Bronson & Migliaccio, LLP Phone Harassment?
If you’re getting repeated calls from Bronson & Migliaccio, LLP (often called B&M), you’re probably feeling anxious — especially if the caller mentions lawsuits, wage garnishment, or “urgent legal action.”
Here’s the most important thing to know upfront:
Not every threatening debt collection call is legal — and many consumers don’t even owe the debt being claimed.
Who Is Bronson & Migliaccio, LLP?
Business type: Debt collection law firm
Location: Williamsville, New York
Address: 415 Lawrence Bell Dr, Williamsville, NY 14221
Phone: (716) 635-9550
The firm has appeared in dozens of federal court cases, many involving consumer protection claims. Public court records show past lawsuits alleging FDCPA violations — which is not unusual for large debt collection operations.
This does not automatically mean every call is illegal — but it does show why consumers should take their rights seriously.
🔗 Bronson & Migliaccio, LLP Better Business Bureau
Why Bronson & Migliaccio, LLP Is Calling You
Bronson & Migliaccio, LLP is a third-party debt collection law firm based in Williamsville, New York. They collect debts on behalf of creditors and may also handle pre-litigation or litigation-related communications.
Most consumers hear from B&M because of:
an old credit card account
a medical bill
a charged-off consumer debt
an account you may not recognize
In many recent complaints, people report being contacted about debts they don’t remember, already paid, or never owed at all. That alone does not mean you’re in trouble — but it does mean you should slow down and verify everything.
Do Not Panic: A Call Is Not a Lawsuit
One of the most common tactics consumers describe is urgent or legal-sounding language that makes it feel like a lawsuit is already happening.
Here’s the reality:
A phone call is not a lawsuit
A threat is not proof
Wage garnishment cannot happen without a court judgment
If Bronson & Migliaccio truly intended to sue you, you would receive formal court papers, not just repeated phone calls.
When Debt Collection Calls Become Illegal
Debt collectors — including law firms — must follow the Fair Debt Collection Practices Act (FDCPA). This law exists to stop abusive and deceptive collection behavior.
You may have a valid FDCPA claim if Bronson & Migliaccio, LLP has done any of the following:
Called you before 8:00 a.m. or after 9:00 p.m.
Repeatedly called you to pressure or intimidate
Used abusive, profane, or threatening language
Claimed you committed a crime
Threatened lawsuits or garnishment they could not legally pursue
Discussed your debt with family, neighbors, or coworkers
Called your workplace after being told not to
Failed to inform you of your right to dispute the debt
Tried to collect more than the law allows
Continued calling about a debt that isn’t yours
Even one violation can be enough to trigger legal liability.
“Am I Entitled to Compensation?”
If a debt collector violates the FDCPA, consumers may be entitled to:
Up to $1,000 in statutory damages
Attorney fees paid by the collector (not you)
Court costs
An order requiring the calls to stop
Importantly, you do not have to prove financial harm. The violation itself matters.
Common Phone Numbers Linked to Bronson & Migliaccio, LLP
Consumers report receiving calls from numbers such as:
(716) 635-9550
(716) 635-9556
716-635-9550
716-635-9556
This is not a complete list. Debt collectors often rotate numbers. Even if the number looks different, the caller may still be Bronson & Migliaccio, LLP.
What to Do If You’re Getting These Calls (Step-by-Step)
If Bronson & Migliaccio, LLP has contacted you, take these steps before saying anything on the phone:
1. Do not admit the debt
Even casual statements like “I’ll try to pay” can be used against you.
2. Request written validation
You have the legal right to demand proof that:
the debt is yours
the amount is accurate
they have the authority to collect it
3. Document everything
Keep a log of:
call times
phone numbers
voicemails
what was said
4. Stop phone communication (if needed)
You can legally require them to stop calling you and communicate only in writing.
5. Speak with a consumer protection attorney
An attorney can quickly determine whether your rights were violated — often at no cost to you.
What If You Truly Owe the Debt?
Even if the debt is legitimate:
harassment is still illegal
threats must be truthful and lawful
collectors must respect communication limits
Owing a debt does not mean you lose your rights.
Federal Lawsuits Involving Bronson & Migliaccio, LLP
The following is a sample list of complaints filed against Bronson & Migliaccio, LLP in the past and can be found on Pacer.gov.
Mammen et al. v. Bronson & Migliaccio, LLP
Barfield v. Bronson & Migliaccio, LLP
Baker v. Bronson & Migliaccio, LLP
Bonilla v. Bronson & Migliaccio, LLP
Lopez v. Bronson & Migliaccio, LLP
These cases typically involve allegations under federal consumer protection laws.
Final Thoughts: You Don’t Have to Tolerate Harassment
If Bronson & Migliaccio, LLP is calling you repeatedly, using pressure tactics, or making you feel afraid — that’s a signal to pause, not panic.
You have rights.
You have options.
And you don’t have to deal with this alone.
Stopping illegal debt collection harassment is not about avoiding responsibility — it’s about enforcing the law.
FAQs
Q1: Is Bronson & Migliaccio, LLP a scam?
A1: No, Bronson & Migliaccio, LLP is a legitimate third-party debt collection law firm with over 17 years in business.
Q2: Can Bronson & Migliaccio, LLP legally harass me with calls?
A2: No, frequent or abusive calls may violate FDCPA, and you have legal rights to stop such communication immediately.
Q3: Can Bronson & Migliaccio, LLP garnish my wages?
A3: Yes, they can garnish wages only after obtaining a court judgment or for federal student loans within legal guidelines.
Q4: What should I do if B&M contacts my family or workplace?
A4: If they disclose your debt to others, they may violate your rights under FDCPA, and legal action can be taken.
Q5: What phone numbers does Bronson & Migliaccio, LLP use to call?
A5: Common B&M numbers include 716-635-9550 and 716-635-9556, but harassment can occur from other unknown numbers too.
Q6: Can B&M report my debt to credit bureaus?
A6: Yes, valid debts may be reported to credit bureaus, but you can dispute inaccurate information to protect your score.
Q7: Can B&M sue me for unpaid debts?
A7: Yes, they can sue if your debt is within the statute of limitations and appropriate legal procedures are followed.
Q8: What collection tactics might B&M use illegally?
A8: Tactics include profanity, false threats, excessive calls, third-party disclosure, and failing to inform you of dispute rights.
Q9: What are my legal rights against B&M’s harassment?
A9: FDCPA allows you to dispute debts, stop contact, file complaints, and seek up to $1,000 in statutory damages.
Q10: How can I stop B&M from harassing me?
A10: Verify the debt, request written validation, send cease-and-desist letters, and contact a lawyer to protect your rights.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Bronson & Migliaccio, LLP harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
🔗 Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Bronson & Migliaccio, LLP call us at (877)700-5790 for immediate assistance or visit our website at Consumer Rights Law Firm, PLLC
Success Stories
“I had a medical collections company calling my number, looking for someone I had never heard of. They kept calling, even tho I told them they had the wrong number. Consumer Rights Law Firm took my case & got them to stop calling, plus they got a monetary settlement for me. I am so appreciative of the help they gave me – Teresa T”
“Mike was nice, informative, and jumped on the case A.S.A.P. Thank you, consumer rights law firm, for speaking up for me when I thought I did not have a voice. The scariest thing to hear from someone is for them to threaten to garnish your wages, and you are barely making ends meet. Once again, thanks for all your help. – Raven Hooker”
“I highly recommend this firm! They stayed on top of the case and myself. I’m sure they had a lot of cases but always treated me as a priority and I truly appreciate that!!! – Sylvester Boyd”
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