🚨Atlas Collections Phone Harassment❓
Is Atlas Collections (AC) calling you? Stop Atlas Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AC phone harassment. If creditors or a collection agency violate the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Creditors have legal obligations under the FDCPA, and any abusive practices should be reported and addressed legally.
💡Understanding Debt Collection Practices
Atlas Collections Debt collection practices refer to the methods used by debt collectors to recover debts from consumers. The Fair Debt Collection Practices Act (FDCPA) regulates these practices to ensure that debt collectors do not engage in abusive, deceptive, or unfair behavior. Under the FDCPA, debt collectors must follow specific guidelines when communicating with consumers. This includes providing clear and accurate information about the debt, respecting consumer rights, and avoiding Atlas Collections phone harassment. Understanding these fair debt collection practices is crucial for consumers to protect themselves from potential abuse and to ensure that their rights are upheld.
🔍Signs of Atlas Collections Phone Harassment by a Debt Collector
Atlas Collections phone harassment by a debt collector can take many forms, and it’s essential to recognize these signs to protect your consumer rights. Some common indicators of harassment include:
- Repeated phone calls, including harassing phone calls, at inconvenient times or with excessive frequency.
- Use of profane language or threats.
- False or misleading statements about the debt or the consumer’s credit score.
- Demands for payment that are not authorized by the creditor.
- Failure to provide clear and accurate information about the debt.
- Ignoring consumer requests to stop contact.
If you are experiencing any of these signs of harassment, it is crucial to know your consumer rights and take action to stop Atlas Collections phone harassment. Remember, you have the right to be treated with respect and fairness.
📵How to Stop Atlas Collections Phone Harassment
If you are being harassed by a debt collector, you have the right to stop the harassment. Here are some steps you can take:
- Send a written request to the debt collector to stop contacting you.
- File a complaint with the (CFPB) or the Federal Trade Commission (FTC).
- Contact a consumer protection attorney for a free case review.
- Keep a record of all communication with the debt collector, including dates, times, and details of conversations.
Taking these steps can help you assert your rights and put an end to the Atlas Collections phone harassment. Remember, you do not have to endure abusive or unfair treatment from debt collectors.
📢Is Atlas Collections a Scam❓
According to the Better Business Bureau website, Atlas Collections has been in business for 51 years.
🔍Who is Atlas Collections❓
Atlas Collections is third party debt collector located in Munice, Indiana. AC has been sued in Federal Court several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Under consumer protection laws like the Fair Debt Collection Practices Act (FDCPA), creditors have specific legal obligations to prevent abusive practices, and individuals experiencing Atlas Collections phone harassment from creditors are urged to seek legal assistance.
Address: PO Box 44
Muncie, IN 47308-0044
Phone: (765) 289-2114
📢Atlas Collections Debt Collection Tactics
Atlas Collections, like other debt collectors, may use various tactics to collect debts. These tactics may include:
- Sending letters or emails to consumers.
- Making phone calls to consumers, including calls to their workplace or family members.
- Reporting debts to credit bureaus.
- Filing lawsuits against consumers.
However, Atlas Collections, like all debt collectors, is bound by the FDCPA and must follow fair debt collection practices. If you believe that Atlas Collections is using illegal tactics, it is essential to understand your rights and take action to protect yourself.
📜Consumer Protection Laws
Consumer protection laws, such as the FDCPA, are designed to protect consumers from abusive and deceptive practices by debt collectors. These laws provide consumers with rights and remedies, including:
- The right to be free from Atlas Collections phone harassment and abuse.
- The right to accurate and clear information about debts.
- The right to dispute debts and request verification.
- The right to sue debt collectors for violations of consumer protection laws.
If you believe that your consumer rights have been violated, it is essential to contact a consumer protection attorney to understand your options and take action to protect your rights. These laws are in place to ensure that you are treated fairly and with respect throughout the debt collection process.
📞Atlas Collections Phone Harassment Tactics
If Atlas Collections engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
📞Atlas Collections Harassing Phone Calls
Are you receiving any harassing phone calls from any of the following numbers?
765-289-2114, 800-628-0803, (765) 289-2114, (800) 628-0803, 7652892114, 8006280803
If the answer is yes, then you are receiving calls from a known AC number. You may be a victim of Atlas Collections phone harassment. The list above is not all the numbers that AC uses. The calls can be from a different number and it still be Atlas Collections calling you. Contact our office right away so we can start the process to stop AC from calling you illegally. Above all, no one should live with harassment!
📜Common Questions
Is AC a scam❓
No, Atlas Collections has been in business for 51 years.
Can Atlas Collections garnish my wages❓
Yes, AC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AC sue me❓
Yes, AC can sue you so long as the debt is within the statute of limitations
Can AC report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can AC arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Atlas Collections in the past year and can be found on Pacer.gov.
1:12-cv-01380-WTL-MJD Daeger v. Atlas Collections
1:18-cv-00384-TWP-TAB Hylton v. Atlas Collections
1:16-cv-00256-JMS-DKL Anderson et al v. Atlas Collections
1:12-cv-22889-UU Rivera v. Atlas Collections
1:15-cv-01448 Bird v. Atlas Collections
💼About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing Atlas Collections phone harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Atlas Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Atlas Collections phone harassment from Atlas Collections call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“I admit I was skeptical when I first called but after talking to Matt, I knew that him & his team knew what they were doing. I had a creditor calling me & making threats. They also called my family. I felt I HAD to pay them to make them stop. Matt informed me that what they were doing was illegal. He got the calls to stop, got my debt cleared, & I didn’t have to pay a cent to them. On top of that, they were able to get me money BACK! They exceeded my expectations & I will be using them again & refer them 1000 times to anyone/everyone.“.
“They worked quickly to not only get the account removed from my credit report, but also get me a settlement on top of that. Of course, this was my personal result – yours may differ. I didn’t have to pay a single dime for the service. All my questions were answered thoroughly and in a very timely manner. Do not hesitate to put your trust in this law firm.“.
“I am incredibly grateful to Consumer Rights Law Firm for their exceptional service in helping me during a difficult time. Debt collectors were harassing me relentlessly, and it felt like there was no way out. From the moment I reached out to them, they provided me with the support and guidance I desperately needed. Scott was amazing from start to finishing calling & following through with questions & answers.”
