Central Credit Services Debt Collection Harassment
Tired of Central Credit Services Debt Collection Harassment? Wish there was a way to make the calls stop? Is Central Credit Services constantly calling and harassing you? Does your phone ring every day, several times per day, because Central Credit Services is calling you to demand payment? Threatening you with legal action? Has Central Credit Services ever used abusive or profane language when speaking with you on the phone? If so, CCS may be violating your legal rights. Stop the harassment. Attorneys can help stop illegal collection practices, provide legal defense, and negotiate settlements on your behalf.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. The FDCPA, along with state laws, is designed to protect consumers from unfair and abusive collection practices. In other words, debt collectors must adhere to a certain set of rules when they are collecting debts and pursuing consumers who owe money. It is important to be aware of your rights under the FDCPA and state laws to effectively handle debt collection harassment. For example, if a collector threatens to sue you or uses intimidating language, this could be a violation of your rights. Central Credit Services is known for harassing consumers through repeated calls and intimidation, often disregarding legal protections. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Central Credit Services a scam?
According to the Better Business Bureau website, Central Credit Services has been in business since 2005. There have been 156 complaints closed in the last 3 years and 44 complaints closed out in the last 12 months. Read more here: Central Credit Services Better Business Bureau.
Who is Central Credit Services?
Central Credit Services is a third party debt collector located in Jacksonville, Florida, with an office in Overland Park, Kansas. They have been a party to over 520 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Many lawsuits have been filed against CCS for unlawful collection practices, including violations of the Fair Debt Collection Practices Act (FDCPA). A recent Federal Court case alleges that Central Credit Services used illegal and harassing communication tactics to attempt to coerce a payment from the harassed client.
🏛️ Central Credit Services Address: 9550 Regency Square Blvd Ste 500, Jacksonville, FL 32225-8169
📞 Phone: (800) 387-7202
Central Credit Services Debt Collection Harassment Tactics
If Central Credit Services engages in any of the following tactics, you may have a case:
- ▶️ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- ▶️ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- ▶️ Use any profane language or any language that is harassing and abusive
- ▶️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ▶️ Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- ▶️ Threaten arrest or criminal prosecution
- ▶️ Send false information to the credit bureaus
- ▶️ Cause a telephone to ring an unreasonable amount of times
- ▶️ Repeated or unwanted communications, such as persistent phone calls or messages, which may be considered harassment. You have legal options to stop such communications, including sending a written request to cease contact.
Central Credit Services Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- 📲 888-904-1800
- 📲 904-724-1800
- 📲 310-846-0575
- 📲 904-861-0204
- 📲 904-562-6650
- 📲 636-634-2863
- 📲 904-371-5352
- 📲 904-562-6655
- 📲 866-823-1656
- 📲 866-572-8797
- 📲 702-520-1452
- 📲 981-518-6686
- 📲 702-425-2165
- 📲 916-219-8158
- 📲 888-866-6484
- 📲 904-562-6657
- 📲 425-740-5683
- 📲 800-421-1815
- 📲 904-863-0204
- 📲 513-605-7448
- 📲 800-650-7058
- 📲 951-695-3372
- 📲 884-329-0973
Some consumers have reported receiving calls from Central Credit Services even after they have paid their debts.
If so, you may be a victim of Central Credit Services debt collection harassment. The list above is not all the numbers that CCS uses. Also, calls can be from a different numbers and it still be CCS calling you. Contact our office right away so we can start the process to stop Central Credit Services from calling you illegally. Above all, no one should live with harassment.
Credit Reporting and Debt Collection
Dealing with Central Credit Services can have a direct impact on your credit report and overall financial health. As a debt collection agency and third-party debt collector, Central Credit Services LLC is often hired by creditors to collect debt on past-due accounts. When this happens, information about your debt may be reported to major credit reporting companies like Equifax, Experian, or TransUnion, which can negatively affect your credit scores and make it harder to qualify for loans, mortgages, or even some jobs.
It’s important to know that Central Credit Services Inc, like all debt collectors, must follow fair debt collection practices as outlined by state and federal laws, including the Fair Debt Collection Practices Act (FDCPA). This means they are prohibited from engaging in unlawful debt collection practices or abusive debt collection practices, such as making harassing phone calls, sending misleading collection notices, or providing inaccurate information to credit reporting agencies.
If you notice a collection account from CCS on your credit report, review it carefully for any errors. Inaccurate information can further damage your credit, so you have the right to dispute any mistakes directly with the credit reporting company. If you need help, a consumer protection attorney can provide a free consultation to discuss your options and help you file a dispute.
Central Credit Services, as part of Radius Global Solutions, may use various methods to collect debt, including repeated phone calls, letters, and even contacting your bank accounts. However, you are protected from harassment and have the right to request that the collection agency stop contacting you by sending a cease and desist letter. If the calls or collection notices continue, you can file a complaint with the Better Business Bureau or a relevant government agency, such as the (CFPB).
Sometimes, collection agencies like Central Credit Services attempt to collect debts that are no longer valid or have passed the statute of limitations. If you’re unsure about the validity of a debt or feel you’re being harassed, it’s wise to seek assistance from an attorney who can help you understand your rights and the best way to proceed. Options such as debt settlement, debt relief, or credit counseling may be available to help you resolve outstanding debts and protect your credit.
Monitoring your credit reports regularly is essential to catch any inaccurate information early and prevent further damage to your credit. Remember, Central Credit Services and other collection agencies must comply with federal laws, including the Electronic Fund Transfer Act (EFTA), when attempting to collect money from your bank account. If you experience any issues or suspect abusive practices, don’t hesitate to reach out for legal assistance or contact a government agency for support.
By staying informed and proactive, you can protect yourself from unfair debt collection practices, maintain a healthy credit report, and work toward resolving your debts with confidence.
Common Questions:
Is Central Credit Services a scam?
No, Central Credit has been in business since 2005.
Can Central Credit Services seize my property?
CCS can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Central Credit Services sue me?
Yes, CCS can sue you so long as the debt is within the statute of limitations.
Can Central Credit Services report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
The following is a sample list of complaints filed against Central Credit Services and can be found on Pacer.gov.
- 📋 3:19-cv-00192-TJC-JBT Cardwell v.
- 📋 2:19-cv-00249-DCN Tidwell v.
- 📋 2:19-cv-00130-DEJ Rozani v.
- 📋 1:19-cv-00359 Rodriguez v.
- 📋 1:18-cv-07190-DLI-SMG Mirzadjanyan v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Central Credit Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Central Credit Services debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I was getting nonstop calls from a debt collector, even after I told them to stop. Consumer Rights Law Firm PLLC stepped in, sent a cease-and-desist letter, and the calls ended almost immediately. They knew exactly what to do and kept me updated throughout the process.
- 🏆 After weeks of aggressive robocalls, I contacted this law firm. They found multiple FDCPA violations and filed a lawsuit on my behalf. Not only did the harassment stop, but I also received a settlement. I’m so grateful for their help!
- 🏆 Dealing with debt collectors was ruining my peace of mind. Consumer Rights Law Firm PLLC handled everything professionally. They sent the necessary legal notices and followed up until the harassment stopped for good. Highly recommended!
- 🏆 The collectors kept calling me at work and even threatened legal action. I felt helpless until I found this firm. They knew exactly how to handle the situation and made the calls stop. I felt empowered having them on my side.
