Alliance Collection Agencies Calling Harassment?
Is Alliance Collection Agencies (ACA) calling you? Stop Alliance Collection Agencies phone* harassment.* Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Overview of Alliance Collection Agencies
Alliance Collection Agencies is a debt collection company that specializes in recovering debts on behalf of its clients. They employ various methods to collect debts, including phone calls, emails, and letters. However, many consumers have reported that Alliance Collection Agencies engages in aggressive and harassing collection tactics. These tactics can be incredibly stressful and overwhelming, especially when the calls are incessant and the language used is intimidating. If you are receiving such calls, it’s important to know your rights and take action to protect yourself.
Is Alliance Collection Agencies Involved in Scams?
According to the Better Business Bureau website, Alliance Collection Agencies has been in business for 62 years. There have been 15 complaints filed against ACA with the BBB.
Alliance Collection Agencies Better Business Bureau
It is advisable to independently confirm the legitimacy of any communications from Alliance Collection Agencies.
Who is Alliance Collection Agencies?
Alliance Collection Agencies is third party debt collector located in Marshfield, Wisconsin. ACA has been a party to a Federal Court case over 45 times. They have been accused of violating consumer’s rights and using illegal and harassing communication tactics to attempt to gain access to personal information and coerce a payment from the harassed consumer.
Address: 3916 S Business Park Ave
Marshfield, WI 54449-9029
Phone: (715) 486-2100
Alliance Collection Agencies Collection Tactics
Alliance Collection Agencies uses a variety of tactics to collect debts, some of which can be quite aggressive. These include:
Repeated phone calls: The company may call consumers multiple times a day, even if they have already paid their debt or are not responsible for the debt.
Aggressive language: Collection agents may use a harsh tone or aggressive language to intimidate consumers into paying their debt.
Threats: The company may threaten to sue consumers or damage their credit score if they do not pay their debt.
Misrepresentation: Alliance Collection Agencies may misrepresent the amount of debt owed or the consequences of not paying the debt.
These tactics can make an already stressful situation even worse, and it’s important to know that you have the right to be free from such harassment.
What Constitutes Phone Harassment?
Phone harassment is a form of harassment that involves repeated and unwanted phone calls, often with the intention of intimidating or coercing the recipient into taking a certain action. In the context of debt collection, phone harassment can include:
Repeated calls: Making multiple calls to a consumer in a short period, even if they have already asked to be left alone.
Abusive language: Using abusive or threatening language to intimidate the consumer into paying their debt.
False representation: Misrepresenting the identity of the caller or the purpose of the call.
If you are experiencing any of these tactics, it’s important to know that you have rights and there are steps you can take to stop the harassment.
Consumer Rights and Protections
Consumers have several rights and protections when it comes to debt collection, including:
The right to be treated with respect and dignity: Debt collectors must treat you fairly and cannot use abusive or harassing tactics.
The right to be free from harassment and intimidation: You have the right to request that the debt collector stop contacting you.
The right to dispute the debt and request verification: If you believe the debt is not yours or the amount is incorrect, you can dispute it and request verification.
The right to request that the debt collector stop contacting them: You can send a written request to the debt collector to stop all communication.
Knowing your rights can help you take control of the situation and protect yourself from abusive collection tactics.
Fair Debt Collection Practices Act (FDCPA)
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the debt collection industry and provides consumers with protections against abusive and harassing collection tactics. The FDCPA prohibits debt collectors from:
Using false or misleading representations to collect a debt: Debt collectors cannot lie about the amount you owe or the consequences of not paying.
Making false or unsubstantiated threats to collect a debt: They cannot threaten to take actions that they do not intend to take or cannot legally take.
Engaging in harassing or abusive behavior to collect a debt: This includes using obscene or profane language, making repeated phone calls, or threatening violence.
Collecting a debt that is not owed or is not valid: They cannot attempt to collect a debt that you do not owe or that has already been paid.
If you believe you have been subjected to phone harassment or other abusive collection tactics by Alliance Collection Agencies or any other debt collector, you can file a complaint with the Federal Trade Commission (FTC) or your state Attorney General’s office. Taking action can help stop the harassment and protect your rights.
Alliance Collection Agencies Debt Collection Tactics
If Alliance Collection Agencies engages in any of the following tactics, you may have a case:
Harassing phone calls
Threatening legal action without basis
Misrepresenting the amount owed
Attempting to steal personal information through phishing or fake websites
Alliance Collection Agencies Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
715-486-2100, 888-846-8836, 888-576-5290, (715) 486-2100, (888) 846-8836, (888) 576-5290, 7154862100, 8888468836, 8885765290
If the answer is yes, then you are receiving calls from a known ACA number. You may be a victim of ACA phone harassment. The list above is not all the numbers that ACA uses. The calls can be from a different number and it still be Alliance Collection Agencies calling you. Contact our office right away so we can start the process to stop ACA from calling you illegally. Above all, no one should live with harassment! Verify the legitimacy of calls from these numbers to ensure you are not being scammed.
Is ACA a scam? No, Alliance Collection Agencies has been in business for 62 years. It is important to verify the identity of any person claiming to represent Alliance Collection Agencies to avoid potential scams.
Can Alliance Collection Agencies garnish my wages? Yes, ACA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACA sue me? Yes, ACA can sue you so long as the debt is within the statute of limitations
Can ACA report my debt to the collection bureaus?
Can ACA arrest me?
The following is a sample list of complaints filed against Alliance Collection Agencies in the past and can be found on Pacer.org.
2:15-cv-01211-JPS Ward v. Alliance Collection Agencies
2:14-cv-01259-CNC Tylke v. Alliance Collection Agencies
2:14-cv-00607-JPS Ozier v. Alliance Collection Agencies
2:13-cv-00662-NJ Gruber v. Alliance Collection Agencies
2:12-cv-00944-NJ Hoffman v. Alliance Collection Agencies
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. As your ally in fighting against harassment, contact our office to begin the process to stop the Alliance Collection Agencies harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Alliance Collection Agencies, call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Wisconsin Attorney General
https://consumerlawfirmcenter.com/atlantic-collection-agency-phone-harassment/
https://consumerlawfirmcenter.com/alleges-group-phone-harassment/
https://consumerlawfirmcenter.com/alexander-rose-associates-phone-harassment/
https://consumerlawfirmcenter.com/alexander-hamilton-phone-harassment/
