Continental Credit Control Phone Harassment❓
Is Continental Credit Control (CCC) calling you? Stop Continental Credit Control phone harassment and Credit Control debt collector text message. A debt collector asks for personally identifiable information to verify the debtor’s identity before disclosing any information about their debt. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CCC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Continental Credit Control a Scam?
According to the Better Business Bureau website, Continental Credit Control has been in business for 37 years. There have been 5 complaints filed against CCC with the BBB in the past 3 years.
Who is Continental Credit Control?
Continental Credit Control, commonly referred to as CCC, is a third party debt collector based in Southern California. CCC has been party to a Federal Court case over 18 times. CCC usually collects health care related debt. Address: 22-C N. Milpas St. Santa Barbara, CA 93103 Phone: (805) 899-4431
Continental Credit Control Debt Collection Tactics
If Continental Credit Control engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Continental Credit Control Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 (805) 899-4431
- 📲 (805) 456-2585
- 📲 (805) 899-4433
- 📲 (805) 456-2564
If the answer is yes, then you are receiving calls from a known CCC number. You may be a victim of CCC phone harassment. The list above is not all the numbers that CCC uses. The call from credit control can be from different numbers and it still be CCC calling you. Contact our office right away so we can start the process to stop CCC from calling you illegally. Above all, no one should live with harassment!
Continental Credit Control also uses telephone interactive voice response systems to allow customers to make payments by entering their account number and PIN.
Continental Credit Control Complaints
The following is a sample list of complaints filed against Continental Credit Control in the past year and can be found on Pacer.gov.
- 📋 2:10-cv-05487-DDP-E Rzepiejewski v.
- 📋 5:05-cv-01041-PVT Bernier v.
- 📋 2:19-cv-03600-AFM Belletto v.
- 📋 4:14-cv-01074-CEJ Lauderdale v.
- 📋 2:15-cv-09291-CAS-GJS Commons v.
California Debt Collection Laws
California has specific laws regulating debt collection practices, including the Rosenthal Fair Debt Collection Practices Act (RFDCPA). These laws provide additional protections for consumers, such as prohibiting debt collectors from contacting debtors at their workplace or using profane language. California debt collection laws also require debt collectors to provide clear and concise information about the debt, including the amount owed and the creditor’s name. If you’re a California resident, it’s essential to understand your rights under these laws and to seek help if you’re experiencing issues with debt collectors. Being informed can empower you to take the necessary steps to protect yourself.
Debt Collection Alternatives
If you’re struggling to pay your debts, there are alternatives to working with a debt collector, such as credit counseling or debt management plans. Non-profit credit counseling agencies can help you develop a plan to pay off your debts and improve your credit score. Debt management plans involve working with a credit counselor to negotiate with your creditors and create a repayment plan. It’s essential to research and understand the fees and services associated with these alternatives before making a decision. Exploring these options can provide you with a structured approach to managing your debt and improving your financial situation.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Continental Credit Control harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
🏆 “Continental bombarded my phone with 20+ automated calls daily – even after I sent written demands to stop. Consumer Rights Law Firm PLLC sued under TCPA §227(b) and won me $9,200 – the maximum penalty per violation. The calls stopped THE DAY they filed!”
🏆 “A Continental agent claimed to be ‘Officer Daniels’ threatening arrest – a clear FDCPA §807(3) violation. The firm got their call recordings and secured a $15,000 settlement – the highest I’ve seen! Now Continental must retrain ALL staff.”
🏆 “Continental kept demanding payment on a debt I’d already settled. The firm subpoenaed my bank records proving payment, then sued for FDCPA §807(2)(A) false claims. Result? Continental refunded my original payment PLUS gave me $5,000!”
FAQs
Why is Continental Credit Control calling me?
Continental Credit Control is a legitimate debt collection agency. If they are calling, it means they believe you owe a debt—often related to medical bills—that has entered collections.
Is Continental Credit Control a scam or a real debt collector?
They are a legitimate third-party debt collector based in Southern California, in business for over 35 years. They may use aggressive tactics, but they are not a scam.
What can I do if they’re harassing me with phone calls?
Harassing behavior—such as calling before 8 a.m. or after 9 p.m., calling multiple times a day, using abusive language, or contacting wrong people—is prohibited under the FDCPA. You can request they stop in writing and may be entitled to up to $1,000 in damages.
Can I send them a cease-and-desist letter to make the calls stop?
Yes. Under the FDCPA, sending a written request to cease calls forces them to stop except to inform you they will cease or sue you. Document delivery and retain a copy.
What if they threaten to sue, garnish my wages, or press criminal charges?
Debt collectors cannot threaten legal or criminal action they don’t intend to take. Threats of arrest, false accusations, or wage garnishment are illegal unless they actually have judgment or statutory authority.
Are there specific toll-free or other phone numbers involved in harassment?
Yes, CCC is known to use numbers like (805) 899-4431 and (805) 456-2585, sometimes making multiple calls per day, including early mornings or late at night.
Can I dispute the debt or ask for verification?
Yes. You have the right to request verification within 30 days of their first contact. They must then pause collection efforts until they validate the debt.
Will these calls affect my credit score?
Yes. If they report the debt to credit bureaus (TransUnion, Equifax, Experian), it will negatively affect your score and can remain for up to 7 years.
Can Continental Credit Control file a lawsuit against me?
They can sue you if the debt is valid and within the statute of limitations, but threats of a lawsuit are only lawful if they truly plan to file. Unlawful threats can entitle you to damages.
What are my rights under federal law when they call me?
Under the FDCPA, debt collectors cannot harass you, use abusive language, call excessively, misrepresent themselves, threaten you, or contact you before 8 a.m or after 9 p.m. You can report violations to the FTC or CFPB.
