- ➤ Calling repeatedly for the wrong person
- ➤ Failing to notify you of your right to dispute the debt
- ➤ Trying to collect more than legally allowed
Federal law, such as the Fair Debt Collection Practices Act (FDCPA), prohibits these abusive practices and sets strict rules to protect consumers from debt collection harassment.
Rozlin Financial Group Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 866-217-9080
- 📲 (866) 217-9080
- 📲 8662179080
If the answer is yes, then you are receiving calls from a known RFG number. You may be a victim of RFG phone harassment. The list above is not all the numbers that RFG uses. The calls can be from different numbers and it still be Rozlin Financial Group calling you. If you wish to dispute these calls or request debt validation, be sure to do so in writing to protect your rights. After the initial contact, RFG is required by law to send you a written validation notice within five days, which you should review carefully. Contact our office right away so we can start the process to stop RFG from calling you illegally. Above all, no one should live with harassment!
Consumer Rights and Protection
When dealing with Rozlin Financial Group, Inc. or any debt collection agency, it’s crucial to understand your rights as a consumer under federal laws like the Fair Debt Collection Practices Act (FDCPA). The FDCPA was designed to protect consumers from abusive, deceptive, or unfair practices by debt collectors, including those at Rozlin Financial Group. This means that debt collectors must treat you with respect and follow strict guidelines when attempting to collect a debt.
As a consumer, you have the right to request written verification of any debt that Rozlin Financial Group claims you owe. If you’re unsure about the validity of a debt, you can send a written request to Rozlin Financial Group, Inc. asking them to verify the details before you consider making any payment. This step is essential for protecting your credit report and ensuring that only accurate information is reported to the credit bureaus.
If you believe that a debt is not yours or that the amount is incorrect, you have the right to dispute it. You can contact the major credit bureaus—Experian, Equifax, and TransUnion—to dispute any inaccurate information that Rozlin Financial Group or another collection agency may have reported. Keeping your credit reports accurate is vital for your financial health.
The Better Business Bureau (BBB) is another valuable resource for consumers. By visiting the BBB website, you can review complaints filed against Rozlin Financial Group, Inc., check their business rating, and see how the company has responded to past issues. This transparency helps you make informed decisions when dealing with any debt collection agency.
It’s also important to know that debt collectors, including Rozlin Financial Group, are not allowed to make personal calls to your employer, family, or friends about your debt. They are required by law to keep your information confidential and to contact you directly. If you want Rozlin Financial Group to stop contacting you, you can send a written request instructing them to cease further communication. Once they receive your request, they are legally obligated to honor it, except to notify you of specific actions like filing a lawsuit.
If you feel that Rozlin Financial Group is harassing you or violating your rights, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General. In cases where the FDCPA has been violated, you may be entitled to statutory damages and attorney fees, providing additional protection for consumers facing unfair debt collection practices.
To safeguard yourself, always keep detailed records of all phone calls, letters, and emails from Rozlin Financial Group or any other debt collection agency. These records can be crucial if you need to dispute a debt or file a complaint. If you need further assistance, consider reaching out to a consumer protection attorney or a reputable credit repair company to help resolve any issues with your credit reports or debt collection harassment.
Remember, you have the right to fair treatment and accurate reporting. By understanding your consumer rights and using resources like the Better Business Bureau, credit bureaus, and the Federal Trade Commission, you can confidently handle any contact from Rozlin Financial Group and protect your financial future.
Complaints Against Rozlin Financial Group
The following complaints have been filed in the past three years, along with earlier cases, and can be found on Pacer.gov.
- 📋 2:09-cv-02323-DKD Rios v.
- 📋 1:17-cv-01780-CBS Prieto v.
- 📋 3:15-cv-50168 Mitchell v.
- 📋 3:15-cv-50088 Sorenson v.
- 📋 3:18-cv-02787-MGL Jumper v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Rozlin Financial Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
It is important to protect your rights by requesting debt validation or disputing the debt in writing. Formally requesting validation from debt collectors can help ensure that only accurate and verified debts remain on your credit report.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Rozlin Financial Group call us at 877-700-5790.
Success Stories
- 🏆 I had been receiving relentless phone calls from a debt collector and didn’t know what to do. A friend recommended Consumer Rights Law Firm PLLC, and I’m so glad they did. From the very first consultation, their team was professional, empathetic, and incredibly knowledgeable. They explained my rights and quickly took action. The calls stopped within days, and I finally got peace of mind. Highly recommended!
- 🏆 Consumer Rights Law Firm PLLC was a lifesaver when I was dealing with harassment from a collection agency. They didn’t just listen — they acted. They helped me file a case under the FDCPA and held the agency accountable. The process was smooth, and their legal team kept me informed every step of the way. I even received a settlement. I couldn’t have asked for a better experience.
- 🏆 I never thought I’d need a lawyer for debt collection harassment, but Consumer Rights Law Firm PLLC made everything easy to understand. Their customer service was excellent — always available to answer my questions. They took my case seriously and resolved the issue faster than I expected. I appreciate their dedication to protecting consumers like me.
- 🏆 When I started getting threatening voicemails from a debt collector, I felt helpless. Thankfully, I found Consumer Rights Law Firm PLLC online. They took immediate legal action and ensured the harassment ended. I was impressed with how efficient and respectful they were throughout the entire process. Their expertise in consumer protection is unmatched.
Common Questions
Is RFG a scam?
No, Rozlin Financial Group has been in business for 10 years.
Can Rozlin Financial Group garnish my wages?
Yes, RFG can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can RFG sue me?
Yes, RFG can sue you so long as the debt is within the statute of limitations.
Can RFG report my debt to the collection bureaus?
Yes, debt collectors are allowed to place the collection account on your credit report. If you pay the debt, its status will be updated to ‘paid,’ but it may still remain on your credit report and continue to impact your credit score.
Can RFG arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
If you are looking to resolve your debt with RFG, they may offer payment plans to help you manage repayment. Before you pay, it is important to verify the debt and understand that pay-for-delete agreements are not always guaranteed; paying the debt will update its status but may not remove it from your credit report.
