Integrated Collections Group Debt Collection Harassment? Stop the Calls!
Is Integrated Collections Group (ICG) calling you? Stop Integrated Collections Group phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Understanding trends in debt collection can help consumers better navigate the process. You have the legal right to stop ICG phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Preparing for the future in debt collection practices is crucial for both consumers and agencies. Automated processes, such as account flagging and resource management, reduce manual tasks and errors, allowing organizations to streamline their operations and focus more on delivering quality services. Integrated solutions can help consumers manage their debt more effectively.
Introduction to Debt Collection
Debt collection is a process used by collection agencies to recover unpaid debts from individuals or businesses. The collections process typically involves a series of communications, including letters and phone calls, to encourage the debtor to pay the outstanding balance. Collection agencies use various tactics to collect debts, including negotiation, mediation, and litigation. Understanding the debt collection process and consumer rights is essential for individuals and businesses to navigate the complex world of debt recovery.
Is Integrated Collections Group a Scam?
No, Integrated Collections Group has been in business for 2 years.
Consumer Rights and Protections
Consumers have several rights and protections when it comes to debt collection. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of collection agencies and protects consumers from abusive and deceptive practices. The FDCPA prohibits collection agencies from using threats, harassment, and false statements to collect debts. Consumers also have the right to dispute debts and request verification of the debt from the collection agency. Additionally, consumers can stop debt collection calls by sending a cease and desist letter to the collection agency.
How to Stop Debt Collection Calls
To stop debt collection calls, consumers can take several steps. First, they can send a cease and desist letter to the collection agency, requesting that they stop contacting them. Consumers can also dispute the debt and request verification of the debt from the collection agency. If the collection agency continues to contact the consumer after receiving a cease and desist letter, the consumer can file a complaint with the Federal Trade Commission (FTC) or their state’s Attorney General’s office. Consumers can also consider working with a credit counseling agency or a debt management company to help them manage their debt and stop debt collection calls.
State Laws and Regulations
In addition to federal laws, such as the FDCPA, states have their own laws and regulations governing debt collection. Some states have laws that prohibit collection agencies from making excessive phone calls or using abusive language when communicating with consumers. Other states have laws that require collection agencies to be licensed or registered with the state. Consumers should familiarize themselves with their state’s laws and regulations regarding debt collection to understand their rights and protections. By knowing their rights and options, consumers can effectively manage debt collection calls and protect themselves from abusive and deceptive practices.
Who is Integrated Collections Group?
Integrated Collections Group is a third-party debt collector located in Beverly, Massachusetts. Opened in February of 2018, they are another in a long line of debt collection companies opened by Attorney J.A. Cambece in Massachusetts. Integrated Collections Group configures specific parameters to customize their operations. Debt collection companies owed by J.A. Cambece have been a party to over 100 federal cases based on their collection of debts incurred on their credit cards.
Address: 100 Cummings Center Suite 246-P
Beverly, MA 01915
Phone: (844) 522-4922
Integrated Collections Group Collection Tactics
Integrated Collections Group is a collection agency that uses various tactics to collect debts. Their collection tactics may include sending letters and making phone calls to debtors, as well as reporting unpaid debts to credit bureaus. The agency may also use technology, such as automated dialing systems, to contact debtors and encourage them to pay their debts. It is essential for consumers to be aware of their rights and protections when dealing with collection agencies like Integrated Collections Group.
Integrated Collections Group Collection Tactics
If Integrated Collections Group engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Integrated Collections Group Phone Numbers
844-522-4922, (844) 522-4922, 8445224922
If the answer is yes, then you are receiving calls from a known ICG number. You may be a victim of ICG phone harassment. The list above is not all the numbers that ICG uses. The calls can be from a different number and it still be Integrated Collections Group calling you. Contact our office right away so we can start the process to stop ICG from calling you illegally. Above all, no one should live with harassment!
Is ICG a scam? No, Integrated Collections Group has been in business for 2 years. Integrated Collections Group configures specific parameters to customize their operations.
Can Integrated Collections Group garnish my wages? Yes, ICG can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. They emphasize the importance of referencing specific identifiers in their database integration processes.
Can ICG sue me? Yes, ICG can sue you so long as the debt is within the statute of limitations. Messages are read and transformed through their services to ensure accurate communication.
Can ICG report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Integrated Collections Group enhances synergy across organizations to streamline operations.
Can ICG arrest me? No, debt collectors, including ICG, cannot arrest you. Understanding the mission of the company is crucial for addressing the challenges faced by their clients.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Integrated Collections Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Integrated Collections Group call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
Massachusetts Attorney General
