C.Tech Collections, Inc. Phone Harassment?
Is C.Tech Collections, Inc. (also known as C.Tech or CTC) calling you nonstop?
Are they threatening legal action, wage garnishment, or calling you several times a day? Have they contacted your family, employer, or neighbors about a debt?
If yes, you may be a victim of illegal debt collection harassment — and the law is on your side.
Under the Fair Debt Collection Practices Act (FDCPA), you have the legal right to stop harassing calls. If C.Tech Collections violates the law, you may be entitled to up to $1,000 in statutory damages, plus attorney’s fees and costs.
Is C.Tech Collections, Inc. a Scam?
C.Tech Collections, Inc. is not a scam, but that does not mean all of their collection practices are legal.
According to the Better Business Bureau (BBB):
C.Tech Collections, Inc. has been in business for over 30 years
There have been multiple consumer complaints filed against the company
Many complaints involve aggressive or harassing communication tactics, which may violate federal consumer protection laws.
Who Is C.Tech Collections, Inc.?
C.Tech Collections, Inc. is a third-party debt collection agency located in Mt. Sinai, New York. The company primarily collects debts on behalf of other businesses, including healthcare providers.
C.Tech has been involved in more than 20 federal court cases, where consumers have alleged:
Harassment
Illegal collection practices
Violations of consumer rights under the FDCPA
Being contacted by C.Tech does not automatically mean you owe the debt, and you have the right to demand proof.
C.Tech Collections, Inc. Contact Information
- Address:
5505 Nesconset Hwy, Suite 200
Mt. Sinai, NY 11766-2026 - Phone Numbers:
- (631) 828-3100 & (631) 828-3150
C.Tech may also contact consumers via email regarding debt collection.
What Is Considered Debt Collection Harassment?
Debt collectors like C.Tech must follow strict federal rules. If they cross the line, it becomes illegal.
You May Have a Case If C.Tech Collections Does Any of the Following:
Calls before 8:00 a.m. or after 9:00 p.m.
Claims you committed a crime
Calls you about a debt that is not yours
Fails to inform you of your right to dispute the debt
Attempts to collect more than legally allowed
Even one violation may be enough to take legal action.
Understanding Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive debt collectors.
Under the FDCPA, you have the right to:
Request debt validation in writing
Dispute inaccurate or unverified debts
Demand that collectors stop calling you
Sue for damages if your rights are violated
Debt collectors cannot harass, threaten, or intimidate you, even if the debt is legitimate.
How to Resolve a Dispute With C.Tech Collections
If C.Tech Collections contacts you:
Do not admit the debt immediately
Request written debt validation
Review all documents carefully
Keep records of calls, voicemails, and letters
Speak with a consumer protection attorney if harassment continues
If the debt is invalid or their behavior is unlawful, you may not owe anything at all — and they may owe you compensation.
C.Tech Collections, Inc. Phone Numbers Reported by Consumers
Are you receiving calls from any of these numbers?
631-828-3100
631-828-3150
(631) 828-3100
(631) 828-3150
6318283100
6318283150
If yes, you are likely being contacted by C.Tech Collections, Inc.
Note: This list is not exhaustive. Debt collectors often use multiple or rotating phone numbers.
Stop C.Tech Collections Harassment Today
You do not have to live with constant phone calls, threats, or stress.
If C.Tech Collections, Inc. is harassing you:
You may be entitled to financial compensation
You can force them to stop calling
You can protect your credit and your peace of mind
Contact a consumer rights attorney today to learn your options.
The call is usually free, and you pay nothing unless you win.
Complaints Against C.Tech Collections
The following is a sample list of complaints filed against C.Tech Collections, Inc. in the past and can be found on Pacer.gov.
- 🔗 9:99-cv-08307-ADS Ragonesi v. C.Tech
- 🔗 9:98-cv-02729-JM-VVP Duffy v. C.tech
- 🔗 2:01-cv-00447-ADS-MLO Edge v. C.Tech
- 🔗 2:15-cv-06232-CCC-SCM Shedler v. C.Tech
- 🔗 3:14-cv-07130-FLW-TJB Brittan v. C.Tech
Settling Debts with C Tech Collections
Settling debts with C.Tech can be a viable option for consumers who are unable to pay the full amount. CTC, as a debt collector, may be willing to negotiate a settlement or payment plan that fits your financial situation. It is essential to communicate with CTC and provide documentation to support your financial situation. You can also use tools like SoloSettle to negotiate a settlement with CTC. Remember to review and understand the terms of the settlement before agreeing to it. CTC, as a reputable debt collector, is committed to working with consumers to find a mutually beneficial solution. By negotiating a settlement, you can potentially reduce your debt and avoid further collection actions.
FAQs
Q1: Is C Tech legit?
A1: Yes, C.Tech Collections, Inc. is a legitimate debt collection company operating for over 30 years from Mt. Sinai, New York.
Q2: Is BPO Collections a real company?
A2: Yes, BPO Collections is a real debt collection agency, but always verify legitimacy before sharing any personal or financial information.
Q3: Who is C.Tech Collections, Inc.?
A3: C.Tech is a third-party debt collector providing services for over 30 years, often representing healthcare and business creditors.
Q4: Is C.Tech a scam?
A4: No, C.Tech is not a scam. It’s a legitimate debt collector but has received consumer complaints about its collection practices.
Q5: What collection tactics does C.Tech use?
A5: Consumers have reported threats, repeated calls, third-party disclosures, and improper contact times—all possibly violating FDCPA rules.
Q6: Can C.Tech garnish my wages or sue me?
A6: Yes, if they win a judgment in court or it’s a federal debt, they can legally garnish your wages or sue.
Q7: How do I stop harassment from C.Tech?
A7: Send a cease-and-desist letter, request debt validation, and seek legal help if harassment continues or your rights are violated.
Q8: Can C.Tech report to credit bureaus?
A8: Yes, like all debt collectors, C.Tech can report unpaid debts to credit bureaus, which can impact your credit score.
Q9: What phone numbers does C.Tech call from?
A9: C.Tech may call from numbers like 631-828-3100 and 631-828-3150. Harassing calls from these numbers may violate FDCPA.
Q10: How do I settle a debt with C.Tech?
A10: You can negotiate a settlement or payment plan with C.Tech. Tools like SoloSettle may help facilitate the negotiation process.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the C.Tech Collections, Inc. harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from C.Tech Collections, Inc. call us at 877-700-5790.
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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