HS Financial Group Phone Harassment?
Is HS Financial Group (HSFG) calling you? Stop HS Financial Group phone harassment Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? You may have been contacted by HS Financial Group regarding alleged debts. Are they telling your family and neighbors that you owe a debt? These calls often relate to attempts to collect debts. If so what they are doing is illegal and needs to stop. You have the legal right to stop HSFG phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. You may also be able to file a lawsuit against HS Financial Group for harassment.
Is HS Financial Group a Scam?
According to the Better Business Bureau website, HS Financial Group has been in business for 19 years. The company operates as a debt collection organization, and its role involves recovering outstanding debts on behalf of creditors.
HS Financial Group Better Business Bureau
Who is HS Financial Group?
HS Financial Group is a third-party debt collector located in Westlake, Ohio. HSFG collects outstanding debts on behalf of original creditors or other companies. Their primary business is to collect outstanding debts. HSFG has been a party to a Federal Court case over 25 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 25651 Detroit Road, Ste 203
Westlake, OH 44145
Phone: (440) 871-8484
The principal of HS Financial Group is President Timothy M. Sullivan.
Understanding Your Rights When Dealing with Debt Collectors
Dealing with debt collectors like HS Financial Group can be overwhelming, especially if you’re facing persistent calls or unfair collection tactics. However, it’s important to know that you are protected by federal law—specifically, the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws are designed to ensure that debt collectors, including HS Financial Group, treat consumers fairly and respectfully.
Under the FDCPA, HS Financial Group and other collection agencies are required to provide you with clear information about any alleged debt. This includes the amount owed, the name of the original creditor, and a notice that you have the right to dispute the debt within 30 days. If you believe the debt is not yours or the amount is incorrect, you have the right to dispute it and request verification. This is a crucial step in protecting your credit report from inaccurate or unfair reporting.
HS Financial Group, like all debt collectors, must follow fair debt collection practices. They are prohibited from using threats, making false statements, or contacting you at unreasonable hours. Debt collector harassment—such as repeated calls, threats of legal action they cannot take, or sharing information about your debt with others—is illegal. If you experience HS Financial Group harassment, you have the right to take action.
To protect yourself, keep detailed records of every call, letter, or message you receive from HS Financial Group. Note the date, time, and content of each communication. This documentation can be vital if you need to file a complaint or take legal action.
If you believe your rights have been violated, you may be eligible to sue HS Financial Group for damages, including up to $1,000 in statutory damages plus attorney fees. You can also request a free case review from a consumer rights attorney, such as Lemberg Law, to determine your eligibility for legal action. Additionally, you can file a complaint with the Better Business Bureau or your state’s Attorney General’s office to report unfair or illegal practices.
Remember, you do not have to tolerate debt collector harassment. The law is on your side, and there are several actions you can take to resolve disputes, protect your credit, and stop HS Financial Group from engaging in illegal collection tactics. If you need assistance, don’t hesitate to contact a qualified attorney or consumer protection agency for help. By understanding your rights and taking proactive steps, you can ensure that your dealings with HS Financial Group and other collection agencies are fair, legal, and respectful.
HS Financial Group Collection Tactics
If HS Financial Group engages in any of the following tactics, you may have a case:
- Pressuring you to pay immediately or disputing the specific dollar amount they claim you owe
HS Financial Group Phone Numbers
440-871-8484, 888-774-8805, 440-871-8805, (440) 871-8484, (888) 774-8805, (440) 871-8805, 4408718484, 8887748805, 4408718805
If the answer is yes, then you are receiving calls from a known HSFG number. You may be a victim of HSFG phone harassment. The list above is not all the numbers that HSFG uses. The calls can be from a different number and it still be HS Financial Group calling you. Contact our office right away so we can start the process to stop HSFG from calling you illegally. Above all, no one should live with harassment!
Is HSFG a scam? No, HS Financial Group has been in business for 19 years.
Can HS Financial Group garnish my wages? Yes, HSFG can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can HSFG sue me? Yes, HSFG can sue you so long as the debt is within the statute of limitations
Can HSFG report my debt to the collection bureaus? Yes, HSFG may report your debt as a collection account to the credit bureaus. When this happens, the account will be reported on your credit report as a collection account, which can negatively impact your credit score. It is important to review how the account is reported and dispute any inaccuracies if needed.
Can HSFG arrest me?
The following is a sample list of complaints filed against HS Financial Group in the past and can be found on Pacer.org.
Complaints filed against HS Financial Group in the past and can be found on Pacer.org. These legal actions are documented in federal reports.
4:16-cv-01652-HEA Nunley v. HS Financial Group, LLC
2:11-cv-03915-JLL-MAH Nestico v. HS Financial Group
1:12-cv-00286-JTN Starr v. HS Financial Group, LLC
1:14-cv-00993-TWP-MJD Cole v. HS Financial Group, LLC
1:12-cv-00665-WTL-TAB Newland v. HS Financial Group, LLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the HS Financial Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from HS Financial Group. call us at 855-385-8182 for immediate assistance or visit our website at
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