EOS CCA Debt Collection Harassment❗
Tired of EOS CCA Debt Collection Harassment? Wish there was a way to make the calls stop? Is EOS CCA constantly calling and harassing you? Does your phone ring every day, several times per day, because EOS CCA is calling you to demand payment? Threatening you with legal action? Has EOS CCA ever used abusive or profane language when speaking with you on the phone? If so, EOS CCA may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Introduction to Debt Collection
Debt collection is a process used by collection agencies to recover unpaid debts from individuals or businesses. The collections process typically involves a series of communications, including letters and phone calls, to encourage the debtor to pay the outstanding balance. Collection agencies use various tactics to collect debts, including negotiation, mediation, and litigation. Understanding the debt collection process and consumer rights is essential for individuals and businesses to navigate the complex world of debt recovery.
Is EOS CCA a Scam?
According to the Better Business Bureau website, EOS CCA has been in business since 1991. There have been 230 complaints closed in the last 3 years and 83 complaints closed out in the last 12 months. EOS CCA also goes by the name Collecto, Inc.
Who is EOS CCA?
EOS CCA is third party debt collector located in Norwell, Massachusetts.
🏛️ EOS CCA Address: 700 Longwater Dr Norwell, MA 02061-1624
📞 Phone: (781) 753-4343
🖨️ Fax: (781) 681-4361
EOS CCA Collection Tactics
EOS CCA is a collection agency that uses various tactics to collect debts. Their collection tactics may include sending letters and making phone calls to debtors, as well as reporting unpaid debts to credit bureaus. The agency may also use technology, such as automated dialing systems, to contact debtors and encourage them to pay their debts. It is essential for consumers to be aware of their rights and protections when dealing with collection agencies like EOS CCA.
EOS CCA Debt Collection Harassment Tactics
If EOS CCA engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
EOS CCA Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- 📲 866-889-4174
- 📲 781-659-1551
If so, you may be a victim of EOS CCA debt collection harassment. The list above is not all the numbers that EOS CCA uses. Also, calls can be from a different numbers and it still be EOS CCA calling you. Contact our office right away so we can start the process to stop EOS CCA from calling you illegally. Above all, no one should live with harassment.
Consumer Rights and Protections
Consumers have several rights and protections when it comes to debt collection. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of collection agencies and protects consumers from abusive and deceptive practices. The FDCPA prohibits collection agencies from using threats, harassment, and false statements to collect debts. Consumers also have the right to dispute debts and request verification of the debt from the collection agency. Additionally, consumers can stop debt collection calls by sending a cease and desist letter to the collection agency.
How to Stop Debt Collection Calls
To stop debt collection calls, consumers can take several steps. First, they can send a cease and desist letter to the collection agency, requesting that they stop contacting them. Consumers can also dispute the debt and request verification of the debt from the collection agency. If the collection agency continues to contact the consumer after receiving a cease and desist letter, the consumer can file a complaint with the Federal Trade Commission (FTC) or their state’s Attorney General’s office. Consumers can also consider working with a credit counseling agency or a debt management company to help them manage their debt and stop debt collection calls.
State Laws and Regulations
In addition to federal laws, such as the FDCPA, states have their own laws and regulations governing debt collection. Some states have laws that prohibit collection agencies from making excessive phone calls or using abusive language when communicating with consumers. Other states have laws that require collection agencies to be licensed or registered with the state. Consumers should familiarize themselves with their state’s laws and regulations regarding debt collection to understand their rights and protections. By knowing their rights and options, consumers can effectively manage debt collection calls and protect themselves from abusive and deceptive practices.
The following is a sample list of complaints filed against EOS CCA and can be found on Pacer.org.
- 📋 2:19-cv-02016-SJF-AYS Limiti v.
- 📋 3:19-cv-00508-LCB Keener v.
- 📋 1:19-cv-02763-GBD Sloh v.
- 📋 2:19-cv-02084-ODW-KS Andrew D. Fox et al v.
- 📋 1:19-cv-02229-AJN Dominguez v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the EOS CCA harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from EOS CCA call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was overwhelmed by constant debt collection calls that made my life stressful. I found Consumer Rights Law Firm PLLC through a quick Google search, and I’m so glad I reached out. They were kind, knowledgeable, and walked me through my legal rights. Within days of getting involved, the harassing phone calls completely stopped. They even helped me file a claim and win compensation! I finally feel in control again. Highly recommended if you’re dealing with debt collection harassment.”
- 🏆 “From the first phone call, I knew I was in good hands. The team at Consumer Rights Law Firm PLLC was incredibly professional and took the time to understand my situation. They explained everything clearly without legal jargon, responded to all my emails quickly, and kept me informed every step of the way. I felt supported and empowered. If you’re tired of collection agencies pushing you around, this firm will stand up for you.”
- 🏆 “I had no idea that I could fight back against robocalls from collectors until a friend told me about Consumer Rights Law Firm PLLC. The firm made it incredibly easy—I shared the call logs and they took care of the rest. Within a few weeks, the calls had stopped and I even received a financial settlement. It’s rare to find a law firm that delivers results and also treats you with dignity and respect. Truly top-notch service!”
FAQs
What is the EOS CCA lawsuit?
The EOS CCA lawsuit generally refers to legal actions taken by consumers who allege illegal debt collection practices, such as harassment or violations of the Fair Debt Collection Practices Act. These lawsuits aim to stop unlawful conduct and may seek financial compensation.
What is EOS CCA on my credit report?
EOS CCA may appear on your credit report if they are attempting to collect a debt you currently owe or previously owed. A collection account from EOS CCA can negatively impact your credit score.
Is EOS CCA a legitimate company?
Yes, EOS CCA is a legitimate debt collection agency operating in the United States. That said, the company has received complaints related to aggressive or harassing collection behavior.
Who do EOS CCA collect for?
EOS CCA collects debts on behalf of various creditors, including banks, credit card issuers, telecommunications providers, and healthcare organizations. They operate as a third-party debt collector.
What is the EOS CCA?
EOS CCA is a third-party debt collection agency that works with banks, telecom companies, and medical providers to recover overdue accounts.
Why is EOS CCA calling me repeatedly?
EOS CCA may be calling repeatedly if they believe you owe a debt or have not responded to previous contact attempts. Excessive or continuous calls could potentially violate debt collection laws.
How can I dispute a debt with EOS CCA?
You can dispute a debt by sending a written debt validation request within 30 days of their initial contact. This requires EOS CCA to provide proof that the debt is accurate and belongs to you.
Can EOS CCA sue me for unpaid debt?
EOS CCA may file a lawsuit to collect a debt if it is within the statute of limitations and they have sufficient documentation to support their claim.
Can EOS CCA remove a collection from my credit report?
A collection may be removed if it is inaccurate, unverifiable, or agreed upon as part of a settlement. Otherwise, it may remain on your credit report for up to seven years.
What should I do if EOS CCA is contacting the wrong person?
If EOS CCA is contacting you about someone else’s debt, you should notify them in writing and request that they stop contacting you about the account.
