Douglas, Chancellor, Meyers & Associates Phone Harassment❓
Is Douglas, Chancellor, Meyers & Associates (DCMA) calling you? Stop Douglas, Chancellor, Meyers & Associates phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop DCMA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. Compliance with the FDCPA is mandatory for all collection agencies to ensure ethical practices and safeguard clients’ rights. This federal law sets clear rules for debt collectors, ensuring fair treatment and protecting consumers’ rights regarding their debts. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Introduction to Debt Collection
Debt collection is a process where a collection agency, such as Douglas, Chancellor, Meyers & Associates, attempts to recover debts from individuals or businesses that owe money to creditors. This process can be stressful and overwhelming, especially when dealing with aggressive debt collectors. It’s essential to understand your rights and the laws that govern debt collection, such as the Fair Debt Collection Practices Act (FDCPA), to protect yourself from harassment and unfair practices. Knowing your rights can help you navigate the process more confidently and ensure that you are not subjected to illegal tactics.
Is Douglas, Chancellor, Meyers & Associates a Scam?
According to the Better Business Bureau website, Douglas, Chancellor, Meyers & Associates has been in business for 24 years. There have been 10 complaints filed against DCMA with the BBB.
Who is Douglas, Chancellor, Meyers & Associates?
Douglas, Chancellor, Meyers & Associates is third party debt collector located in Saint Charles, Missouri. DCMA has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 1000 Fairgrounds Rd Ste 200 Saint Charles, MO 63301-2581
📞 Phone: (636) 925-2480
Douglas, Chancellor, Meyers & Associate Debt Collector Tactics
Douglas, Chancellor, Meyers & Associate, like other debt collectors, may use various tactics to collect debts, including phone calls, letters, and emails. Some debt collectors may engage in unfair or deceptive practices, such as making false threats or using high-pressure sales tactics. It’s essential to be aware of these tactics and know your rights under the FDCPA. You can stop unwanted calls from DCM by sending a cease and desist letter or seeking the help of a law firm that specializes in debt collection harassment. Remember to keep records of all communication with DCM Associates, including dates, times, and details of conversations, as this can be helpful in case of a dispute. Being proactive and informed can help you manage interactions with debt collectors more effectively and reduce the stress associated with debt collection.
Douglas, Chancellor, Meyers & Associates Collection Tactics
If Douglas, Chancellor, Meyers & Associates engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Douglas, Chancellor, Meyers & Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 636-925-2480
- 📲 (636) 925-2480
- 📲 6369252480
If the answer is yes, then you are receiving calls from a known DCMA number. You may be a victim of DCMA phone harassment. The list above is not all the numbers that DCMA uses. The calls can be from a different number and it still be Douglas, Chancellor, Meyers & Associates calling you. Contact our office right away so we can start the process to stop DCMA from calling you illegally. Above all, no one should live with harassment!
Dealing with Debt Collectors
When dealing with debt collectors, it is essential to understand your rights and responsibilities. Debt collectors, such as DCM, are required to follow certain rules and regulations when collecting debt. These regulations are in place to protect individuals and companies from unfair practices.
Individuals and companies have the right to dispute debt and request verification of the debt. Debt collectors may use various tactics to collect debt, including phone calls and letters. It is crucial to keep a record of all communication with debt collectors, including dates and times of calls, to ensure that you have a clear record of interactions.
If you believe you are being harassed by a debt collector, you can file a complaint with the relevant authorities. Understanding your rights and keeping detailed records can help you navigate the debt collection process more effectively.
Resolving Phone Harassment
Phone harassment by debt collectors can be a significant problem for individuals and companies. As a Douglas, Chancellor, Meyers & Associates, DCM Associates has a responsibility to ensure that its collection tactics do not constitute harassment.
If you are experiencing phone harassment, you can resolve the issue by contacting DCM directly and requesting that the calls stop. DCM may provide a pin or other identification number to verify the debt and ensure that you are aware of the outstanding amount.
If the phone harassment continues, you can file a complaint with the relevant authorities. Additionally, DCM’s website may provide information on how to resolve phone harassment and dispute debt. The website may also allow you to check the status of your debt online, providing a convenient way to manage your accounts and ensure that you are not subjected to unnecessary harassment.
