Creditor Claims of America Inc Phone Harassment❓
Is Creditor Claims of America Inc (CCOA) calling you? Stop Creditor Claims of America Inc phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CCOA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
It is important to check references and verify that the collection agency complies with relevant laws, including the Fair Debt Collection Practices Act (FDCPA), to protect your reputation and avoid potential liabilities.
Introduction to Debt Collection
Debt collection is a process where creditors or collection agencies attempt to recover debts from individuals or businesses that have failed to pay their debts. This process can be complex and involves various strategies, including communication, negotiation, and legal action. Creditor Claims of America Inc, a collection agency located in Silver Spring, MD 20910, at 611 Sligo Avenue, is one such entity that provides debt collection services to various industries, including medical practices. Whether dealing with unpaid medical bills or other types of debts, Creditor Claims of America Inc employs a range of tactics to ensure that creditors receive the payments they are owed. For more detailed information about their services and contact details, you can visit their page on the Better Business Bureau website or their official website.
Understanding Consumer Rights
Consumers have certain rights when it comes to debt collection, as outlined by the Fair Debt Collection Practices Act (FDCPA). These rights include the right to dispute debts, the right to request validation of debts, and the right to be free from harassment and abuse by debt collectors. It is essential for consumers to understand these rights to protect themselves from unfair and deceptive practices. Knowing your rights can empower you to take action against any unlawful behavior by debt collectors and ensure that you are treated fairly throughout the debt collection process.
Is Creditor Claims of America Inc a Scam❓
According to the Better Business Bureau website, Creditor Claims of America Inc has been in business for 58 years.
Make sure to verify the information on their page for the most up-to-date contact details and references.
Who is Creditor Claims of America Inc?
Creditor Claims of America Inc is third party debt collector located in Silver Spring, Maryland.
🏛️ Creditor Claims of America Inc Address: 611 Sligo Avenue Silver Spring, MD 20910
📞 Phone: (301) 565-2301
For more information, you can visit their page on the Better Business Bureau website or their official website.
Creditor Claims of America Inc Collection Tactics
Creditor Claims of America Inc, also known as America Inc Creditor Claims, uses various tactics to collect debts, including sending collection demand letters, making debt collector phone calls, and reporting debts to credit bureaus. The company, located in Silver Spring, MD, must comply with the FDCPA and other state and local regulations, such as Maryland collections laws, to avoid liability and ensure fair treatment of consumers. Consumers can find more information about Creditor Claims of America Inc on their page or by contacting them directly via email or phone. Understanding these tactics can help you recognize when a debt collector is crossing the line and violating your rights.
Creditor Claims of America Phone Harassment Tactics
If Creditor Claims of America Inc engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Creditor Claims of America Inc Phone Numbers
- 📲 301-565-2301
- 📲 (301) 565-2301
- 📲 3015652301
If the answer is yes, then you are receiving calls from a known CCOA number. You may be a victim of CCOA phone harassment. The list above is not all the numbers that CCOA uses. The calls can be from different numbers and it still be Creditor Claims of America Inc calling you. Contact our office right away so we can start the process to stop CCOA from calling you illegally. Above all, no one should live with harassment!
Debt Validation and America Inc
Debt validation is an essential step in the debt collection process, where the debt collector provides proof that the debt is legitimate and owed by the consumer. Creditor Claims of America Inc, as a reputable collection agency, must provide debt validation to consumers upon request. This includes providing documentation, such as the original contract or agreement, and verifying the amount owed. Consumers can request debt validation letter by contacting Creditor Claims of America Inc through their page or by mail to 611 Sligo Avenue, Silver Spring, MD 20910. Ensuring that the debt is valid can protect you from paying debts that you do not owe or that have been inaccurately reported.
Stopping Harassment
If a consumer is being harassed by Creditor Claims of America Inc or any other debt collector, they can take action to stop the harassment. This includes sending a cease and desist letter, filing a complaint with the Federal Trade Commission (FTC) or the state Attorney General’s office, or seeking the help of a lawyer. Consumers can also contact Sanders Law Group, a law firm that specializes in Fair Debt Collection Practice Act (FDCPA) violations, for assistance. By understanding their rights and taking action, consumers can protect themselves from creditor harassment and ensure that debt collectors, like Creditor Claims of America Inc, comply with the law. Taking these steps can help you regain control and stop the unwanted and illegal behavior from debt collectors. To learn more about Creditor Claims of America Inc’s practices and find contact information, visit their page or their office at 611 Sligo Avenue, Silver Spring, MD 20910.
Resolving Disputes with Claims of America
Resolving disputes with Creditor Claims of America Inc requires a structured and proactive approach. Start by thoroughly reviewing the debt in question to verify its accuracy. This involves checking your credit report to ensure the debt is indeed owed to the creditor. If discrepancies are found, promptly contact Creditor Claims of America Inc to dispute the claim. You can reach their office in Silver Spring, MD, at (301) 565-2300 or submit a request through their website. When contacting the company, have all relevant information at hand, including the account number, date of the debt, and any correspondence with the creditor. By following these steps, you can effectively address disputes with Creditor Claims of America Inc and work towards a resolution.
Legal Resources and Support
If direct communication with Creditor Claims of America Inc does not resolve the dispute, seeking legal resources and support may be necessary. The Fair Debt Collection Practices Act (FDCPA) offers protection against unfair debt collection practices. If you believe your rights have been violated, you can file a complaint with the Federal Trade Commission (FTC). Additionally, the Maryland Attorney General’s office provides guidance on state-specific debt collection laws. For legal representation, consider consulting a lawyer specializing in debt collection and consumer rights. They can offer valuable support and help navigate the dispute resolution process. To learn more about Creditor Claims of America Inc’s practices and find contact information, visit their website or their office at 611 Sligo Avenue, Silver Spring, MD 20910. Understanding and utilizing these legal resources can help protect your rights and interests when dealing with Creditor Claims of America Inc.
Common Questions
Is CCOA a scam❓
No, Creditor Claims of America Inc has been in business for 58 years.
Can CCOA garnish my wages❓
Yes, CCOA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CCOA sue me❓
Yes, CCOA can sue you so long as the debt is within the statute of limitations.
The following is a sample of complaints filed against Creditor Claims of America Inc in the past and can be found on Pacer.gov.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Creditor Claims of America Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Creditor Claims of America Inc. call us at (877)700-5790 for immediate assistance or visit our website.
Check out Maryland Attorney General website for more information.
Success Stories
- 🏆 “I was getting nonstop calls from a debt collector, and it was making my life miserable. I reached out to Consumer Rights Law Firm PLLC, and they took action immediately. Within days, the harassment stopped, and I even received compensation for the illegal tactics used against me. The team was professional, responsive, and truly fought for my rights. If you’re dealing with debt collector harassment, don’t wait—call them now!”
- 🏆 “After months of stress from aggressive debt collectors, I finally contacted this firm, and it was the best decision I made. They explained my rights clearly and handled everything from start to finish. The harassment stopped, and I didn’t have to deal with any more threatening calls. Their expertise is unmatched, and their A+ BBB rating is well-deserved. Thank you for giving me peace of mind!”
- 🏆 “I was skeptical at first, but Consumer Rights Law Firm PLLC proved to be the real deal. They not only stopped the constant calls but also held the collection agency accountable for their violations. The process was smooth, and their team was always available to answer my questions. If you’re being harassed by debt collectors, don’t suffer in silence—this firm will fight for you!”
