How can I remove Delinquent Recovery Associates from my credit report after paying the debt?

Once the debt is paid or settled, you can request Delinquent Recovery Associates to update the account as paid. You may also ask for a goodwill deletion, though removal isn’t guaranteed. Paid collections should show as satisfied on your credit report.

What should I do if Delinquent Recovery Associates contacts me about someone else’s debt?

If you are being contacted for a debt that isn’t yours, notify them in writing immediately. Provide proof of mistaken identity if possible and dispute the claim with credit bureaus to prevent incorrect reporting.

Can Delinquent Recovery Associates charge extra fees or interest on my debt?

Debt collectors can only charge fees or interest if the original creditor agreement or state law allows it. Always request a detailed breakdown of the amount owed before making payments.

How long will a collection from Delinquent Recovery Associates stay on my credit report?

A collection account typically remains on your credit report for up to seven years from the date of first delinquency, even if it’s later paid or settled.

What rights do I have if Delinquent Recovery Associates contacts my employer or family?

Debt collectors can contact third parties only to obtain your contact information, not to discuss your debt. Repeated contact or disclosure of debt details is a violation of the FDCPA.

Delinquent Recovery Associates Debt Collection Harassment?

Q: Who is Delinquent Recovery Associates and why are they calling me?

Delinquent Recovery Associates is a legitimate third-party debt collection agency based in Shreveport, Louisiana, that collects past-due accounts for utilities, medical providers, commercial leases, and more. They may contact you if they believe you owe a debt to one of their clients.

Q: Can they sue me or garnish my wages?

Yes, if the debt is valid and within the statute of limitations, they may sue you. If they obtain a court judgment, wage garnishment may follow depending on state law—but they can’t do it without a judgment.

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Delinquent Recovery Associates Debt Collection Harassment❓

Delinquent Recovery Associates Debt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Has Delinquent Recovery debt collector threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money.

If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Delinquent Recovery Associates a Scam?

According to the Better Business Bureau website, Delinquent Recovery Associates has been in business since 1964. There have been 5 complaints closed in the last 3 years and 2 complaints closed out in the last 12 months.

What is Delinquent Recovery Associates?

Delinquent Recovery debt collector expedites the collection process. Services include Collections, In-house Legal Staff , Skiptracing, Credit Reporting, Asset Investigation, Low contingency rates etc.

🏢 Delinquent Recovery Associates Address: 600 Common St Shreveport, LA 71101-3432
📞 Phone: (318) 221-3695
🖨️ Fax: (318) 221-3750

Delinquent Recovery Associates Phone Harassment Examples

If Delinquent Recovery Associates engages in any of the following tactics, you may have a case:

🔞 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
🗣️ Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, or destroy your credit
🚨 Telling you or anyone else that you’ve committed a crime
❌ Calling repeatedly for the wrong person
📄 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

Delinquent Recovery Associates Collection Call Numbers

Are you receiving any harassing phone calls from any of the following numbers?

📲 (318) 221-3695
📲 (800) 259-3695

If the answer is yes, then you are receiving calls from a known Delinquent Recovery Associates number. You may be a victim of Delinquent Recovery Associates phone harassment. The list above is not all the numbers that Delinquent debt collector uses. The calls can be from different numbers and it still be Delinquent Recovery Associates calling you. Contact our office right away so we can start the process to stop Delinquent Recovery Associates from calling you illegally. Above all, no one should live with harassment!

Delinquent Recovery Associates Complaints

The following is a sample list of complaints filed against Delinquent Recovery Associates and can be found on Pacer.gov.

📋 5:18-cv-00198-MWF-SP Jennifer Jeremiason v.

CONSUMER RIGHTS LAW FIRM PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Delinquent Recovery Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Delinquent Recovery Associates, call us at (877)700-5790 for immediate assistance or visit our website.

Success Stories

🏆 Delinquent Recovery Associates threatened to sue me and called my employer, which was completely illegal. I reached out to Consumer Rights Law Firm PLLC, and they sued the agency for FDCPA violations. Not only did the harassment stop, but I also received compensation for damages. Highly recommend these attorneys!
🏆 I was drowning in stress from Delinquent Recovery Associates’ aggressive calls—even after I asked them to stop. Consumer Rights Law Firm PLLC stepped in, validated my debt, and forced the collectors to follow the law. Now, no more harassment, and I finally have my sanity back. Forever grateful!
🏆 I was getting nonstop calls from Delinquent Recovery Associates, sometimes 5 times a day, including on weekends. I felt stressed and bullied until I contacted Consumer Rights Law Firm PLLC. They sent a cease-and-desist letter and filed an FDCPA complaint. The calls stopped within a week, and I even got a $1,000 settlement for the harassment. Life-changing help!

FAQs

Who is Delinquent Recovery Associates and why are they calling me?

Delinquent Recovery Associates is a legitimate third-party debt collection agency based in Shreveport, Louisiana, that collects past-due accounts for utilities, medical providers, commercial leases, and more. They may contact you if they believe you owe a debt to one of their clients.

Is Delinquent Recovery Associates a scam?

No, they are a real, BBB-accredited collection agency in business since 1964, but it’s wise to ask for debt validation to confirm the debt and avoid potential scams.

Can Delinquent Recovery legally harass me with phone calls?

Under the FDCPA and CFPB rules, debt collectors cannot harass you—e.g. calling before 8 a.m. or after 9 p.m., using threats, obscene language, or contacting third parties beyond locating you. Repeated or abusive calls may violate these laws.

How many calls are too many from a debt collector?

There’s a presumption of harassment if a collector calls repeatedly or continuously with intent to annoy or abuse. CFPB guidance suggests more than seven calls in seven days may constitute harassment.

What should I do if Delinquent Recovery keeps calling me?

Keep a record of each call (date, time, content), request written debt validation within 30 days, and if they continue harassing, send a cease-and-desist letter and consider filing a complaint or seeking legal advice.

Can they sue me or garnish my wages?

Yes, if the debt is valid and within the statute of limitations, they may sue you. If they obtain a court judgment, wage garnishment may follow depending on state law—but they can’t do it without a judgment.

Can Delinquent Recovery Associates appear on my credit report?

Yes. They can report delinquent accounts to all three major credit bureaus, which may negatively impact your credit score. You have the right to dispute any inaccuracies under the FCRA.

How do I dispute or validate a debt from Delinquent Recovery Associates?

Send a written request for debt validation within 30 days of their first contact. They must provide details like original creditor, amount owed, and proof of their authority to collect.

Can I sue them for violating collection laws?

Yes. If Delinquent Recovery Associates violates FDCPA or CFPB rules—such as using deceptive tactics, excessive calls, or misrepresenting themselves—you may sue them for damages up to $1,000 plus attorney fees.

Can they leave robocalls or spoofed numbers?

They may use automated calls, but robocalls without prior consent may violate the TCPA. Spoofing caller ID is also illegal. If you receive suspicious or automated calls, report them and request they stop.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.