Alpha Judgment Recovery Phone Harassment?
Is Alpha Judgment Recovery (AJR) calling you? Stop Alpha Judgment Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Are you being called at all hours or several times a day with harassing calls? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is considered harassment under federal law and needs to stop. The first step you should take is to document these harassing calls and any other abusive behavior. You have the legal right to stop AJR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection Harassment
Debt collection harassment is a widespread problem that impacts countless consumers dealing with unpaid debts. When you fall behind on payments, debt collection agencies like Alpha Recovery Corp may step in to collect what is owed. Unfortunately, some collection agencies use aggressive or unfair tactics that can cause significant financial hardship and emotional stress. Understanding your rights is crucial—federal law, specifically the Fair Debt Collection Practices Act (FDCPA), sets clear boundaries for debt collectors and protects consumers from abusive collection practices. By knowing what is and isn’t allowed, you can better protect yourself from harassment and ensure that collection agencies follow fair debt collection practices when attempting to collect debts.
Understanding Debt Collectors and Their Practices
Debt collectors are individuals or companies hired by creditors to collect unpaid debts on their behalf. These agencies may reach out to you through phone calls, letters, or even emails, urging you to make a payment. While it’s their job to collect debts, some debt collectors cross the line by using harassing tactics—such as calling multiple times a day, using threatening language, or contacting you at inconvenient hours. As a consumer, you have the right to request debt validation, ensuring the debt is accurate and truly owed. It’s also important to keep a detailed record of every phone call, letter, or email you receive from debt collectors. This documentation can help protect you if you need to dispute a debt or report harassment. Remember, you are not alone, and you have the right to be treated fairly when dealing with debt collectors.
Overview of Federal Laws Governing Debt Collection
Federal laws like the FDCPA and the Telephone Consumer Protection Act (TCPA) are designed to regulate debt collection practices and safeguard consumers from harassment. The FDCPA prohibits debt collectors from using harassing, abusive, or deceptive tactics—such as making repeated collection calls, using threatening language, or contacting you at work without permission. The TCPA further protects consumers by regulating debt collection calls and text messages, requiring debt collectors to obtain your consent before making automated calls or sending text messages. If you experience debt collection harassment, you may be entitled to statutory damages and attorney fees under these laws. Understanding your rights under federal law is essential to stopping illegal collection practices and holding debt collectors accountable.
Is Alpha Judgment Recovery a Scam?
According to the Better Business Bureau website, Alpha Judgment Recovery has been in business for 8 years.
Alpha Judgment Recovery Better Business Bureau
Who is Alpha Judgment Recovery?
Alpha Judgment Recovery is a debt collection agency and third party debt collector located in Blaine, Minnesota. AJR is typically hired by a creditor to assist in collecting various types of debts.
Address: 12527 Central Ave NE # 282
Blaine, MN 55434-4861
Phone: (763) 954-9286
Alpha Judgment Recovery Collection Tactics
Debt collectors may use many tactics to pressure or harass consumers into paying, some of which are prohibited by law. If Alpha Judgment Recovery engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
At some point, a judge may determine that repeated or abusive behaviors by a debt collector amount to harassment under the law.
Alpha Judgment Recovery Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
763-954-9286, (763) 954-9286, 7639549286
If the answer is yes, then you are being called from a known AJR phone number. It is important to note and record each phone number from which you are called, as AJR may use multiple numbers. The list above is not all the phone numbers that AJR uses. The calls can be from a different number and it still be Alpha Judgment Recovery calling you. Contact our office right away so we can start the process to stop AJR from calling you illegally. Above all, no one should live with harassment!
Signs of Debt Collection Harassment
Debt collection harassment can take many forms, and it’s important to recognize the warning signs. If you’re receiving repeated phone calls, being subjected to threatening or abusive language, or contacted at inconvenient times, these are clear indicators of harassment. Other red flags include being contacted at your workplace, receiving demands for payment on debts you don’t owe, or threats of wage garnishment and legal action. Some debt collectors may even reach out to your family members or friends in an attempt to pressure you. If you notice any of these signs, take steps to protect yourself—request debt validation, dispute any debts you believe are incorrect, and seek legal help if necessary. Federal laws are in place to ensure you are treated with respect, and you have the right to stop debt collection harassment in its tracks.
Common Questions
Is AJR a scam? No, Alpha Judgment Recovery has been in business for 8 years.
Can Alpha Judgment Recovery garnish my wages? Yes, AJR can garnish your wages if they obtain a default judgement from the courts, such as for a Federal Student loan or other debts. A default judgement may be entered if you do not respond to a lawsuit, allowing AJR to pursue wage garnishment or other collection actions.
Can AJR sue me? Yes, AJR can file a lawsuit against you if the debt is within the statute of limitations. If you are served with a lawsuit, you can respond by filing an answer in court. If you do not respond, a default judgement may be entered against you. Some consumers have filed lawsuits against AJR for harassment or violations of debt collection laws. If a debt remains unpaid, AJR may pursue legal action, which could include filing lawsuits. Lawsuits may be filed by either party in these disputes.
Can AJR report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can AJR arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
Consumer Rights Law Firm, PLLC is a law firm with an experienced team specializing in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our experienced team of legal professionals can advise you on your legal options and help you understand your legal rights under the FDCPA. We emphasize the importance of obtaining proper documentation and written verification of any debt before you pay. Always request information in writing and write formal requests to debt collectors to protect yourself. Rather than suffer alone, contact our office to begin the process to stop the Alpha Judgment Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Alpha Judgment Recovery, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/cbj-credit-recovery-phone-harassment/
https://consumerlawfirmcenter.com/advanced-recovery-solutions-phone-harassment/
https://consumerlawfirmcenter.com/fairway-capital-recovery-phone-harassment/
https://consumerlawfirmcenter.com/advanced-collection-bureau-phone-harassment/
https://consumerlawfirmcenter.com/denovus-corporation-phone-harassment/
https://consumerlawfirmcenter.com/advanced-debt-collections-phone-harassment/
https://consumerlawfirmcenter.com/advanced-credit-recovery-phone-harassment/
https://consumerlawfirmcenter.com/accounts-recovery-agency-phone-harassment/
https://consumerlawfirmcenter.com/advanced-recovery-systems-phone-harassment-2/
https://consumerlawfirmcenter.com/account-recovery-inc-phone-harassment/