FED Chex Phone Calls Harassment?
Is FED Chex (FC) calling you? Stop FED Chex phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop FC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. It is important to consult a lawyer for legal advice or representation if you are experiencing harassment or considering legal action.
Is FED Chex a Scam?
According to the Better Business Bureau website, FED Chex has been in business for 17 years.
FED Chex Better Business Bureau
Who is FED Chex Collection Agency?
FED Chex is third party debt collector located in Irvine, California. There have been several complaints filed against FC with the BBB. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Many companies, including banks and credit unions, use ChexSystems reports to screen applicants when opening new accounts. ChexSystems is a consumer reporting agency owned by Fidelity National Information Services. Financial institutions report account information to ChexSystems, which is one of several consumer reporting agencies regulated under the Fair Credit Reporting Act (FCRA).
Address: 2 Venture #300
Irvine, CA 92618-7398
Phone: (949) 440-4600
FED Chex is often referred to or searched for by other names. These include:
Fedchex, fcr collection services, fedchex recovery scam, fedchex recovery, fedchex recovery legit, fed chex, fedchex collections, fedchex recovery legit, fedchex recovery scam, is textbookrush legit
FED Chex Collection Tactics
When FED Chex attempts to collect a debt, they may use a variety of tactics to recover the money they claim is owed. These can include persistent phone calls, sending letters, and even emails—all designed to pressure consumers into paying their debts. While debt collectors like FED Chex are allowed to contact you about outstanding debts, there are strict limits on what they can do, thanks to federal laws like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).
If you’re receiving repeated calls or feel overwhelmed by their collection tactics, it’s important to know that you have legal protections. The law prohibits debt collectors from using abusive, harassing, or misleading tactics to collect a debt. If you believe FED Chex is crossing the line, you have the right to dispute errors on your ChexSystems report and demand that any inaccurate information be corrected. Disputing errors is a crucial step in protecting your credit and ensuring that your credit reports accurately reflect your financial history.
If FED Chex continues to use aggressive tactics or reports inaccurate information, you may have grounds to sue under federal law. A law firm experienced in consumer protection can help you dispute ChexSystems errors, guide you through the process of filing a complaint, and take legal action if necessary. Remember, you don’t have to face debt collectors alone—knowing your rights and seeking professional help can make all the difference in resolving your situation and protecting your financial future.
FED Chex Collection Tactics
If FED Chex engages in any of the following tactics, you may have a case:
FED Chex Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
949-440-4600, 949-440-4611, 949-440-4688, 800-992-6713, (949) 440-4600, (949) 440-4611, (949) 440-4688, (800) 992-6713, 9494404600, 9494404611, 9494404688, 8009926713
If the answer is yes, then you are receiving calls from a known FC number. You may be a victim of FC phone harassment. The list above is not all the numbers that FC uses. The calls can be from a different number and it still be FED Chex calling you. Contact our office right away so we can start the process to stop FC from calling you illegally. Above all, no one should live with harassment!
Is FC a scam? No, FED Chex has been in business for 17 years.
Can FED Chex garnish my wages? Yes, FC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can FC sue me? Yes, FC can sue you so long as the debt is within the statute of limitations.
Can FC report my debt to the collection bureaus? Yes, debt collectors are allowed to place the collection account on your credit report.
What can I expect to find in ChexSystems reports? ChexSystems reports typically include information about your checking and savings accounts, such as account closures, bounced checks, and payments history. You can also expect to see any negative items, including reporting errors or accounts that have been reported by creditors or transferred from financial institutions.
How do I file a ChexSystems dispute? If you find inaccurate or reported information in your ChexSystems report, you can file a ChexSystems dispute. You should request an investigation by contacting ChexSystems online or by mail, providing documentation to support your claim. ChexSystems is required to investigate and correct any errors found.
What happens if ChexSystems does not resolve or correct errors? If ChexSystems fails to resolve or correct reporting errors after your dispute, you have the right to file a lawsuit or sue ChexSystems under the Fair Credit Reporting Act (FCRA) to protect your rights and seek correction.
How long can negative information remain on ChexSystems reports? Negative information, such as unpaid accounts or missed payments, can remain on your ChexSystems report for up to five years, which may impact your ability to open new accounts.
What role do creditors and financial institutions play in ChexSystems reporting? Creditors and banks report account activity to ChexSystems. If an account is overdue or closed for cause, it may be transferred and reported to ChexSystems, affecting your banking history.
How is ChexSystems related to other credit bureaus like Equifax? ChexSystems is a consumer reporting agency focused on banking history, while Equifax, Experian, and TransUnion are major credit bureaus that report on credit history. Some information may overlap, but ChexSystems reports are primarily used by banks to assess risk for new accounts.
Why is it important to review your ChexSystems report? Regularly review your ChexSystems report to protect your rights and ensure all accounts and payments are accurately reported. This helps you catch and correct errors early.
What should I do if I have paid a debt but it is still reported? If you have paid a debt but it remains reported on your ChexSystems report, you should request a correction by filing a dispute with ChexSystems and providing proof of payment.
What legal protections do I have regarding ChexSystems reports and debt payments? Consumers are protected under the FCRA and other laws. You have the right to dispute debts, request corrections, and pay only what is legally owed. If your rights are violated, you may be able to file a lawsuit to seek resolution and compensation.
Can FC arrest me?
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We have helped thousands of clients resolve debt collection harassment and reporting errors. Rather than suffer alone, contact our office to begin the process to stop the FED Chex harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Clients can also contact us online for a free review of their case or ChexSystems report.
If you are interested in learning more about how to safeguard yourself and prevent harassment from FED Chex call us at
Success Stories
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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