🚨American Collections Enterprise Phone Harassment❓
Is American Collections Enterprise (ACE) calling you? Stop American Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACE phone harassment. If a collections agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
⚠️Is American Collections Enterprise a Scam❓
According to the Better Business Bureau website, American Collections Enterprise has been in business for 26 years. However, it is important to note that American Collections is not accredited by the Better Business Bureau, which may contribute to its negative ratings. There have been 32 complaints filed against ACE with the BBB.
🔎Who is American Collections Enterprise❓
American Collections is third party debt collector located in Alexandria, Virginia. ACE has received numerous complaints regarding their practices, particularly related to harassing communication tactics. ACE has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
American Collections Enterprise Address: 205 S Whiting St Ste 500
Alexandria, VA 22304-3632
Phone: (703) 719-9403
📢American Collections Enterprise Collection Tactics
If American Collections Enterprise engages in any of the following tactics, you may have a case:
- Repeated phone calls
- Threatening language
- Misleading information
If these tactics continue, it may be necessary to seek legal assistance to stop the harassment.
📞American Collections Enterprise Phone Numbers
703-719-9587, 800-208-2234, 703-719-9403, (703) 719-9587, (800) 208-2234, (703) 719-9403, 7037199587, 8002082234, 7037199403
If the answer is yes, then you are receiving calls from a known ACE number. You may be a victim of ACE phone harassment. The list above is not all the numbers that ACE uses. The calls can be from different numbers and it still be American Collections calling you. Contact our office right away so we can start the process to stop ACE from calling you illegally. Above all, no one should live with harassment! You can also contact our office via email to start the process of stopping ACE from calling you illegally.
⚖️Debt Collection Laws and Regulations
The FDCPA is a federal law that regulates the practices of debt collectors and protects consumers from abusive or deceptive debt collection practices. The law requires debt collectors to provide proper documentation and verification of debts, and it prohibits them from using threatening or harassing language. The Better Business Bureau (BBB) and other consumer protection agencies also play a crucial role in regulating debt collection practices and providing resources to consumers who have been affected by debt collector harassment.
📝American Collections and Consumer Rights
American Collections Enterprise Inc, like other debt collection agencies, must comply with the FDCPA and other laws that regulate debt collection practices. Consumers have the right to request verification of debts, and debt collectors must provide this information in a timely and accurate manner. Consumers also have the right to dispute debts and to report any abusive or deceptive practices to the BBB or other consumer protection agencies. It is essential for consumers to understand their rights and to be aware of the resources available to them in case of debt collector harassment.
🛡Resolving Debt Issues
Resolving debt issues can be a challenging and complex process, but there are several steps that consumers can take to address these issues. First, it is essential to understand the debt collection process and to know your rights as a consumer. Consumers should also keep accurate records of all communication with debt collectors, including phone calls, letters, and emails. If a debt collector is engaging in abusive or deceptive practices, consumers can report this behavior to the BBB or other consumer protection agencies. In some cases, it may be necessary to seek the assistance of a consumer rights lawyer or a debt collection harassment attorney to resolve debt issues. By understanding debt collection laws and regulations and by being aware of their rights, consumers can take control of their debt issues and work towards a resolution.
🏷️Common Questions
Is ACE a scam❓
No, American Collections has been in business for 26 years.
Can American Collections Enterprise garnish my wages❓
Yes, ACE can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACE sue me❓
Yes, ACE can sue you so long as the debt is within the statute of limitations.
Can ACE report my debt to the collection bureaus❓
You can order ACE to provide specific documentation to validate the debt claimed against you.
The following is a sample list of complaints filed against American Collections Enterprise in the past and can be found on Pacer.gov.
1:11-cv-01305-RDB Mclarty v. American Collection Enterprise
8:13-cv-02458-DKC Benitez v. American Collection Enterprise
🏛️Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the American Collections Enterprise harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Our commitment to excellent service ensures that you receive the best possible assistance in stopping harassment from debt collectors.
If you are interested in learning more about how to safeguard yourself and prevent harassment from American Collections. call us at 877-700-5790 or visit our website.
🏆Success Stories
“ACE sent fake court documents claiming they’d garnish 25% of my paycheck. The firm proved they violated FDCPA §807(4) and state laws – not only did the threats stop, but ACE had to pay me $9,200 AND retrain their staff!”
“ACE bombarded me with 87 robocalls to my cell after I revoked consent. Consumer Rights Law Firm PLLC sued under TCPA §227(b)(1)(A) and secured a 4,300settlement−that′s nearly 50 per illegal call!”
“ACE fabricated FIVE different collection accounts on my credit report. The team filed FCRA §623(a) disputes with all three bureaus. Result? All accounts deleted and my score jumped 157 points in 45 days!”
“When ACE started calling my church leadership about a medical debt, the firm sued for FDCPA §805(b) third-party disclosure and intentional infliction of emotional distress. The $12,000 settlement is the largest in my state this year!”
