Alliance Collection Agencies Phone Harassment?

Alliance Collection Agencies Calling Harassment?

Is Alliance Collection Agencies (ACA) calling you? Stop Alliance Collection Agencies phone harassment. Do they threaten to take legal action or garnish your wages? Many consumers are first contacted by Alliance Collection Agencies through phone calls, which can be overwhelming. Are they calling you at all hours or several times a day? Are they making excessive calls or telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, and under the FDCPA, you may also be entitled to recover your attorney’s fees.

Overview of Alliance Collection Agencies

Alliance Collection Agencies is an alliance collection agency specializing in accounts receivable management for various creditors, including credit card companies and medical providers. Their services include receivable management and recovering unpaid debts on behalf of their clients. They employ various methods to recover debts, including phone calls, emails, and letters. However, many consumers have reported that Alliance Collection Agencies engages in aggressive and harassing collection tactics. These tactics can be incredibly stressful and overwhelming, especially when the calls are incessant and the language used is intimidating. If you are receiving such calls, it’s important to know your rights and take action to protect yourself. While some agencies are legitimate, always verify the legitimacy of any collection agency before responding.

Is Alliance Collection Agencies Involved in Scams?

According to the Better Business Bureau website, Alliance Collection Agencies has been in business for 62 years. There have been 15 complaints filed against ACA with the BBB.

Read more: Alliance Collection Agencies Better Business Bureau

It is advisable to independently confirm the legitimacy of any communications from Alliance Collection Agencies. Request specific details about the debt, such as the original creditor and the amount owed, to verify legitimacy and avoid scams.

Who is Alliance Collection Agencies?

Alliance Collection Agencies is third party debt collector located in Marshfield, Wisconsin. ACA has been a party to a Federal Court case over 45 times. They have been accused of violating consumer’s rights and using illegal and harassing communication tactics to attempt to gain access to personal information and coerce a payment from the harassed consumer.

📍 Address: 3916 S Business Park Ave Marshfield, WI 54449-9029

☎️ Phone: (715) 486-2100

Alliance Collection Agencies must operate within the boundaries of both federal and state laws, and adhere to strict rules governing debt collection practices.

Alliance Collection Agencies Collection Tactics

Alliance Collection Agencies uses a variety of tactics to collect debts, some of which can be quite aggressive. These include:

• ➡️ Repeated phone calls: The company may call consumers multiple times a day, even if they have already paid their debt or are not responsible for the debt.
• ➡️ Aggressive language: Collection agents may use a harsh tone or aggressive language to intimidate consumers into paying their debt.
• ➡️ Threats: The company may threaten to sue consumers or damage their credit score if they do not pay their debt.
• ➡️ Misrepresentation: Alliance Collection Agencies may misrepresent the amount of debt owed or the consequences of not paying the debt.
• ➡️ Right to request proof: Consumers have the right to request that Alliance Collection Agencies provide proof of the debt before making any payments.

These tactics can make an already stressful situation even worse, and it’s important to know that you have the right to be free from such harassment.

What Constitutes Phone Harassment?

Phone harassment is a form of harassment that involves repeated and unwanted phone calls, often with the intention of intimidating or coercing the recipient into taking a certain action. In the context of debt collection, phone harassment can include:

• ➡️ Repeated calls: Making multiple calls to a consumer in a short period, even if they have already asked to be left alone.
• ➡️ Abusive language: Using abusive or threatening language to intimidate the consumer into paying their debt.
• ➡️ False representation: Misrepresenting the identity of the caller or the purpose of the call.

After experiencing any of these tactics, keep a record of all communications with debt collectors, including call logs, emails, voicemails, and the content of conversations. Maintaining detailed records, such as letters and phone call documentation, can help protect yourself and verify the legitimacy of the debt collection process. Remember, you have the right to be treated fairly during all debt collection communications.

If you are experiencing any of these tactics, it’s important to know that you have rights and there are steps you can take to stop the harassment.

