NRA Group Phone Harassment?
Is NRA Group (NRA) calling you? Stop NRA Group phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. There have been 103 complaints filed against NRA with the BBB, and many consumer complaints allege that NRA Group uses tactics that harass consumers. You have the legal right to stop NRA phone harassment. If a collection agency violates the FDCPA or uses illegal tactics to harass consumers, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
If you believe you have been harassed by NRA Group, contact us for a free case review.
Is NRA Group a Scam?
According to the Better Business Bureau website, NRA Group has been in business for 43 years. NRA Group provides debt collection services for a variety of clients, including businesses and debt buyers. There have been 103 complaints filed against NRA with the BBB.
NRA Group Better Business Bureau
Who is NRA Group?
NRA Group, also known as National Recovery Group, is a third party debt collector located in Harrisburg, PennsylvaniaH. NRA provides debt collection services to a wide range of clients, including government agencies, healthcare providers, and companies in the direct marketing sector. They are responsible for collecting debts and managing delinquent accounts on behalf of these clients. NRA has been a party to a Federal Court case over 200 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 2491 Paxton St
Harrisburg, PA 17111-1036
Phone: (800) 360-9953
NRA Group is often referred to or searched for by other names. These include:
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Debt Collection Laws
Debt collection laws exist to protect consumers from unfair and abusive debt collection practices, ensuring that debt collectors and debt collection agencies like NRA Group LLC (also known as National Recovery Agency) follow strict guidelines when attempting to collect debts. The cornerstone of these protections is the Fair Debt Collection Practices Act (FDCPA), a federal law that sets clear boundaries for how debt collectors may contact and interact with consumers.
Under the FDCPA, debt collectors are prohibited from using deceptive, abusive, or unconscionable means to collect debts. This includes making false or misleading statements about the debt, using obscene or abusive language during phone calls, threatening legal action that is not actually intended, or making excessive and harassing phone calls. The law also forbids debt collectors from discussing your debts with third parties, such as family members or employers, except in very limited circumstances.
Debt collection agencies are required by law to provide you with important information about your debt, including the amount owed, the name of the original creditor, and a notice of your right to dispute the debt. If you dispute the debt in writing within thirty days of being contacted, the debt collector must stop all collection efforts until they provide verification of the debt. This process helps protect consumers from errors, identity theft, and unfair debt collection practices.
In addition to the FDCPA, the Consumer Financial Protection Act and the Credit Reporting Act offer further safeguards. These laws give consumers the right to access their credit reports, dispute inaccuracies, and ensure that only accurate information is reported to credit reporting agencies. If a debt collection agency like NRA Group reports incorrect information to the credit bureaus, you have the right to challenge it and have it corrected.
If a debt collector or collection agency violates these laws, consumers have the right to take legal action. This can include filing complaints with the Better Business Bureau, the Federal Trade Commission, or your state attorney general’s office. In some cases, consumers may be entitled to statutory damages, attorney fees, and other relief through the courts. Law firms that specialize in consumer financial protection can help you understand your rights and take action if you have been subjected to unfair or illegal collection practices.
It’s important to remember that you are not alone if you are experiencing harassment or unfair treatment from a debt collector. Many consumers have successfully challenged illegal collection tactics and received compensation for the harm caused. If you believe your rights have been violated, don’t hesitate to seek assistance from a qualified law firm, file a complaint with a business bureau, or contact a government agency for help. Knowing your rights under the debt collection practices act (FDCPA) and related laws is the first step toward protecting yourself from abusive collection efforts and ensuring fair treatment in the debt collection process.
NRA Group Collection Tactics
If NRA Group engages in any of the following tactics, you may have a case. Repeated attempts to collect a debt using these tactics, especially if they violate your rights under the Fair Debt Collection Practices Act, may be illegal:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week, including repeated contacting and contacts that may be considered harassment
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt, including not providing the required written notice
- Trying to collect more than legally allowed
- Using deceptive means to intimidate or mislead you
NRA Group Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-521-5009, (800) 521-5009, 8005215009
If the answer is yes, then you are receiving calls from a known NRA number. You may be a victim of NRA phone harassment. These calls may reference your account number or request information about payments you have made or still owe. If you have already paid the debt, inform the caller and request verification of your payments. The list above is not all the numbers that NRA uses. The calls can be from a different number and it still be NRA Group calling you. Contact our office right away so we can start the process to stop NRA from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is NRA a scam? No, NRA Group has been in business for 43 years.
Can NRA Group garnish my wages? Yes, NRA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can NRA sue me? Yes, NRA can sue you so long as the debt is within the statute of limitations
Can NRA report my debt to the collection bureaus? Yes, debt collectors are allowed to place the collection account on your credit report as part of the process of collecting outstanding balances.
Can NRA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against NRA Group in the past and can be found on Pacer.org.
1:11-cv-01107-RLY-MJD Buckler v. NRA Group
2:10-cv-00825-DB Neeley v. NRA Group
2:16-cv-05600-KM-MAH Baptiste v. NRA Group dba N’tl Recovery Agency
3:18-cv-01200-LCB Savage v. NRA Group
2:17-cv-01534-SPL Kagabines v. NRA Group
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the NRA Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from NRA Group. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/genpact-services-llc-debt-collection-harassment/
https://consumerlawfirmcenter.com/stop-fma-alliance-ltd-phone-harassment/
https://consumerlawfirmcenter.com/stop-collection-center-inc-phone-harassment/
https://consumerlawfirmcenter.com/javitch-block-llc-debt-collection-harassment/
https://consumerlawfirmcenter.com/j-m-adjustment-services-phone-harassment/
https://consumerlawfirmcenter.com/frontline-asset-strategies-phone-harassment/
https://consumerlawfirmcenter.com/convergent-outsourcing-phone-harassment/
https://consumerlawfirmcenter.com/stop-collection-bureau-of-america-debt-collection-harassment/
