🚨NPAS Solutions Phone Harassment❓
Is NPAS Solutions (NPAS) calling you? Stop NPAS Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop NPAS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is NPAS Solutions a Scam?
According to the Better Business Bureau website, NPAS Solutions debt collection has been in business for 8 years. There have been 12 claims filed against NPAS with the BBB.
Who is NPAS Solutions?
NPAS Solutions is a third-party debt collector located in Earth City, Missouri, acting on behalf of hospitals and creditors to recover debts. They work with various creditors to recover unpaid amounts. NPAS has been a party to a Federal Court case over 20 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. They also assist healthcare facilities in the management of patient bill portals and billing process services.
Address: 111 Corporate Office Drive
Ste 200
Earth City, MO 63045
Phone: (866) 258-1104
NPAS Solutions Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers used by NPAS Solutions debt collector to contact consumers?
866-258-1104, 800-223-9899, (866) 258-1104, (800) 223-9899, 8662581104, 8002239899
If the answer is yes, then you are receiving calls from a known NPAS number. You may be a victim of NPAS phone harassment. The list above is not all the numbers that NPAS uses. The calls can be from a different number and it still be NPAS Solutions calling you. Contact our office right away so we can start the process to stop NPAS from calling you illegally. Above all, no one should live with harassment!
NPAS Solutions Debt Collection Tactics
If NPAS Solutions engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Despite a consumer’s best efforts to assert their rights, aggressive collection practices may continue.
Understanding Debt Collection
Debt collection is the process by which debt collectors, such as NPAS Solutions debt collector, attempt to recover debts from consumers who have failed to pay their debts. While debt collection is a legitimate business practice, it can sometimes lead to debt collection harassment and aggressive collection practices. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive debt collection practices. Under the FDCPA, debt collectors are prohibited from engaging in practices such as making repeated phone calls, threatening legal action, or using false or misleading information to collect a debt. Consumers who are being contacted by debt collectors have the right to request debt validation and to dispute the debt if they believe it is inaccurate.
Consumer Rights and Validation
Consumers have the right to validate their debts and to dispute any debts that they believe are inaccurate. A debt validation letter is a formal request to a debt collector to provide proof of the debt, including the amount of the debt, the creditor, and the date of the debt. Consumers can send a debt validation letter to NPAS Solutions to request this information. If NPAS Solutions debt collection is unable to provide proof of the debt, they may be required to stop contacting the consumer. Consumers also have the right to request that debt collectors stop contacting them, and to report any debt collection harassment to the Federal Trade Commission (FTC) or their state Attorney General’s office. The Better Business Bureau (BBB) can also provide assistance and guidance to consumers who are dealing with debt collectors.
Responding to Harassment
If a consumer is being harassed by NPAS Solutions or any other debt collector, they should take immediate action to stop the harassment. The first step is to keep a record of all phone calls, including the date, time, and content of the call. Consumers should also keep a copy of any written communication, such as letters or emails, from the debt collector. If the consumer believes that the debt collector has violated the FDCPA, they can file a complaint with the FTC or their state Attorney General’s office. Consumers can also contact a consumer advocate or attorney for assistance in stopping the harassment and asserting their rights under the FDCPA. In some cases, consumers may be entitled to statutory damages or other compensation for debt collection harassment.
Legal Options
Consumers who are being harassed by NPAS Solutions debt collector or other debt collectors have several legal options available to them. They can file a lawsuit against the debt collector for violating the FDCPA, or they can seek assistance from a consumer advocate or attorney. In some cases, consumers may be able to settle their debts for less than the original amount owed, or they may be able to negotiate a payment plan with the creditor. Consumers should be aware of their rights under the FDCPA and should not hesitate to assert those rights if they are being harassed by a debt collector. The law is in place to protect consumers from abusive debt collection practices, and consumers should take advantage of the protections and remedies that are available to them. By understanding their rights and taking action to stop debt collection harassment, consumers can protect themselves from aggressive collection practices and ensure that they are treated fairly and respectfully by debt collectors.
NPAS Solutions Complaints
📜The following is a sample list of complaints filed against NPAS Solutions in the past and can be found on Pacer.gov.
The following is a sample list of claims filed against NPAS Solutions in the past and can be found on Pacer.org.
4:14-cv-01021-REL Nicholson v. NPAS Solutions
4:15-cv-00856-DGK Heater v. NPAS Solutions
4:16-cv-00033-BCW Widman v. NPAS Solutions
3:16-cv-00685-B Gesin v. NPAS Solutions
2:19-cv-02495-ODW-KS Rennick v. NPAS Solutions
🏛️About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication, with the support of experienced attorneys. Rather than suffer alone, contact our office to begin the process to stop the NPAS Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from NPAS Solutions, call us at 855-385-8182 for immediate assistance or visit our website.
🏆Success Stories
“NPAS Solutions harassed me daily for a debt I didn’t owe, even after I sent a written dispute. Consumer Rights Law Firm PLLC drafted a powerful FDCPA violation letter, and the calls stopped immediately. They even got NPAS to delete the false debt from my credit report. If you’re getting bullied by collectors, call these lawyers—they work fast!”
“NPAS flooded my phone with automated calls at all hours, which I never consented to. The firm sued under the Telephone Consumer Protection Act (TCPA), proved NPAS used an illegal autodialer, and won me a $3,750 settlement. No upfront fees—NPAS had to pay me! These attorneys know how to turn the tables on abusive collectors.”
“NPAS tanked my credit by reporting an old medical debt past the statute of limitations. Consumer Rights Law Firm PLLC forced them to remove it and secured $2,300 in damages for illegal reporting. My score jumped 98 points in weeks! Don’t let NPAS scare you—fight back with this firm.”
FAQs
Who is NPAS Solutions and why are they calling me?
NPAS Solutions (National Patient Account Services) is a legitimate medical debt collection agency. They contact consumers to recover unpaid medical or healthcare-related debts they’ve purchased or are collecting for others.
Is NPAS Solutions a scam?
No, NPAS Solutions is a legitimate third-party debt collector. However, they have been reported for aggressive or harassing practices, such as frequent calls or threatening language.
Can NPAS Solutions legally harass me with phone calls?
No. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot harass consumers by making repeated calls, using threats, or calling at inconvenient times like early morning or late at night.
How many calls from NPAS Solutions is considered harassment?
Under FDCPA and new CFPB rules, more than seven calls in seven days from the same collector is generally considered harassment. Repeated daily calls also qualify.
Can NPAS Solutions call me from local or spoofed numbers?
Yes, NPAS Solutions may use different or local numbers. But legally they must identify themselves and cannot misrepresent themselves or use misleading caller ID.
What should I do if NPAS Solutions keeps calling me?
Document each call (date, time, phone number, content), then send a written cease-and-desist letter. They must stop calling except to confirm they’ll comply or to inform you of legal action.
Can I dispute the debt NPAS is trying to collect?
Yes. You can send a debt validation letter within 30 days of their first contact asking for proof. They must stop collecting until they provide written verification.
Can NPAS Solutions report to credit bureaus and affect my credit score?
Yes. They can report delinquent medical debt to credit bureaus, which may lower your score. You can dispute inaccuracies with the bureaus.
Can I sue NPAS Solutions for violating collection laws?
Yes. If NPAS violates the FDCPA or TCPA—such as by harassing calls, threats, calling after a cease-and-desist, or spoofing—you may have grounds to sue for statutory and actual damages.
Can NPAS Solutions contact my family or workplace?
No. Under FDCPA, they may contact others only once to locate you—not to discuss your debt. They can’t contact family or your employer about the debt itself.