Signs of Debt Collection Harassment

Dealing with debt collectors can be stressful, but it’s important to know when their actions cross the line into debt collection harassment. Recognizing the signs of unfair debt collection practices can help you protect your rights and take control of the situation. Here are some common indicators that a debt collector may be engaging in harassment:

• ➡️ Excessive phone calls: If you’re receiving repeated calls from a debt collector, especially multiple times a day or at inconvenient hours, this can be a sign of harassment.
• ➡️ Abusive language: Debt collectors are prohibited from using abusive, profane, or threatening language. If you experience this, it’s a violation of fair debt collection practices.
• ➡️ False statements: Be wary of debt collectors who misrepresent the debt amount, the identity of the creditor, or the legal consequences of not paying. Making false statements is a harassing communication tactic.
• ➡️ Harassing communication tactics: Threats to garnish wages, damage your credit report, or take legal action they cannot or do not intend to pursue are all considered harassment.
• ➡️ Ignoring requests to stop contact: If you’ve asked a debt collector to stop contacting you and they continue to call, this is a clear violation of your rights.
• ➡️ Contacting third parties: Debt collectors are not allowed to discuss your debt with friends, family, or your employer. Doing so is a form of harassment.
• ➡️ Threats of legal action: Threatening legal action without the legal authority or intent to follow through is another sign of debt collection harassment.

Consumer Rights and Protections

Consumers have several rights and protections when it comes to debt collection, including:

Laws like the FDCPA are specifically designed to protect consumers from abusive, unfair, or deceptive debt collection practices. Protecting your rights is essential when dealing with debt collectors, as the law protects individuals from unfair and deceptive collection tactics.

• ➡️ The right to be treated with respect and dignity: Debt collectors must treat you fairly and cannot use abusive or harassing tactics.
• ➡️ The right to be free from harassment and intimidation: You have the right to request that the debt collector stop contacting you.
• ➡️ The right to dispute the debt and request verification: If you believe the debt is not yours or the amount is incorrect, you can dispute it and request verification.
• ➡️ The right to request that the debt collector stop contacting them: You can send a written request to the debt collector to stop all communication.

Knowing your rights can help you take control of the situation and protect yourself from abusive collection tactics.

Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the debt collection industry and provides consumers with protections against abusive and harassing collection tactics. The FDCPA prohibits debt collectors from:

• Using false or misleading representations to collect a debt: Debt collectors cannot lie about the amount you owe or the consequences of not paying.
• Making false or unsubstantiated threats to collect a debt: They cannot threaten to take actions that they do not intend to take or cannot legally take.
• Engaging in harassing or abusive behavior to collect a debt: This includes using obscene or profane language, making repeated phone calls, or threatening violence.
• Collecting a debt that is not owed or is not valid: They cannot attempt to collect a debt that you do not owe or that has already been paid.
• Demanding payments that are not owed or misrepresenting payment options: Debt collectors must not request payments you do not owe or provide false information about available payment options.

If you believe you have been subjected to phone harassment or other abusive collection tactics by Alliance Collection Agencies or any other debt collector, you can file a complaint with the Federal Trade Commission (FTC) or your state Attorney General’s office. Taking action can help stop the harassment and protect your rights.

Alliance Collection Agencies Debt Collection Tactics

If Alliance Collection Agencies engages in any of the following tactics, you may have a case:

• ➡️ Harassing phone calls
• ➡️ Threatening legal action without basis
• ➡️ Misrepresenting the amount owed
• ➡️ Attempting to steal personal information through phishing or fake websites

Alliance Collection Agencies Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

• 📱 715-486-2100
• 📱 888-846-8836
• 📱 888-576-5290
• 📱 (715) 486-2100
• 📱 (888) 846-8836
• 📱 (888) 576-5290
• 📱 7154862100
• 📱 8888468836
• 📱 8885765290

If the answer is yes, then you are receiving calls from a known ACA number. You may be a victim of ACA phone harassment. The list above is not all the numbers that ACA uses. The calls can be from different phone numbers and it still be Alliance Collection Agencies calling you. Contact our office right away so we can start the process to stop ACA from calling you illegally. Above all, no one should live with harassment! Verify the legitimacy of calls from these numbers to ensure you are not being scammed.

Complaints Against Alliance Collection Agency

The following is a sample list of complaints filed against Alliance Collection Agencies in the past and can be found on Pacer.gov.

• 📝 2:15-cv-01211-JPS Ward v.
• 📝 2:14-cv-01259-CNC Tylke v.
• 📝 2:14-cv-00607-JPS Ozier v.
• 📝 2:13-cv-00662-NJ Gruber v.
• 📝 2:12-cv-00944-NJ Hoffman v.

About us

Consumer Rights Law Firm PLLC. is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. As your ally in fighting against harassment, contact our office to begin the process to stop the Alliance Collection Agencies harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Alliance Collection Agencies, call us at 877-700-5790 for immediate assistance or visit our website.

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