One Main Financial Phone Harassment? Stop the Robocalls!
Do you receive automated calls from One Main Financial? Does One Main Financial use robocalls to call you over and over again harassing you all day long? No company has the right to harass you. Stop One Main Financial Phone Harassment and take your life back. Call us right away. Above all you don’t have to live in fear of your phone.
Is One Main Financial a Scam?
According to the Better Business Bureau website, One Main Financial has been in business since 1920. There have been 825 customer complaints. The Better Business Bureau page provides detailed information, customer complaints, and reviews about OneMain Financial.
One Main Financial Better Business Bureau
Who is One Main Financial?
One Main Financial is a large provider of personal installment loans operating across the country. They offer personal loans and other loan products to consumers. They were founded in 1912 and have branches in 44 states. The company has been serving customers for several years, with a long history of lending. One Main Financial has been a party to over 1,080 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.
Contact InformationOne Main Financial 601 NW Second St. Evansville, IN 47708 Telephone: (812) 424-8031
Fax Numbers (812) 468-5442 (812) 477-7605
One Main Financial is often referred to or searched for by other names. These include:
www onemainfinancial com myaccount one main financial bbb one main financial complaints onemain financial complaints www onemain financial com myaccount one main financial indiana pa onemain financial customer service one main financial california md one main financial high point nc onemainfinancial.com/myaccount one main financial pay bill www onemain financial com one main financial bank one main finance phone number contact one main financial one main financial high point north carolina
Introduction to Debt Collector Practices
Dealing with debt collectors can be a stressful experience, especially when you’re unsure of your rights or the tactics being used. Companies like OneMain Financial, a well-known lender, may use persistent phone calls, messages, and other communication methods to collect debts. While it’s their job to collect on overdue accounts, it’s important to recognize the difference between standard collection practices and harassment.
The Telephone Consumer Protection Act (TCPA) was created to protect consumers from abusive practices by debt collectors. This law sets strict guidelines on how and when debt collectors, including those working for OneMain Financial, can contact you. For example, the TCPA limits the hours during which you can be called, requires debt collectors to identify themselves, and prohibits the use of robocalls or prerecorded messages without your consent.
If you feel overwhelmed by the frequency or nature of calls from a debt collector, remember that you have rights. Harassment—such as repeated calls, threats, or calls to your workplace—violates the law. Understanding these practices and your protections under the TCPA is the first step in taking control of your financial situation and stopping unwanted contact from debt collectors.
One Main Financial Phone Harassment
There are many ways companies like One Main Financial harass consumers and violate their rights and the law. Calls from OneMain Financial often concern missed payments or attempts to collect money owed. Harassment can occur even when consumers are actively paying or disputing what they owe. The TCPA limits when and how often a company like One Main Financial or their affiliates can call a consumer. The TCPA also bans the use of automatic dialing systems. Some of the key parts of the TCPA that all companies including One Main Financial must follow when making calls are below:
- Calls only between the hours of 8 a.m. and 9 p.m.
- Companies must maintain a “Do Not Call” list and follow it. Therefore not call the consumer again.
- Marketers may not send unsolicited advertisements by auto-dialer, prerecorded voice message, or fax to anyone without prior express consent.
- Customers must be able to opt-out of future robocalls during a robocall. Once requested, the calls must end.
- Calling without identifying themselves or without revealing the identity of the person or company on whose behalf they are making the calls
What are Robocalls?
Robocalls are phone calls with prerecorded messages. This also includes unwanted text messages. To Learn More visit the Federal Trade Commission (FTC) or the Federal Communications Commission (FCC).
How can I assist in my case if I believe I am receiving robocalls?
• Make a note of the date and time of the call, the caller’s name, and their contact information.
• Make note of any prerecorded message, or of the conversation you had if you spoke to a live representative.
• Save copies of any relevant cell phone call logs, voicemails, text messages, and cell phone bills.
• Keep a detailed log of all calls and communications related to the robocalls.
• Keep a copy of any letter or online contact you send to the caller that asks them to stop calling.
If you suspect fraudulent or aggressive collection tactics, monitor your bank account for unauthorized transactions.
One Main Financial Phone Numbers
Are you receiving any harassing phone calls from this number?
800-742-5465, 877-520-6246, 800-325-2147, 698-8332, 972-655-3004
If so, you may be a victim of One Main Financial phone harassment. The list above is not all the numbers that One Main Financial uses. Also, calls can be from a different numbers and it still be One Main Financial calling you. Sometimes, these calls may be a mistake, or a case of mistaken identity, which can even lead to harassment or mistakes on your credit report. Contact our office right away so we can start the process to stop One Main Financial from calling you illegally. Above all, no one should live with harassment.
One Main Financial Complaints
The following is a sample list of complaints filed against One Main Financial and can be found on Pacer.
1:19-cv-00004-JMS-MPB O’RILEY v. EQUIFAX INFORMATION SERVICES, LLC et al
2:18-cv-01874-RSM Wilmot v. Capital Management Services LP et al
1:18-cv-00096-RJS Morgan v. Experian Information Solutions et al
3:17-cv-00169-RLY-MPB DAVIS v. ONE MAIN FINANCIAL
5:17-cv-00303-REW Slack v. Equifax Credit Information Services, LLC et al
Consumers may be sued by OneMain Financial in a debt collection lawsuit. If you are sued, it is important to respond to the court by filing an official answer to avoid a default judgment. Courts handle these lawsuits and evaluate each claim made by both parties. A lawyer can help explain your options and guide you through the best course of action. You may have several answers or defenses available, and providing documentation to prove your case is crucial. Claims can include disputes over the amount owed, errors in credit reporting, or violations of consumer protection statutes. If you do not respond, the court may allow OneMain Financial to garnish your wages. Resolving the lawsuit may involve negotiating to settle the debt. Finally, always check the statute of limitations before proceeding. Seek answers to your legal questions and respond promptly to any lawsuit.
Understanding Debt Relief Options
If you’re struggling to keep up with payments or facing mounting debts, it’s important to know that you have options. OneMain Financial offers personal loans, but before taking on new debt, be sure to review the interest rate, late fees, and any add-on products like identity theft protection that may increase your overall cost. Sometimes, these add-on products are unnecessary and can make your financial situation more complicated.
Debt relief can take many forms, including debt settlement, credit counseling, or even negotiating directly with your lender. A free consultation with a financial advisor or attorney can help you understand which path is best for your unique situation. Always keep detailed records of your payments, communications, and any agreements you make with debt collectors or lenders. This documentation can be crucial if you need to dispute inaccurate information or file a complaint with the Better Business Bureau.
If you believe you’re being harassed or if you notice errors on your credit report, don’t hesitate to seek help. Filing a complaint or consulting with an attorney can help you resolve issues and protect your rights. Remember, as a consumer, you are not alone—there are resources and professionals ready to guide you through the debt relief process and help you regain control of your finances.
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact a legal professional to stop the One Main Financial phone harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent One Main Financial Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Check out a links below for more information:
Navient Phone Harassment? Stop the Robocalls!
