Atlantic Collection Agency Phone Harassment?

Atlantic Collection Agency

Atlantic Collection Agency Phone Harassment?

Is Atlantic Collection Agency (ACA) calling you?

Debt collection harassment refers to any unfair, deceptive, and abusive method a debt collector uses to pursue or collect a debt. Debt collection harassment happens in different ways. It ranges from persistent phone calls to threats, to pestering people over debts they may or may not owe, to telling third parties about a person’s debt, and intruding into a consumer’s privacy.

In whatever form it comes, debt collection harassment is always a terrible experience for people on the receiving end. People have filed various complaints about debt collectors’ unfair treatments in time past and laws have been put in place to ensure that debt collectors do not continue to carry out these unethical activities. Debt collection harassment is a crime and it has penalties under the FDCPA.

The Fair Debt Collection Practices Act protects debtors’ rights by putting a limit on what debt collectors can and can not do to them. All forms of harassment are frowned upon by the FDCPA.

Nobody deserves to go through the unfair treatments of these debt collectors. Call us now at 877-700-5790 if you are experiencing debt collection harassment.

Who is a debt collector and why are they calling me?

A debt collector is a person or an agency who pursues debts on behalf of a creditor or lender. Debt collectors may not actually own the debt that you owe, they are just hired by creditors and businesses to pursue debts on their behalf in exchange for a percentage or commission.

Debt collectors may also completely buy a debt from the original creditor, this means that they now own the debt and recover it for themselves. Debt collectors who do this are called debt buyers.

It is always good to pay up debt before a third-party debt collector becomes involved. When a debt collector becomes involved in a debt collection case, you have to pay the debt to them and not your original creditor anymore.

If you are getting calls from a debt collector, below are a few reasons it may be happening;

  • You may have fallen behind on some of your bills and a debt collector has been given your delinquent account.
  • The debt collector may just be trying to get the name or address of a friend or family of yours.
  • Your debt may have been sold to a debt buyer.

Whatever the reason may be, if a debt collector is calling you, do not ignore them. Speak to them and find out the reason for their call, as ignoring a debt that is yours may have serious unintended consequences.

Who is Atlantic Collection Agency?

Atlantic Collection Agency is a third-party debt collector located in East Lyme, Connecticut.

Contact Information

Address: 194 Boston Post Rd

East Lyme, CT 06333-1613

Phone: (860) 739-4909

Is Atlantic Collection Agency a Scam?

No, they’re a legitimate collection agency. According to the Better Business Bureau website, Atlantic Collection Agency has been in business for 15 years. There have been 8 complaints filed against ACA with the BBB. Read more about them here Atlantic Collection Agency Better Business Bureau

Atlantic Collection Agency Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

860-739-4909, 860-691-0567, (860) 739-4909, (860) 691-0567, 8607394909, 8606910567

If the answer is yes, then you are receiving calls from a known ACA number. You may be a victim of ACA phone harassment. Call us now on 877-700-5790 for legal assistance.

The following is a sample list of complaints filed against Atlantic Collection Agency in the past and can be found on Pacer.org.

3:15-cv-01639-AVC Joy v. Atlantic Collection Agency

3:19-cv-01130-JCH Gonzalez v. Atlantic Collection Agency Inc. et al

1:18-cv-12107-NMG Ryan v. Atlantic Collection Agency, Inc.

0:13-cv-00866-JRT-JSM Hirsch v. Atlantic Collection Agency, Inc.

About Us

Consumer Rights Law Firm, PLLC  is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Atlantic Collection Agency, Inc. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Atlantic Collection Agency. Call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

 

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Connecticut Attorney General

Consumer Finance

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