Lawsuits and Legal Action
Consumers who have been harassed by Douglas, Chancellor, Meyers & Associates or other debt collectors may be entitled to seek legal action, including filing a lawsuit against the debt collector. A law firm can help consumers navigate the legal process and seek compensation for FDCPA violations, including attorney fees and damages. Consumers who have been affected by debt collection harassment should not hesitate to seek help and take action to protect their rights. By understanding the laws and regulations that govern debt collection practices, consumers can empower themselves to deal with debt collectors and seek justice if their rights are violated.
The following is a sample list of complaints filed against Douglas, Chancellor, Meyers & Associates in the past and can be found on Pacer.gov.
- 📋 3:19-cv-00115-TAD-KLH Washington v.
- 📋 1:14-cv-06544 Tagliavia v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Douglas, Chancellor, Meyers & Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Douglas, Chancellor, Meyers & Associates. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was dealing with repeated calls from a collector that wouldn’t take no for an answer. Consumer Rights Law Firm PLLC took my case seriously and didn’t waste time getting results. They explained all my legal options and took care of everything. The calls stopped and I felt a huge sense of relief. Their professionalism and effectiveness were top-notch.”
- 🏆 “The team at Consumer Rights Law Firm was incredibly helpful and supportive from start to finish. They didn’t just stop the harassing calls—I actually received compensation for the stress and inconvenience. It was a smooth process, and they always kept me in the loop. I never felt alone or ignored. Thank you for making such a stressful situation manageable.”
- 🏆 “I had no idea there were laws protecting me from phone harassment until I spoke with the attorneys at Consumer Rights Law Firm PLLC. They explained everything clearly and treated my case with urgency and care. The calls stopped within days, and I was able to focus on my life again. These people really know what they’re doing. I’m so glad I found them.”
FAQs
Douglas, Chancellor, Meyers & Associates (DCMA) is a third-party debt collection agency based in Missouri. If they’re calling, they likely believe you owe a past-due debt that they’ve been assigned to collect.
Is Douglas, Chancellor, Meyers & Associates a legitimate debt collector or a scam?
They are a legitimate, BBB-accredited collection agency founded in 1995. However, you should always request written debt validation to confirm the debt’s legitimacy and avoid potential scams.
Can they legally harass me with repeated phone calls?
Under the Fair Debt Collection Practices Act (FDCPA), they are prohibited from using abusive language, calling before 8 a.m. or after 9 p.m., calling at work if told not to, or calling repeatedly with intent to annoy or harass.
What should I do if Douglas, Chancellor, Meyers & Associates keeps calling me?
Document each call (date, time, what was said), then send a written cease-and-desist or debt-validation letter via certified mail. If calls continue, file a complaint with the CFPB or FTC and consider consulting a consumer rights attorney.
Can Douglas, Chancellor, Meyers & Associates sue me or garnish my wages?
Yes— they may sue you if the debt is within the statute of limitations and they can legally garnish wages only after obtaining a court judgment. Empty threats without action may be FDCPA violations.
Can they report the debt to credit bureaus and harm my credit?
Yes. DCMA can report delinquent debts to credit bureaus, which could negatively impact your credit score. You do have the right to dispute any inaccurate reporting.
Do they use robocalls or spoofed phone numbers?
Many consumers report calls from unfamiliar or spoofed numbers, and receiving automatic calls without prior consent may violate the Telephone Consumer Protection Act (TCPA).
Can I sue them for harassment or FDCPA violations?
Yes. If their calls violate FDCPA or TCPA—such as using threats, profanity, or refusing to validate the debt—you may have grounds to file a lawsuit and recover damages, including attorney’s fees.
How do I report Douglas, Chancellor, Meyers & Associates for harassment?
You can file complaints with the (CFPB), Federal Trade Commission (FTC), and your state Attorney General. You may also wish to consult a consumer attorney.
What information should I include in a debt-validation request?
Your letter should request the original creditor’s name, the exact amount owed, the date of the debt, and documentation proving you are responsible. Send it within 30 days of the first contact.
