Who is National Collection Systems and why are they calling me?

National Collection Systems is a debt collection agency that contacts consumers regarding debts they believe are past due. If you are receiving calls, they likely think you owe money on a debt they are attempting to collect.

Is National Collection Systems a scam or are they legitimate?

They are a legitimate collection agency. However, legitimacy does not mean all their collection practices are legal. You still have rights under federal and state laws to challenge harassment or illegal conduct.

What counts as harassment by phone from debt collectors like National Collection Systems?

Harassment may include repeated or continuous phone calls intended to annoy, calling outside of permitted hours, using profanity or threats, calling your workplace after being told not to, or contacting you after you’ve sent a cease-and-desist letter.

How many times can National Collection Systems legally call me before it becomes harassment?

Under federal rules such as the FDCPA and recent regulations, more than seven phone calls in a seven-day period about the same debt could be considered excessive. Also, calling repeatedly with intent to annoy or abuse is prohibited. Relevant state laws may also set limits.

Can they call me early in the morning or late at night?

No. Debt collectors are generally prohibited from calling before 8 a.m. or after 9 p.m. local time, unless you have explicitly agreed or the law in your state allows otherwise.

What should I do if National Collection Systems keeps calling despite requests to stop?

Document all calls (dates, times, content), send a written cease-and-desist or stop-contact request, keep copies, and if they still persist, file a complaint with the (CFPB), your state attorney general, or consult with a consumer rights attorney.

Can they contact my employer or co-workers about my debt?

No. They are generally not allowed to disclose your debt to third parties such as your employer, friends, family, or co-workers. They may only contact third parties in limited circumstances to locate you, but not to discuss the debt.

Do I have to pay immediately or deal with them without proof?

No. You have the right to request a validation of the debt. If they send you a validation notice, you can review the debt, dispute if necessary, and ask for evidence before agreeing to pay anything.

Can National Collection Systems sue me or garnish my wages?

Yes, they can sue if the debt is valid. If they win in court, they might get a judgment that can allow wage garnishment or other collection measures. If you are sued, respond promptly.

What laws protect me from harassment by National Collection Systems?

The Fair Debt Collection Practices Act (FDCPA) is the main federal law that prohibits harassment, abuse, deceptive practices, and other unfair debt collection tactics. State consumer protection laws and, in some cases, the Telephone Consumer Protection Act (TCPA) may also provide protections.

National Collection Systems Phone Harassment?

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You could be eligible for up to $1,000 in statutory damages.
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National Collection Systems Phone Harassment?

Is National Collection Systems (NCS) calling you? Stop National Collection Systems phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop NCS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Introduction to Phone Harassment

Dealing with phone harassment from a debt collector can be overwhelming, especially when it comes from a collection agency like National Credit Systems. Collection agencies are known for their persistent efforts to collect debts, but repeated and aggressive phone calls can cross the line into harassment. Whether you are an apartment owner, a former resident, or simply someone who has been contacted by National Credit Systems, it’s important to understand your rights and the steps you can take to address the situation.

Phone harassment can take many forms, including frequent calls at inconvenient times, threats, or sharing information about your debt with third parties. These tactics are not only stressful but may also violate your legal rights. Knowing how to respond and where to seek help is the first step toward resolving the issue and regaining peace of mind.

Is National Collection Systems a Debt Collector Scam?

According to the Better Business Bureau website, National Collection Systems has been in business for 5 years.

Here is an overview: National Collection Systems focuses on providing debt collection services and has established a reputation in the industry over the past 5 years.

National Collection Systems Better Business Bureau

Who is National Collection Systems Collection Agency?

National Collection Systems, Inc. is a third-party debt collector located in Anytown, Blairsville, Georgia. National Collection Systems, Inc. (also known as Systems Inc) was specifically designed to serve the multi-family industry, focusing on professional methods for recovering lost monies from residents in that sector. The company employs a dedicated team of employees, with key people overseeing business operations and client relations. NCS has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 294 Highway 515 W STE C

Blairsville, GA 30512-7839

Phone: (706) 781-3151

National Collection Systems Collection Tactics

If National Collection Systems engages in any of the following tactics, you may have a case:

Failing to notify you of your right to dispute the debt

When responding to these collection tactics, it is important to have a clear intent, such as seeking a fair resolution or protecting your rights. Consumers have several options available, including disputing the debt, negotiating a settlement, or seeking legal advice. Understanding these tactics also gives you the opportunity to resolve or dispute the debt more effectively.

National Collection Systems Phone Numbers and Phone Information

Are you receiving any harassing phone calls from any of the following numbers?

