HS Financial Group Phone Harassment?
Is HS Financial Group (HSFG) calling you? Stop HS Financial Group phone harassment Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? You may have been contacted by HS Financial Group regarding alleged debts. Are they telling your family and neighbors that you owe a debt? These calls often relate to attempts to collect debts. If so what they are doing is illegal and needs to stop. You have the legal right to stop HSFG phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. You may also be able to file a lawsuit against HS Financial Group for harassment.
Is HS Financial Group a Scam?
According to the Better Business Bureau website, HS Financial Group has been in business for 19 years. The company operates as a debt collection organization, and its role involves recovering outstanding debts on behalf of creditors. Read more here: HS Financial Group Better Business Bureau.
Who is HS Financial Group?
HS Financial Group is a third-party debt collector located in Westlake, Ohio. HSFG collects outstanding debts on behalf of original creditors or other companies. Their primary business is to collect outstanding debts. HSFG has been a party to a Federal Court case over 25 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 25651 Detroit Road, Ste 203 Westlake, OH 44145
Phone: (440) 871-8484
The principal of HS Financial Group is President Timothy M. Sullivan.
Understanding Your Rights When Dealing with Debt Collectors
Dealing with debt collectors like HS Financial Group can be overwhelming, especially if you’re facing persistent calls or unfair collection tactics. However, it’s important to know that you are protected by federal law—specifically, the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws are designed to ensure that debt collectors, including HS Financial Group, treat consumers fairly and respectfully.
Under the FDCPA, HS Financial Group and other collection agencies are required to provide you with clear information about any alleged debt. This includes the amount owed, the name of the original creditor, and a notice that you have the right to dispute the debt within 30 days. If you believe the debt is not yours or the amount is incorrect, you have the right to dispute it and request verification. This is a crucial step in protecting your credit report from inaccurate or unfair reporting.
HS Financial Group, like all debt collectors, must follow fair debt collection practices. They are prohibited from using threats, making false statements, or contacting you at unreasonable hours. Debt collector harassment—such as repeated calls, threats of legal action they cannot take, or sharing information about your debt with others—is illegal. If you experience HS Financial Group harassment, you have the right to take action.
To protect yourself, keep detailed records of every call, letter, or message you receive from HS Financial Group. Note the date, time, and content of each communication. This documentation can be vital if you need to file a complaint or take legal action.
If you believe your rights have been violated, you may be eligible to sue HS Financial Group for damages, including up to $1,000 in statutory damages plus attorney fees. You can also request a free case review from a consumer rights attorney, such as Consumer Rights Law Firm, to determine your eligibility for legal action. Additionally, you can file a complaint with the Better Business Bureau or your state’s Attorney General’s office to report unfair or illegal practices.
Remember, you do not have to tolerate debt collector harassment. The law is on your side, and there are several actions you can take to resolve disputes, protect your credit, and stop HS Financial Group from engaging in illegal collection tactics. If you need assistance, don’t hesitate to contact a qualified attorney or consumer protection agency for help. By understanding your rights and taking proactive steps, you can ensure that your dealings with HS Financial Group and other collection agencies are fair, legal, and respectful.
HS Financial Group Collection Tactics
If HS Financial Group engages in any of the following tactics, you may have a case:
- ▶️ Using profanity or abusive language
- ▶️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ▶️ Calling you multiple times per week
- ▶️ Talking to others about your debt
- ▶️ Calling your workplace
- ▶️ Threatening to sue you, harm you, or destroy your credit
- ▶️ Telling you or anyone else that you’ve committed a crime
- ▶️ Calling repeatedly for the wrong person
- ▶️ Failing to notify you of your right to dispute the debt
- ▶️ Trying to collect more than legally allowed
HS Financial Group Phone Numbers
- ☎️ 440-871-8484
- ☎️ 888-774-8805
- ☎️ 440-871-8805
- ☎️ (440) 871-8484
- ☎️ (888) 774-8805
- ☎️ (440) 871-8805
- ☎️ 4408718484
- ☎️ 8887748805
- ☎️ 4408718805
If the answer is yes, then you are receiving calls from a known HSFG number. You may be a victim of HSFG phone harassment. The list above is not all the numbers that HSFG uses. The calls can be from a different number and it still be HS Financial Group calling you. Contact our office right away so we can start the process to stop HSFG from calling you illegally. Above all, no one should live with harassment!
