🚨National Action Resolution Group LLC Legal Threats❓
National Action Resolution Group LLC Legal Threats? Do they threaten to take legal action or garnish your wages? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop National Action Resolution Group debt collection harassment. If a collection agency violates the FDCPA laws, you may be eligible to receive up to $1000.00 in statutory damages, along with paying your attorney fees.
📂National Action Resolution Group LLC Fair Debt Collection Practices
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from making certain types of legal threats or misrepresenting their ability to take legal action against a consumer. Here are some key points regarding legal threats under the FDCPA:
- False Representation of Legal Action: Debt collectors cannot falsely represent or imply that they are attorneys or that legal action has been initiated against the consumer when it has not. This includes threatening to sue the consumer or suggesting that legal action is imminent if the debt collector has no intention or authority to take such action.
- Threats of Arrest or Criminal Prosecution: Debt collectors cannot threaten consumers with arrest or criminal prosecution for failure to pay a debt. They also cannot imply that non-payment of a debt is a crime or that the consumer will face legal consequences such as imprisonment.
- Misrepresentation of Legal Consequences: Debt collectors cannot falsely represent the legal consequences of not paying a debt. For example, they cannot threaten to garnish wages, seize property, or take other legal actions that they do not intend to or cannot legally take.
- Deceptive or Misleading Statements: Debt collectors cannot make deceptive or misleading statements regarding legal action or the consequences of non-payment. This includes false statements about the amount or nature of the debt, the status of legal proceedings, or the involvement of attorneys or government agencies.
- Harassment or Intimidation: Debt collectors cannot use threats of legal action as a means of harassment or intimidation to coerce payment from the consumer. This includes repeatedly threatening legal action or using aggressive or abusive language in connection with the debt collection process.
Debt collection harassment is prohibited by federal law, specifically the Fair Debt Collection Practices Act (FDCPA), which sets guidelines for acceptable debt collection practices and provides remedies for consumers who experience harassment. Debt collection scams often involve fake debt collectors who use intimidation and deception to coerce payment from victims. Consumers who believe they are being harassed by debt collectors should document the harassment, assert their rights under the FDCPA, and seek legal assistance if necessary to stop the harassment and hold the debt.
🔍Who is National Action Resolutions Group LLC❓
According to their website National Action Resolution Group LLC is a professional debt collection agency focused on providing our creditor clients with best-in-class account recovery solutions. We understand that life can be challenging, especially when you’re facing years of accumulating debt, that’s why we work with our clients to offer affordable solutions.
Address:
6523 S Transit Rd
Ste 1
Lockport, NY 14094-6329
Phone# (844) 953-1248
⚠️Is National Action Resolutions Group Involved in Debt Collection Scams❓
According to the Better Business Bureau National Action Resolutions Group opened their BBB file in 2022. Debt collection scams are a significant concern, as scammers often use intimidation and deception to coerce payment from victims by making unsolicited contact with claims of fake debts. There have been 128 customer complaints closed out in the last three years. There have been 32 customer complaints closed out in the last 12 months.
📋Debt Collection and Your Rights
Debt collection can be a stressful and overwhelming experience, but it’s essential to know your rights as a consumer. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices and provides protections for consumers. Under the FDCPA, debt collectors are prohibited from engaging in abusive, harassing, or deceptive practices. You have the right to request validation of the debt, dispute the debt, and negotiate a payment plan. Additionally, debt collectors are required to provide you with written notice of the debt, including the amount owed, the name of the creditor, and a description of the debt. Understanding these fair debt collection practices can empower you to handle debt collection more confidently and protect yourself from potential abuse.
📧Legitimate Debt Collection
Legitimate debt collectors are professional debt collection agencies that work on behalf of creditors to collect debts. They are required to follow the FDCPA and respect your consumer rights. Legitimate debt collectors will typically provide you with clear and concise information about the debt, including the amount owed and the name of the creditor. They will also offer you options for resolving the debt, such as payment plans or settlements. If you are contacted by a legitimate debt collector, it’s essential to respond promptly and work with them to resolve the debt. By engaging with legitimate debt collectors, you can find a path to settle your debts while ensuring your rights are respected.
🛡️Protecting Yourself from Debt Collector Scams
Debt collector scams are a growing concern, and it’s essential to protect yourself from these scams. Here are some tips to help you avoid debt collector scams:
- Be cautious of unsolicited phone calls or emails from debt collectors.
- Verify the debt collector’s identity and the debt they are trying to collect.
- Never provide sensitive information, such as your Social Security number or bank account information, to a debt collector.
- Be wary of debt collectors who threaten to sue you or garnish your wages.
- Keep records of all communication with debt collectors, including dates, times, and details of conversations. By staying vigilant and informed, you can protect yourself from falling victim to a debt collection scam and ensure that you only deal with legitimate debt collectors.
➡️Making Payments and Resolving Debts
If you owe money to a creditor, it’s essential to make payments and resolve the debt. Here are some tips to help you make payments and resolve debts:
- Communicate with the creditor or debt collector to discuss payment options.
- Consider negotiating a payment plan or settlement.
- Make timely payments to avoid late fees and interest charges.
- Keep records of all payments, including dates, amounts, and payment methods.
- Consider seeking the help of a credit counselor or law firm if you are struggling to make payments. By taking these steps, you can manage your debts more effectively and work towards financial stability. Remember, open communication and timely payments are key to resolving debts and avoiding further complications.
🛑What to Do If You Are a Victim of a Debt Collection Scam
If you are a victim of a debt collection scam, it’s essential to take action to protect yourself. Here are some steps to take:
- Contact local law enforcement and report the scam.
- File a complaint with the Federal Trade Commission (FTC) or your state’s attorney general’s office.
- Contact the credit reporting agencies and place a fraud alert on your credit report.
- Consider seeking the help of a law firm or credit counselor to help you resolve the issue.
- Keep records of all communication with the scammer, including dates, times, and details of conversations. Taking these steps can help you mitigate the damage caused by a debt collection scam and protect your financial well-being. Remember, prompt action and thorough documentation are crucial in addressing and resolving such issues.
📣Consumer Rights and Legal Recourse:
Individuals facing debt collection harassment by National Action Resolutions Group, or any other agency have rights protected by the FDCPA. Consumers should also be vigilant about fake debt collectors, as scams targeting individuals are on the rise. It is crucial for consumers to be aware of these rights, including the right to request debt verification, the right to dispute inaccuracies, and protection against harassment. Documenting instances of potential violations, seeking legal advice, and exploring options for filing complaints with regulatory bodies are steps that consumers can take to protect their rights.
🏛️Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the National Action Resolutions Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
🏆Success Stories
“National Action Resolution Group was calling me constantly, even at work. Consumer Rights Law Firm PLLC sent them a letter, and the calls stopped. They protected me!”
“National Action Resolution Group was threatening legal action they couldn’t take. Consumer Rights Law Firm PLLC knew my rights and put an end to their illegal tactics.”
“Consumer Rights Law Firm PLLC dealt with National Action Resolution Group for me. They negotiated a reasonable settlement and I can finally move on.”
