HP Sears Debt Collection Harassment
Tired of HP Sears Debt Collection Harassment? Wish there was a way to make the calls stop? Is HP Sears collection constantly calling and harassing you? Does your phone ring every day, several times per day, because HP Sears is calling you to demand payment? Threatening you with legal action? Has HP Sears ever used abusive or profane language when speaking with you on the phone? If so, HP Sears may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
It is important to make official requests for correction of information or reinvestigation when attempts to resolve issues have failed, as outlined by the Fair Credit Reporting Act.
Is HP Sears a scam?
According to the Better Business Bureau website, HP Sears has been in business since 1928. There have been 21 customer complaints filed.
Who is HP Sears deb collector?
HP Sears is a debt collection agency located in Bakersfield, California. They have been a party to federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court case alleges that HP Sears collection used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ HP Sears Address: 2000 18th St Bakersfield, CA 93301-4208
📞 Phone: (661) 325-5981
📠 Fax: (661) 283-4366
HP Sears Debt Collection Harassment Tactics
If HP Sears engages in any of the following tactics, you may have a case:
- ⏰ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- 🗣️ Talking to others about your debt
- 🚫 Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- 🔞 Use any profane language or any language that is harassing and abusive
- ⚠️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ❌ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- ⚖️ Threaten arrest or criminal prosecution
- 📉 Send false information to the credit bureaus
- 📞 Cause a telephone to ring an unreasonable amount of times
It is important to note that legal actions like bank and wage garnishments pursued by HP Sears are rare, and understanding the limits set by state and federal laws can help protect you from potential collection actions.
HP Sears Phone Numbers
📲 Are you receiving any harassing phone calls from any of these numbers?
- 661-325-5981
- 661-283-0280
- 661-283-0200
If so, you may be a victim of HP Sears debt collector harassment. The list above is not all the numbers that HP Sears uses. Also, calls can be from different numbers and it still be HP Sears calling you. Contact our office right away so we can start the process to stop HP Sears from calling you illegally. Above all, no one should live with harassment.
Before attempting to log in, it is advisable to find hp sears collection login and consult a credit repair company to fully understand the implications of HP Sears on your credit report and the potential for disputing them.
HP Sears Complaints
📋 The following is a sample list of complaints filed against HP Sears and can be found on Pacer.gov.
- 8:19-cv-00754-AB-AFM Christie Thompson v.
- 5:18-cv-01290-CBM-SHK Samantha Waters v.
- 3:16-cv-08121-JZB Ward v.
- 3:16-cv-01351-H-KSC Thomas v.
- 1:11-cv-02094-LJO-JLT Dhar v.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop HP Sears debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Our friendly credit specialists are here to assist you with your credit inquiries, providing personalized support to help you navigate your financial options and obtain the assistance you need.
If you are interested in learning more about how to safeguard yourself and prevent even more HP Sears debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was getting nonstop calls from HP Sears debt collectors—sometimes before 7 AM and even after 10 PM. They threatened to call my boss and told my coworkers about my debt. I reached out to Consumer Rights Law Firm PLLC, and within days, the calls stopped completely. They sued the collectors for violating the FDCPA and got me a settlement. Life-changing help—I can’t thank them enough!”
- 🏆 “HP Sears debt collectors lied about how much I owed and threatened to arrest me if I didn’t pay immediately. I knew this was illegal but didn’t know how to fight back. Consumer Rights Law Firm PLLC stepped in, demanded proof of the debt, and caught the collectors breaking multiple laws. They not only shut down the harassment but also won me compensation. 10/10 recommend!”
- 🏆 “After disputing a debt with HP Sears, the collectors retaliated by falsely reporting me to credit bureaus, ruining my score. I hired Consumer Rights Law Firm PLLC, and they forced the collectors to remove the false entries and paid me damages for the harm caused. My credit score rebounded 80 points in weeks. Incredible results—worth every penny!”
- 🏆 “HP Sears collectors kept calling my job even after I told them not to contact me there. It was humiliating and almost got me in trouble. Consumer Rights Law Firm PLLC sent a cease-and-desist, sued for harassment, and made sure the collectors never called again. They even got me a cash settlement for the stress. Absolute pros—highly recommend!”
FAQs
Who is HP Sears (Herbert P. Sears Co.) and why are they calling me?
HP Sears (Herbert P. Sears Co., Inc.) is a legitimate third-party debt collection agency based in California, founded in 1928. They contact consumers to collect debts on behalf of various creditors when payment is past due.
Is HP Sears legally allowed to repeatedly call me?
Debt collectors are allowed to call between 8 a.m. and 9 p.m., and can make multiple calls—but not with the intent to harass or annoy. Repeated, excessive calls may qualify as illegal harassment under the FDCPA.
What constitutes debt collection harassment by HP Sears?
Harassment includes excessive calls, use of obscene language, threats of violence, calling after you’ve sent a cease-and-desist, or contacting third parties about your debt. These are violations of the FDCPA.
Can HP Sears contact me at work or share my debt info with others?
Creditors may contact your workplace only to get your contact info—but they cannot discuss your debt with colleagues or employers if advised otherwise. Sharing your debt details with others violates FDCPA rules.
How can I make HP Sears stop calling me?
Send a written cease-and-desist letter via certified mail. Once received, they may only contact you to confirm receipt or inform of legal action. Documentation of this request helps enforce your rights.
What should I do if HP Sears refuses to stop after a cease-and-desist?
Keep calling logs and send complaint evidence to the CFPB, FTC, and your state attorney general. You can also escalate via small claims court or hire a consumer rights attorney.
Can I dispute the debt with HP Sears?
Yes. You have 30 days to request debt validation after their first contact. They must provide written proof of the debt (amount, creditor, etc.). Without it, they cannot legally pursue you.
Can HP Sears damage my credit score?
Yes. They can report your account to credit bureaus as delinquent. You can dispute any inaccurate entries under the Fair Credit Reporting Act.
Can I sue HP Sears for FDCPA violations?
If HP Sears violated your rights—such as by harassing you or misrepresenting facts—you can sue under the FDCPA. You may recover statutory damages up to $1,000, plus any actual harm and attorney fees.
Does HP Sears use robocalls or spoofed numbers?
Many consumers report calls from multiple or spoofed numbers. If they use auto-dialers or robocalls without consent, that may violate the TCPA and allow for $500–$1,500 per call in damages.