Complaints Against HS Financial Group
The following is a sample list of complaints filed against HS Financial Group in the past and can be found on Pacer.gov. These legal actions are documented in federal reports.
- 📝 4:16-cv-01652-HEA Nunley v.
- 📝 2:11-cv-03915-JLL-MAH Nestico v.
- 📝 1:12-cv-00286-JTN Starr v.
- 📝 1:14-cv-00993-TWP-MJD Cole v.
- 📝 1:12-cv-00665-WTL-TAB Newland v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the HS Financial Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from HS Financial Group. call us at 855-385-8182 for immediate assistance or visit our website at
Success Stories
- 🏆 Matthew was so helpful. This company was amazing. We were being hassled up to 10 times a day for a bill that was less than $1000. The person who had our account was nasty and EXTREMELY unprofessional. I sought out help from Consumer Rights Law Firm and within 45 days we had relief. So grateful to Matt for his help and professionalism. He kept us informed with every step and fulfilled everything that he said. Very grateful. Thank you
- 🏆 I ran into several financial hardships over the last few years. Constantly harassed by a company to pay up on fees owed that I wasn’t entirely sure were owed… because I was so overwhelmed. Scott and his crew came to my rescue. I was a bit unsure first wondering if it was a scam.:. But it was not! Scott got my close to $1,000 debt dropped and had the company pay the lawyer fees. I also haven’t received anymore harassing phone calls from the company that was trying to collect the debt. Thank you so much Scott!
- 🏆 This firm will not disappoint! Scott does not sleep, I’m convinced of it. You can text/call about the issues you’re facing and you will always get a quick response. They’re handling multiple cases with resolutions for me already. I was afraid to try thinking nothing would come of it or an attorney trying to sell pipe dreams, I was wrong. This is the one to try. They will stop the harassment.
Frequently Asked Questions
1️⃣ Who is HS Financial Group?
Answer: HS Financial Group is a receivables management and debt collection firm that works on behalf of creditors to recover defaulted accounts. They often contact consumers by phone or mail to collect debts.
2️⃣ What constitutes phone harassment by HS Financial Group?
Answer: Phone harassment may include repeated calls, using threatening or abusive language, calling outside allowed hours, contacting you at work when instructed not to, or continuing to call after a request to stop. Such practices may violate the Fair Debt Collection Practices Act (FDCPA).
3️⃣ Can HS Financial Group call me multiple times a day?
Answer: No, debt collectors cannot call incessantly with the purpose of harassing or annoying you. If you are receiving multiple calls per day, it may qualify as harassment under the FDCPA.
4️⃣ Can HS Financial Group contact me at work?
Answer: They may contact your employer only to verify your employment, not to discuss your debt. If they repeatedly call you at work or disclose the debt to your employer, that may violate the law.
5️⃣ Are they allowed to threaten me with legal action or arrest over a debt?
Answer: No, debt collectors like HS Financial Group cannot falsely threaten lawsuits, wage garnishment, or arrest unless they actually intend to pursue those legally. False or deceptive threats are prohibited under FDCPA.
6️⃣ How do I dispute a debt with HS Financial Group?
Answer: You may send them a written dispute within 30 days of first notice of the debt. In your dispute, request a validation or proof of the debt. They must cease collection until they provide verification.
7️⃣ What rights do I have under the FDCPA if HS Financial Group is harassing me?
Answer: Under the Fair Debt Collection Practices Act, you are protected from harassment, abuse, false or misleading statements, and unfair practices. Debt collectors must respect your rights and follow legal rules in their communications.
8️⃣ Can I sue HS Financial Group for violating my rights?
Answer: Yes. If they violate the FDCPA (or other applicable laws), you may bring a suit in federal or state court. You may recover damages, attorney’s fees, and court costs.
9️⃣ How should I handle continuing calls from HS Financial Group?
Answer: You should document call dates and times, record voicemail messages, and send a written notice asking them to stop phone contact (a cease and desist letter). After that, they may only contact you in writing. Consult a consumer law attorney if harassment continues.
🔟 Can HS Financial Group share my debt with third parties?
Answer: No. Under FDCPA, they cannot disclose your debt to third parties (such as friends, family, or employer) except for limited purposes (e.g. to locate you). Disclosure beyond that is prohibited.