706-781-3151, 706-785-0066, (706) 781-3151, (706) 785-0066, 7067813151, 7067850066

Take a moment to check your call logs for these numbers to see if they match the ones contacting you. If the answer is yes, then you are receiving calls from a known NCS number. You may be a victim of NCS phone harassment. The list above is not all the numbers that NCS uses. The calls can be from a different number and it still be National Collection Systems calling you. For more information about NCS and their contact details, visit the company’s site. Contact our office right away so we can start the process to stop NCS from calling you illegally. Above all, no one should live with harassment! Take a moment to verify the legitimacy of these calls before taking further action.

Impact on Individuals

Phone harassment by debt collectors, such as National Credit Systems, can have a significant impact on individuals, including former residents and apartment owners. Debt collection agencies, like National Credit Systems, may engage in repeated phone calls, which can be stressful and disruptive to daily life. This behavior is often considered a form of harassment, and individuals have the right to dispute such claims and take steps to resolve the debt in a professional manner.

As a leading debt collector specializing in apartment owners and managers, National Credit Systems has been in business since 1991, operating from its address in Atlanta, GA. The company provides professional and compliant services tailored to the apartment industry, and its contact information is available on their official website. However, if you are being harassed by National Credit Systems or any other collection agency, it is essential to take the first step and seek information on how to settle the debt and stop the harassment.

It is crucial to remember that you have rights when dealing with debt collectors, and you can take steps to resolve the debt without enduring phone harassment. You can start by checking your credit report to ensure the debt is accurate and rightfully yours. If you are unsure about the debt or its amount, you can send a debt validation letter to National Credit Systems, requesting more details. This is an essential step in resolving the debt and stopping the harassment.

Additionally, if you have paid your debt, you can request a goodwill deletion letter from National Credit Systems to remove the debt from your credit report. This can help strengthen your credit score and provide a fresh start. It is also essential to keep documentation of all payments and correspondence with the collection agency, as this can be useful in resolving any disputes that may arise.

In the state of Georgia, where National Credit Systems is based, there are laws in place to protect individuals from debt collector harassment. You can file a complaint with the relevant authorities if you believe you are being harassed by a debt collector. Furthermore, you can seek the help of a professional service, such as SoloSettle, to help you navigate the debt settlement process and stop the harassment.

It is also worth noting that National Credit Systems has been a member of the Washington Multi-Family Housing Association since 2007, demonstrating its commitment to the apartment industry. However, this does not excuse any harassment or unprofessional behavior towards individuals. By understanding your rights and taking the necessary steps, you can resolve the debt and stop the phone harassment, ensuring a more peaceful and stress-free life.

Is NCS a scam? No, National Collection Systems has been in business for 5 years.

Can NCS garnish my wages? Yes, NCS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can NCS sue me? Yes, NCS can sue you so long as the debt is within the statute of limitations

Can NCS report my debt to the collection bureaus?

Can NCS arrest me?

The following is a sample list of complaints filed against National Collection Systems in the past and can be found on Pacer.org.

If you have experienced similar issues, be sure to fill out a complaint form to have your concerns addressed. When filing a complaint, provide a clear reason for your dispute and include any relevant details. National Collection Systems is required to fulfill their legal obligations when responding to complaints. If you are negotiating a settlement, it is important to agree on the terms in writing to ensure the debt is properly resolved. Complaints should be filed or addressed within the appropriate time frame to ensure timely action.

1:15-cv-00625-WMN Tristan v. National Collection Systems

2:17-cv-02146-GMS Mudher v. National Collection Systems

1:15-cv-02049-REB-STV Rhodes v. National Collection Systems

4:13-cv-01178-MHH Grytsenko v. National Collection Systems

1:16-cv-02380-LJM-MJD Shepard v. National Collection Systems

is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the National Collection Systems harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from National Collection Systems. call us at

Georgia Attorney General

https://consumerlawfirmcenter.com/collection-experts-phone-harassment/

https://consumerlawfirmcenter.com/one-advantage-phone-harassment/

https://consumerlawfirmcenter.com/fed-chex-phone-harassment/

https://consumerlawfirmcenter.com/stop-mirand-response-systems-phone-harassment/

https://consumerlawfirmcenter.com/sage-capital-recovery-phone-harassment/

https://consumerlawfirmcenter.com/drs-bonded-collection-systems-debt-collection-harassment/

https://consumerlawfirmcenter.com/financial-management-systems-debt-collection-harassment/

https://consumerlawfirmcenter.com/integra-servicing-phone-harassment/

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.

National Collection Systems Phone Harassment?

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

National Collection Systems Phone Harassment?

Introduction to Phone Harassment

Is National Collection Systems a Debt Collector Scam?

Who is National Collection Systems Collection Agency?

National Collection Systems Collection Tactics

National Collection Systems Phone Numbers and Phone Information

Impact on Individuals

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