CheckRedi Of Kentucky Debt Collection Harassment? Stop the Calls!
Is CheckRedi Of Kentucky (CRK) calling you? Stop CheckRedi Of Kentucky phone harassment. Do they threaten to take legal action or garnish your wages? Are they contacting you at inappropriate times or several times a day? Are they telling your family and neighbors that you owe a debt? Debt collectors may also falsely claim that failing to pay is a criminal offense, attempting to intimidate you with threats of arrest or prosecution. Collectors often pressure individuals to pay through repeated calls and threats. If so, what they are doing is illegal and needs to stop. You have the legal right to stop CRK phone harassment. If a collection agency commits violations of the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. If you experience such harassment, you can file a complaint with the appropriate authorities. Additionally, understanding your rights as a consumer can help you protect yourself from unfair debt collection practices.
Is CheckRedi Of Kentucky a Scam?
According to the Better Business Bureau website, CheckRedi Of Kentucky has been in business for 15 years. There have been 31 complaints filed against CRK with the BBB. Additionally, customer review ratings can provide further insight into the company’s reputation and help assess overall customer satisfaction.
CheckRedi Of Kentucky Better Business Bureau
Who is CheckRedi Of Kentucky?
Checkredi of Kentucky is a third party debt collector located in Lexington, Kentucky. They have been sued in federal court several times for having violated consumer’s rights while collecting on alleged debts. Consumers have the right to sue CheckRedi if their rights are violated under the FDCPA. Debt collectors, including CheckRedi, are required to inform consumers of their right to dispute a debt within five days of initial contact. A recent Federal Court case alleges that Checkredi of Kentucky used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. If your rights have been violated, you can file a complaint with the relevant authorities or file a lawsuit against CheckRedi.
Address: 406 Park Pl
Lexington, KY 40511-1829
Phone: (859) 967-7334
CheckRedi Of Kentucky Collection Tactics
If CheckRedi Of Kentucky engages in any of the following tactics, you may have a case:
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Making personal calls to your workplace or contacting you through your employment, which can put your job and reputation at risk.
- Attempting to collect from the wrong person due to incorrect or outdated information.
- Trying to collect unauthorized fees or payments not legally owed.
- Pressuring you to make payments or falsely claiming you have already paid.
- Failing to inform you of your rights, such as your right to dispute the debt.
- Refusing to prove or verify the debt, or not providing documentation to show the debt is correct.
- Failing to ensure the debt amount is correct and legally justified.
- Neglecting their operational responsibilities to comply with debt collection laws and regulations.
CheckRedi Of Kentucky Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-239-1222, 859-967-7334, (800) 239-1222, (859) 967-7334, 8002391222, 8599677334
If the answer is yes, then you are being called by a known CRK number. You may be a victim of CRK phone harassment. The list above is not all the numbers that CRK uses. The calls can be from a different number and it still be CheckRedi Of Kentucky calling you. If you have been called by these numbers and the debt is inaccurate, you may want to take steps to delete CheckRedi from your credit report. Contact our office right away so we can start the process to stop CRK from calling you illegally. Above all, no one should live with harassment!
Credit Report Protection: Safeguarding Your Financial Reputation
Protecting your credit report is essential when facing collection efforts from agencies like CheckRedi of Kentucky. Your credit report is a key part of your financial reputation, and errors or abusive debt collection practices can have long-lasting consequences. Under federal laws such as the Fair Debt Collection Practices Act (FDCPA), debt collectors are required to provide you with a written notice detailing the amount owed and the name of the creditor. If you believe there is a mistake or you are being contacted about a debt you do not owe, you have the right to dispute the alleged debt and request that the collection agency verify it.
The Better Business Bureau (BBB) and other consumer protection organizations recommend that you monitor your credit report regularly. You are entitled to obtain a free credit report from each of the three major credit bureaus—Experian, TransUnion, and Equifax—once every year. Reviewing your credit report helps you spot any incorrect information, such as accounts that do not belong to you or inaccurate payment histories, which could be the result of collection agencies reporting in error.
Common Questions
Is CRK a scam? No, CheckRedi Of Kentucky has been in business for 15 years.
Can CheckRedi Of Kentucky garnish my wages? Yes, CRK can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CRK sue me? Yes, CRK can sue you so long as the debt is within the statute of limitations
Can CRK report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can CRK arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Consumers have the right to be informed about the status and details of their debt collection case, ensuring transparency and up-to-date communication throughout the process.
The following is a sample list of complaints filed against CheckRedi Of Kentucky in the past year and can be found on Pacer.org.
5:17-cv-00323-JMH Giammarco v. Checkredi of Kentucky
2:16-cv-00040-WCO Laud v. Checkredi of Kentucky
5:08-cv-00338-JBT Davies v. Checkredi of Kentucky
2:09-cv-00103-DLB-JGW Allen v. Checkredi of Kentucky
5:15-cv-00358-KKC Clemons v. Checkredi of Kentucky
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CheckRedi Of Kentucky harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
CheckRedi offers a range of business services including a specialized school program, check verification, electronic check collections, and efficient payment processing platforms. Their mission is to achieve safe and secure transactions for both consumers and businesses.
If you are interested in learning more about how to safeguard yourself and prevent harassment from CheckRedi Of Kentucky call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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