EA Uffman & Associates Debt Collection Harassment❓
EA Uffman & Associates Debt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Has EA Uffman & Associates threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are acts that protect consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Introduction to Debt Collection
Debt collection is a process where a debt collection agency, such as EA Uffman & Associates, attempts to recover unpaid debts from individuals or businesses. E.A. Uffman & Associates is a debt collection company that specializes in collecting debts from various creditors. As a debt collector, EA Uffman & Associates is governed by the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), which provide guidelines for debt collection practices and protect consumers from abusive or deceptive practices. These laws ensure that debt collectors operate within a framework that respects consumer rights and promotes fair debt collection practices.
Is EA Uffman & Associates a Scam?
According to the Better Business Bureau website, They have been in business since 1947. There have been 2 complaints closed in the last 3 years and 0 complaints closed out in the last 12 months.
What is EA Uffman & Associates?
EA Uffman & Associates was established by Elmer A. Uffman in 1947. Services include Pre-collection, Strategic Voice Broadcasting, Action Collection, Contract Billing, NSF Check Collection, Skip-Tracing, Forwarding, Credit Reporting, etc.
🏛️ EA Uffman & Associates Address: 11412 Lake Sherwood Avenue North, Suite A Baton Rouge, LA 70816
📞 Phone: (225) 922-3930
🖨️ Fax: (225) 922-3938
EA Uffman & Associates Collection Tactics
EA Uffman & Associates may use various methods to contact debtors, including phone calls, mail, and email. However, some individuals may experience phone harassment from E.A. Uffman & Associates, which can be stressful and overwhelming. Examples of phone harassment include repeated calls, threatening messages, and abusive language. If you are experiencing phone harassment from EA Uffman & Associates, it is essential to know your rights under the FDCPA and FCRA. You can contact a credit repair company or a consumer protection agency for assistance. Knowing your rights and taking action can help you manage the situation and reduce the stress associated with debt collection.
EA Uffman & Associates Phone Harassment Examples
If EA Uffman & Associates engages in any of the following tactics, you may have a case:
- ⚠️ Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 🔁 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, or destroy your credit
- 🚨 Telling you or anyone else that you’ve committed a crime
- ♂️ Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💵 Trying to collect more than legally allowed
EA Uffman & Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 (225) 922-3930
If the answer is yes, then you are receiving calls from a known EA Uffman & Associates number. You may be a victim of EA Uffman & Associates phone harassment. The list above is not all the numbers that EA Uffman & Associates uses. The calls can be from a different number and it still be E.A. Uffman & Associates calling you. Contact our office right away so we can start the process to stop E.A. Uffman & Associates from calling you illegally. Above all, no one should live with harassment!
Impact of Debt Collection on Credit Scores
Having a debt collection agency like EA Uffman & Associates on your credit report can significantly hurt your credit score. The presence of a collections account can lower your credit score and make it harder to secure loans or other financial approvals. According to the Fair Credit Reporting Act, debt collection agencies are required to report accurate information to credit bureaus. However, errors or mistakes on your credit report can occur, which can further damage your credit score. It is crucial to monitor your credit report regularly and dispute any errors or inaccuracies. By staying vigilant and addressing issues promptly, you can protect your credit score and financial health.
Stopping Debt Collection Calls
If you are receiving debt collection calls from EA Uffman & Associates, there are steps you can take to stop them. First, you can request that EA Uffman & Associates cease communication with you in writing. You can also contact a credit repair company or a consumer protection agency for assistance. Additionally, you can register your phone number on the National Do Not Call Registry to reduce unwanted calls. It is essential to remember that ignoring debt collection calls can lead to further action, such as lawsuits or wage garnishment. Taking proactive steps can help you manage the situation and reduce the stress associated with debt collection calls.
Removing Debt Collections from Credit Reports
Removing EA Uffman & Associates from your credit report can be challenging, but it is possible. If you find errors or inaccuracies on your credit report, you can dispute them with the credit bureau. You can also contact EA Uffman & Associates directly to resolve the debt and request that they remove the collections account from your credit report. According to the Fair Credit Reporting Act (FCRA), debt collection agencies are required to investigate disputes and correct errors on credit reports. A credit repair company can assist you in navigating the process and improving your credit score. By addressing inaccuracies and working towards resolution, you can take control of your credit report and financial future.
