Nationwide Credit & Collection Phone Harassment?
Is Nationwide Credit & Collection (NCC) calling you? Stop Nationwide Credit Collection phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop.
Consumers should stay informed about their rights under the FDCPA and the importance of being aware of potential violations.
You have the legal right to stop NCC phone harassment, and you should respond promptly to any legal notices or communications from debt collectors. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Sending a formal letter, such as a cease and desist or dispute letter, can help protect your rights.
Is Nationwide Credit & Collection a Scam?
According to the Better Business Bureau website, Nationwide Credit & Collection has been in business for 50 years. Nationwide Credit Collection is an authorized debt collection agency operating under relevant state and federal regulations. There have been 14 complaints filed against NCC with the BBB, and consumers can file complaints with the BBB or other regulatory agencies if they experience issues. Read more here: Nationwide Credit & Collection Better Business Bureau.
Who is Nationwide Credit & Collection?
Nationwide Credit & Collection is a third party debt collector located in Oak Brook, Illinois. The company collects debts on behalf of various creditors, actively pursuing repayment from consumers who owe money to these original lenders. They have been a party to over 20 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court case alleges that Nationwide Credit Collection used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. These federal cases often involve disputes between consumers and creditors regarding debt collection practices.
🏛️ Address: 815 Commerce Dr Ste 270 Oak Brook, IL 60523-8852
📞 Phone: (630) 528-5100
Nationwide Credit & Collection Tactics
If Nationwide Credit & Collection engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Consumers have a legal obligation to pay valid debts, but also have rights regarding how and when they are contacted.
- ➡️ Consumers can send letters to dispute debts or request validation from the collection agency.
- ➡️ The information a debt collector can disclose to third parties is limited by law.
Nationwide Credit & Collection Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 800-485-0207
- ☎️ 630-528-5100
- ☎️ (800) 485-0207
- ☎️ (630) 528-5100
- ☎️ 8004850207
- ☎️ 6305285100
If the answer is yes, then you are receiving calls from a known NCC number. You may be a victim of NCC phone harassment. The list above is not all the numbers that NCC uses. The calls can be from different phone numbers and it still be Nationwide Credit & Collection calling you. Contact our office right away so we can start the process to stop NCC from calling you illegally. Above all, no one should live with harassment!
Complaints Against Nationwide Credit & Collection
The following is a sample list of complaints filed against Nationwide Credit & Collection in the past year and can be found on Pacer.gov.
- 📜 2:18-cv-00970-NJ Gross v.
- 📜 1:18-cv-04521 Ansari v.
- 📜 1:08-cv-03334 Bruno v.
- 📜 1:09-cv-07205 Farrell v.
- 📜 1:10-cv-08204 Philipps v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our firm values the connection we build with clients, ensuring open communication and trust throughout the debt collection process. Rather than suffer alone, contact our office to begin the process to stop the Nationwide Credit & Collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 Derek and Matt, are some of the best people I’ve ever met. I had a bad situation which they were quickly able to help get resolved. The open communication and fast response time, along with their patience and vast knowledge really helped ease my mind and confirm I made the right choice. Thank you Consumer Rights Law Firm!
- 🏆 Had a scammer call me today trying to scam me out of almost $3k for a past bill for my ex-husband. After calling and emailing me all afternoon with the demand I pay it I contacted the Consumer Rights Law Firm for guidance. I received quick and helpful advice which confirmed my suspensions that it was a scam. Thank you for your quick and reassuring advice!
- 🏆 I cannot thank this lawfirm enough for relieving the burden off of my shoulders. Matthew was absolutely amazing and all I had to do was make a singular call and he got it done immediately. Their professionalism and dedication were the key factors of my immediate trust with them.
Frequently Asked Questions
1. Who is Nationwide Credit & Collection?
Nationwide Credit & Collection is a third-party debt collection agency that recovers past-due accounts for industries like healthcare, commercial, and retail services.
2. Is Nationwide Credit & Collection allowed to harass me for payment?
No. Under the Fair Debt Collection Practices Act (FDCPA), harassment such as repeated calls, threats, abusive language, or calling at odd hours is strictly prohibited.
3. How do I report Nationwide Credit & Collection for harassment?
You can file complaints with the (CFPB), the Federal Trade Commission (FTC), or contact a consumer rights attorney to explore your legal options.
4. Can I stop Nationwide Credit Collection from contacting me?
Yes. You can send them a written cease-and-desist letter. After receiving your request, they are legally required to stop contacting you except for certain legal notices.
5. Can Consumer Rights Law Firm PLLC help with debt collection harassment?
Yes. Consumer Rights Law Firm PLLC can help you fight back against illegal debt collection practices and may assist you in recovering compensation under federal and state laws.
6. Does Nationwide Credit & Collection report to credit bureaus?
Yes, Nationwide Credit Collection may report delinquent debts to credit bureaus, which can negatively impact your credit score until the debt is resolved.
7. What should I do if I receive a call from Nationwide Credit Collection?
Stay calm, verify the debt in writing, and do not provide personal financial information over the phone until you receive official documentation.
8. Can Nationwide Credit & Collection sue me for unpaid debts?
Yes, in some cases they may file a lawsuit to collect unpaid debts. If you are served with legal papers, it’s important to respond promptly and seek legal advice.
9. How can I verify if the debt Nationwide Credit & Collection is collecting is mine?
You have the right to request a debt validation letter. This document must include the amount owed, the creditor’s name, and proof that the debt belongs to you.
10. What are my rights under the FDCPA when dealing with Nationwide Credit & Collection?
The FDCPA protects you from abusive, deceptive, or unfair practices. You have the right to dispute the debt, request validation, and limit or stop communication from the collector.
