Designed Receivable Solutions Phone Harassment❓
Is Designed Receivable Solutions (DRS) calling you? Stop Designed Receivable Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop DRS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is a crucial process for businesses to recover unpaid accounts and maintain a positive cash flow. Receiving payment is critical for business operations, as failure to do so can severely impact cash flow, essential functions, and the ability to maintain inventory of products. As a business owner, it’s essential to understand the importance of debt collection and how it can impact your company’s financial health. Designed Receivable Solutions, a leading debt collection agency, specializes in helping businesses collect debts and resolve debt issues. With years of experience in the industry, they have developed a comprehensive approach to debt collection that prioritizes fairness, transparency, and effectiveness. By partnering with a reputable collection agency like DRS, businesses can ensure that their financial stability is maintained, allowing them to focus on growth and success.
Is Designed Receivable Solutions a Scam❓
According to the Better Business Bureau website, Designed Receivable Solutions has been in business for 18 years. While it is not a scam, the company has faced scrutiny due to numerous consumer complaints and a significant data breach. The Better Business Bureau (BBB) has assigned DRSI a “B” rating, noting over 100 complaints, primarily concerning billing and customer service issues . In 2024, DRSI reported a data breach affecting approximately 498,686 individuals, leading to legal investigations and potential class-action lawsuits . Additionally, some consumers have reported aggressive collection tactics, including persistent phone calls and difficulties disputing debts . If you are contacted by DRSI, it’s advisable to verify the debt’s validity and understand your rights under the Fair Debt Collection Practices Act (FDCPA).
Who is Designed Receivable Solutions❓
Designed Receivable Solutions is third party debt collector located in La Palma, California. DRS has been a party to a Federal Court case over 25 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Designed Receivable Solutions Address: 1 Centerpointe Dr #450 La Palma, CA 90623-1089
📞 Phone: (714) 735-3000
Designed Receivable Solutions Collection Tactics
If Designed Receivable Solutions engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Designed Receivable Solutions Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 714-735-3000
- 📲 800-518-7650
- 📲 (714) 735-3000
- 📲 (800) 518-7650
- 📲 7147353000
- 📲 8005187650
If the answer is yes, then you are receiving calls from a known DRS number. You may be a victim of DRS phone harassment. The list above is not all the numbers that DRS uses. The calls can be from different numbers and it still be Designed Receivable Solutions calling you. Contact our office right away so we can start the process to stop DRS from calling you illegally. Above all, no one should live with harassment!
Credit Report and Debt Collection
Credit reports play a crucial role in debt collection. Debt collectors often use credit reports to obtain information about a consumer’s credit history and to determine the best way to collect a debt. However, debt collectors must comply with the Fair Credit Reporting Act (FCRA), which regulates the use of credit reports. The FCRA requires debt collectors to ensure that the information in a consumer’s credit report is accurate and up-to-date. Consumers have the right to dispute errors in their credit report and to request that debt collectors stop reporting inaccurate information. Keeping your credit report accurate is essential for maintaining your financial health and protecting yourself from unfair debt collection practices.
Preventing Phone Harassment
Preventing phone harassment begins with understanding your legal rights under consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA). If you’re being contacted by Designed Receivable Solutions debt collectors, you have the right to request written validation of the debt, ask them to stop contacting you, and report any abusive or persistent behavior. Keep a record of all calls, including times, dates, and what was said, as this documentation can be valuable in building a case. You can also send a cease-and-desist letter to the collector, which legally requires them to stop contacting you. Working with an experienced legal team like Consumer Rights Law Firm PLLC can ensure your rights are protected, and any unlawful behavior is addressed swiftly and effectively. Taking these steps not only prevents further harassment but also empowers you to regain control over your personal and financial peace of mind.
Consumer Rights and Protections
Consumers have several rights and protections under the FDCPA. These rights include the right to dispute a debt, the right to request validation of a debt, and the right to stop collection calls. Consumers can also file a complaint with the Federal Trade Commission (FTC) or the Better Business Bureau (BBB) if they believe a debt collector has engaged in unfair or abusive practices. It is essential for consumers to understand these rights and to seek help from a reputable credit repair company or law firm if they are experiencing debt collection harassment.
Negotiation and Settlement Strategies
Negotiating with a debt collector, such as Designed Receivable Solutions, can be challenging. However, consumers may be able to settle a debt for less than the original amount owed. This is often referred to as a “pay for delete” agreement. In exchange for payment, the debt collector agrees to remove the debt from the consumer’s credit report. Consumers should be cautious when negotiating with debt collectors and should seek help from a reputable credit repair company or law firm if necessary. It is also essential to understand the potential benefits and risks of settling a debt, including the impact on credit scores and credit reports.
Professional Help and Resources
Consumers who are experiencing Designed Receivable Solutions debt collection harassment or who need help negotiating with a debt collector can seek professional help. Reputable credit repair companies, such as The Credit Pros, can provide assistance with disputing debts, negotiating settlements, and repairing credit reports. Law firms, such as Consumer Rights Law Firm PLLC, can also provide help with debt collection cases and can represent consumers in court if necessary. The Better Business Bureau (BBB) and the Federal Trade Commission (FTC) are also resources that consumers can use to file complaints and seek help with debt collection issues. Additionally, consumers can explore alternative strategies, such as credit counseling and debt management plans, to manage their debt and improve their credit health.
Common Questions
Is DRS a scam❓
No, Designed Receivable Solutions has been in business for 18 years.
Can DRS garnish my wages❓
Yes, DRS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can DRS sue me❓
Yes, DRS can sue you so long as the debt is within the statute of limitations.
Can DRS report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can DRS arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Designed Receivable Solutions in the past and can be found on Pacer.gov.
- 📋 2:15-cv-00636-SPC-CM Gronich v.
- 📋 5:12-cv-02143-VAP-OP Brenda Wright v.
- 📋 8:12-cv-01522-AG-RNB De Jesus v.
- 📋 2:06-cv-05599-ABC-CW Brooks v.
- 📋 2:04-cv-06231-MMM-VBK Eisenberg v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Designed Receivable Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Designed Receivable Solutions. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I reached out to Consumer Rights Law Firm PLLC out of desperation, and I’m so glad I did. They handled my phone harassment case with urgency and care. They took the time to walk me through the process and achieved real results. I’m finally stress-free thanks to them.
- 🏆 The attorneys at Consumer Rights Law Firm PLLC were a breath of fresh air. They were efficient, compassionate, and extremely effective in handling my case. The debt collector calls that had been ruining my days stopped for good. I can’t thank them enough for their help!
- 🏆 I was amazed at how quickly things turned around after contacting Consumer Rights Law Firm PLLC. Their team took immediate action and had the calls stopped in no time. They kept me updated and treated me with respect throughout. I can finally use my phone without fear again.