Negotiating a Settlement
Negotiating a settlement with EA Uffman & Associates can be a viable option for resolving debt. A settlement can help you avoid further damage to your credit score and reduce the amount you owe. However, it is essential to approach settlement negotiations carefully and seek professional advice if necessary. You can contact a credit repair company or a consumer protection agency for assistance. When negotiating a settlement, be sure to get everything in writing, including the agreement and payment terms. Remember that paying a debt in collections can change your credit report status from ‘unpaid’ to ‘paid,’ but it may not remove the collections account from your credit report. EA Uffman & Associates may accept a goodwill letter to remove the collections account, but this is not always the case. Being informed and prepared can help you navigate the settlement process effectively.
The following is a sample list of complaints filed against them and can be found on Pacer.gov.
- 📋 1:17-cv-00208-MAC Vallair v.
- 📋 2:05-cv-01704-AJM-JCW Gilbert v.
- 📋 2:05-cv-01678-MVL-DEK Gilbert v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the EA Uffman & Associates harassment. Our office has been assisting consumers since 2010. We specialize in helping clients remove inaccurate entries like EA Uffman & Associates from their credit reports. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from EA Uffman & Associates, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I had been getting nonstop calls from a debt collection agency, sometimes multiple times a day. I tried blocking numbers and asking them to stop, but nothing worked. A friend recommended Consumer Rights Law Firm, PLLC, and it was the best decision I made. From the first call, they were professional, empathetic, and clearly knew the law. Within a short time, the calls stopped completely, and they even helped me recover compensation. I finally feel like I have control again.
- 🏆 I wasn’t sure if what I was experiencing counted as harassment, but Consumer Rights Law Firm, PLLC explained everything clearly. They walked me through my rights under the FDCPA and took the time to understand my case. Their team handled all the communication with the collection agency, and I didn’t have to deal with them anymore. The outcome was better than I expected. If you’re dealing with unfair or aggressive debt collectors, don’t wait—call them.
- 🏆 I was dealing with daily stress because of harassing phone calls about an old debt. The calls were rude, persistent, and sometimes even threatening. I felt helpless until I found Consumer Rights Law Firm, PLLC online. Their team immediately took charge, filed a complaint, and got the calls to stop. Not only were they efficient, but they also treated me with respect throughout the process. I would 100% recommend them to anyone in a similar situation.
FAQs
Who is EA Uffman & Associates and why are they contacting me?
EA Uffman & Associates is a debt collection agency that contacts individuals regarding unpaid accounts. If you’re receiving calls, they believe you owe a debt they’ve been assigned to collect.
Is EA Uffman & Associates a legitimate company or a scam?
Yes, they are a real debt collector. Still, it’s important to request a written validation notice to confirm the debt and ensure the communication is legitimate.
Can EA Uffman & Associates legally harass me with phone calls?
No, harassment such as constant calls, threats, or rude behavior is illegal under the FDCPA. You have the right to report or sue them if they break these rules.
What should I do if EA Uffman & Associates keeps calling me?
Record all interactions and send a written request to communicate only by mail. If calls continue, report them to the FTC or CFPB and consider contacting a consumer protection lawyer.
Can I sue EA Uffman & Associates for debt collection harassment?
Yes, if they violate your rights under laws like the FDCPA or TCPA, you may be eligible to sue. Successful lawsuits can result in compensation for damages and legal fees.
Does EA Uffman & Associates use robocalls or spoofed numbers?
Consumers have reported robocalls or calls from unfamiliar numbers. If these are made without your consent, it may be a violation of the Telephone Consumer Protection Act.
Can EA Uffman & Associates hurt my credit score?
Yes, if they report your debt to the credit bureaus, it could negatively impact your credit. You can dispute any inaccurate entries to protect your credit report.
How do I stop EA Uffman & Associates from calling me?
Send a formal cease-and-desist letter asking them to stop phone communication. If they keep calling, file a complaint and consult an attorney about your legal options.
