Cadle Company Calling: Phone Harassment?
Is Cadle Company (CC) calling you? Stop Cadle Company phone harassment. They may have even intentionally inflicted emotional distress upon you. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop CC phone harassment. Suppose a collection agency violates the FDCPA through willful and wanton conduct. In that case, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees, and potentially punitive damages.
Is Cadle Company a Scam?
According to the Better Business Bureau website, Cadle Company has been in business for 32 years.
🔗Cadle Company Better Business Bureau
Who is Cadle Company?
Cadle Company is a third-party debt collection agency based in Ohio. They contact consumers to collect outstanding debts originally owed to other creditors.
Legal Status: Legitimate debt collector
Headquarters: 100 N Center St, Newton Falls, OH 44444-1321
Phone: (330) 872-0918
Years in Business: 30+ years
Cadle does not originate debts — they purchase or are assigned debts to collect on behalf of original creditors.
Cadle Company Phone Numbers
Are you receiving any from any of the following numbers?
- 📲 330–872-0918,
- 📲 888–462-2353
- 📲 (330) 872-0918
- 📲 (888) 462-2353
- 📲 3308720918
- 📲 8884622353
If the answer is yes, then you are receiving calls from a known CC number. You may be a victim of CC phone harassment. The list above is not all the numbers that CC uses. The calls can be from a different number and it still be Cadle Company calling you. Contact our office right away so we can start the process to stop CC from calling you illegally. Above all, no one should live with harassment!
Cadle Company Calling You? Here’s What You Need to Know
If Cadle Company or any collector calls you about debt, they must:
1. Provide Validation of the Debt
Within 5 days of first contact, they must send a validation notice with details of the debt.
This is your right under the FDCPA.
2. Follow Contact Rules
Debt collectors may not call:
✔ Before 8:00 a.m. or after 9:00 p.m. local time
✔ At work if told not to
✔ Repeatedly to harass you
✔ Other people about your debt (unless allowed to locate you)
Recent 2025–2026 Complaints & Public Records
Consumer reports on sites like BBB show a small number of complaints against Cadle Company in recent years, including issues with communication and account handling. However:
Not all complaints are verified as legal violations
Complaints alone do not prove wrongdoing under FDCPA
The FTC or CFPB must determine legal violations through investigation
For example, BBB shows that several complaints were filed and resolved but does not guarantee or verify that the conduct was unlawful.
The following is a sample list of complaints filed against Cadle Company in the past and can be found on pacer.gov.
- 3:06-cv-01137-WKW-SRW Ruth v. The Cadle Company
- 1:00-cv-00651-CB-D Copeland v. The Cadle Company
- 0:05-cv-60359-JIC Armstrong v. Cadle Company
- 9:12-cv-80720 Switlyk v. The Cadle Company
- 1:01-cv-00539-ACK-LK Newman v. The Cadle Company
How to Respond Cadle Company Calls in 2026
1. Ask for a Written Validation Notice
Request documentation that proves the debt is yours.
2. Document All Communications
Keep dates, times, and summaries of conversations.
3. Send a Cease-and-Desist Letter
This can legally limit further contact.
4. File Complaints
Report the collector to:
5. Consider Legal Counsel
If the conduct is severe or repeated, consult a consumer rights attorney.
Credit Report Concerns
One of the significant concerns with debt collection activities by Cadle Company is the impact on your credit report. When a debt collector reports your unpaid or outstanding debt to credit bureaus, it can significantly lower your credit score, making it difficult to obtain loans, credit cards, or even housing. It’s important to know that under the Fair Debt Collection Practices Act (FDCPA), you have the right to dispute any inaccurate information on your credit report. If Cadle Company reports incorrect information, you can request a correction from the credit bureaus. Additionally, if you settle a debt, ensure that the settlement is accurately reflected on your credit report to avoid future complications.
FAQs
Is Cadle Company a scam?
No, Cadle Company is a legitimate debt collection agency based in Ohio and has been in business for over 30 years.
Can Cadle Company legally harass me with phone calls?
No, the FDCPA prohibits harassment; repeated calls, threats, or third-party disclosures may be illegal and grounds for legal action.
What should I do if Cadle Company calls me repeatedly?
Document the calls, request written validation of the debt, and contact a consumer rights law firm to protect yourself.
Can Cadle Company garnish my wages?
Yes, but only after obtaining a court judgment or if collecting on federal student loans or court-ordered financial obligations.
Can Cadle Company sue me for unpaid debt?
Yes, if the debt is within the statute of limitations, they may file a lawsuit and pursue legal judgment.
Can Cadle Company report my debt to credit bureaus?
Yes, Cadle Company can report unpaid debts, which may negatively impact your credit score and ability to secure financing.
What are some illegal debt collection tactics Cadle Company may use?
Harassment, threats, calling at odd hours, contacting third parties, or using abusive language may violate the FDCPA.
How can I dispute a debt with Cadle Company?
Send a written dispute request within 30 days of their initial contact to ensure validation and protect your credit rights.
What legal options do I have against Cadle Company?
You can file complaints, seek legal representation, and potentially recover statutory damages if your rights were violated under the FDCPA.
How can Cadle Company affect my credit report?
Unpaid debts may be reported to credit bureaus, lowering your score. Dispute inaccuracies and ensure settled debts are updated.
About Us
It is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Cadle Company harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
🔗 Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Cadle Company. Call us at 📲(877)700-5790 for immediate assistance or visit our website at Consumer Rights Law Firm, PLLC.
Success Stories
“I had a medical collections company calling my number, looking for someone I had never heard of. They kept calling, even tho I told them they had the wrong number. Consumer Rights Law Firm took my case & got them to stop calling, plus they got a monetary settlement for me. I am so appreciative of the help they gave me – Teresa T”
“Mike was nice, informative, and jumped on the case A.S.A.P. Thank you, consumer rights law firm, for speaking up for me when I thought I did not have a voice. The scariest thing to hear from someone is for them to threaten to garnish your wages, and you are barely making ends meet. Once again, thanks for all your help. – Raven Hooker”
“I highly recommend this firm! They stayed on top of the case and myself. I’m sure they had a lot of cases but always treated me as a priority and I truly appreciate that!!! – Sylvester Boyd”
If You Have Any Questions, Feel Free to Visit:
Contact the Ohio Attorney General now:
Free assistance to stop Cadle Company’s debt collection harassment. Please call us now at ☎️ 877-700-5790. Stop the Calls!
