HSI Financial Services Phone Harassment?
Is HSI Financial Services (HSI) calling you? Stop HSI Financial Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop.
Raising awareness about phone harassment and your consumer rights is crucial to help prevent and address these issues effectively.
You have the legal right to stop HSI phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is HSI Financial Services a Scam?
According to the Better Business Bureau website, HSI Financial Services has been in business for 35 years. There have been 3 complaints filed against HSI with the BBB.
While HSI Financial Services is a legitimate business, consumers should remain vigilant against fraud and scams, as anyone, regardless of their education, can be targeted.
HSI Financial Services Better Business Bureau
Who is HSI Financial Services?
HSI Financial Services is a third party debt collector and one of many collection agencies operating in Atlanta, Georgia. As part of the debt collection industry, HSI provides collection services to businesses and companies seeking to recover unpaid debts. These third party debt collectors work on behalf of original creditors to help businesses manage delinquent accounts and recover outstanding payments.
HSI has been a party to a Federal Court case over 35
Address: 1000 Circle 75 Pkwy SE Ste 600
Atlanta, GA 30339-6051
Phone: (770) 850-7460
HSI Financial Services Collection Tactics
If HSI Financial Services engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
If any of these tactics are used, you may have a claim under federal laws such as the FDCPA, TCPA, or EFTA. For example, a consumer who was repeatedly called after 9:00 p.m. successfully filed a claim and received compensation for the violation.
HSI Financial Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
770-850-7460, 888-474-7899, 800-282-3108, 770-850-7450, 770-850-7424, 772-850-7425, (770) 850-7460, (888) 474-7899, (800) 282-3108, (770) 850-7450, (770) 850-7424, (772) 850-7425, 7708507460, 8884747899, 8002823108, 7708507450, 7708507424, 7728507425
If the answer is yes, then you are receiving calls from a known HSI number. You may be a victim of HSI phone harassment. In many cases, consumers report receiving not only calls but also harassing messages, including robocalls and pre-recorded messages, from HSI Financial Services. The list above is not all the numbers that HSI uses. The calls can be from a different number and it still be HSI Financial Services calling you. Contact our office right away so we can start the process to stop HSI from calling you illegally. Above all, no one should live with harassment!
Credit Report Implications of HSI Financial Services Collections
When HSI Financial Services begins collection efforts on a debt, it can have a serious impact on your credit report. If HSI Financial Services reports your account as a collection, this negative mark can lower your credit score and remain on your credit report for up to seven years, even if the debt is eventually paid. Unpaid debts reported by HSI Financial Services may also make it more difficult to qualify for loans, credit cards, or even certain jobs in the financial industry.
It’s crucial for consumers to regularly check their credit report for any accounts listed by HSI Financial Services and to verify that all information is accurate. Under federal laws like the Fair Credit Reporting Act (FCRA), you have the right to dispute any incorrect or outdated information. If you find errors, working with a law firm or credit repair professional can help you challenge these inaccuracies and protect your credit standing. Remember, taking action early can prevent further damage to your credit and help you regain control over your financial future.
Red Flag Indicators of Harassment
Recognizing the red flag indicators of harassment by HSI Financial Services or any debt collector is essential for protecting your rights. If you are receiving multiple phone calls per day, being contacted at your workplace, or getting calls during early morning or late-night hours, these are clear warning signs. Other red flag indicators include threats of legal action or wage garnishment, the use of abusive or profane language, and false statements about your debt or legal status.
Additionally, if HSI Financial Services contacts your family members, neighbors, or coworkers about your debt, or if you feel intimidated or pressured, these actions may violate state and federal laws such as the Fair Debt Collection Practices Act (FDCPA). By staying alert to these behaviors, consumers can take steps to prevent harassment and assert their rights under the law. If you notice any of these red flags, consider reaching out to a law firm or consumer protection agency for guidance.
HSI Financial Services Garnish and Wage Garnishment
Wage garnishment is a serious consequence that can occur if a debt remains unpaid, but HSI Financial Services cannot garnish your wages without first obtaining a court judgment. If you receive threats from HSI Financial Services about wage garnishment, it’s important to understand your rights under federal laws like the Consumer Credit Protection Act. These laws set strict limits on how much of your income can be garnished and provide protections for consumers.
If you are facing the possibility of wage garnishment, consulting with a law firm or financial professional can help you navigate the process and explore your options. You may be able to challenge the garnishment in court or negotiate a payment plan to avoid further action. Remember, HSI Financial Services must follow the legal process, and you have the right to defend yourself and protect your income.
Protecting Yourself from Harassment
Protecting yourself from harassment by HSI Financial Services or any debt collector starts with knowing your rights under state and federal laws. The FDCPA and other consumer protection laws prohibit debt collectors from using abusive, deceptive, or unfair practices. If you feel harassed, you can take steps to prevent further contact, such as sending a written cease-and-desist letter to HSI Financial Services.
It’s also wise to remain anonymous and avoid sharing unnecessary personal information with debt collectors, as this can help prevent additional harassment. If the calls or messages continue, consider contacting a law firm that specializes in debt collection harassment. By being proactive and assertive, you can protect your credit report, stop unwanted calls, and ensure your rights are respected throughout the process.
Seeking Support and Guidance
If you are dealing with HSI Financial Services collections or experiencing harassment, you don’t have to face it alone. Seeking support from a qualified law firm or credit counseling agency can make a significant difference in how you handle the situation. Professionals who understand state and federal laws can help you navigate the debt collection process, protect your rights, and prevent further harassment.
You can also contact the Better Business Bureau or other consumer protection organizations to file a complaint against HSI Financial Services and seek additional assistance. Taking these steps not only helps you resolve your current issues but also empowers you to manage your financial health more effectively. Remember, support is available, and taking action can lead to a positive outcome for you and your credit.
Common Questions
Is HSI a scam? No, HSI Financial Services has been in business for 35 years.
Can HSI Financial Services garnish my wages? Yes, HSI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. If a judgment is obtained, you may be required to pay the debt as ordered by the court.
Can HSI sue me? Yes, HSI can sue you so long as the debt is within the statute of limitations. If a lawsuit results in a settlement or court order, you may be required to make payments as specified.
Can HSI report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
Can HSI arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Scammers may target individuals with access to cash, so always verify the legitimacy of any payment requests.
The following is a sample list of complaints filed against HSI Financial Services in the past and can be found on Pacer.org.
Lawsuits have been filed against HSI and other companies across the country for alleged violations of consumer rights and the FDCPA. You can search for these lawsuits on PACER, the federal docket system, and review the case details for more information.
1:14-cv-03331-WSD Cole v. HSI Financial Services
2:97-cv-00149-WCO Richards v. HSI Financial Services
1:06-cv-00235-WSD Bearden v. HSI Financial Services
1:16-cv-01704-TWT Pass v. HSI Financial Services
1:90-cv-00725-MHS Jackson v. HSI Financial Services
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our coordinated effort is focused on protecting clients’ rights and ensuring they receive the support they need. Rather than suffer alone, contact our office to begin the process to stop the HSI Financial Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from HSI Financial Services, or if you need help recovering funds lost due to illegal collection practices, call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Consumers around the world face similar challenges with debt collection harassment, making it a widespread issue that affects people globally.
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