Swift Funds Financial Debt Calls?

Swift Funds Financial

Swift Funds Financial Debt Calls

Are you being harassed with Swift Funds debt collection calls? Every year, the number of complaints the FCT receives about third-party debt collectors like Swift Funds seem to be on the increase. When creditors or businesses hire a collection agency like Swift Funds to recover their debt on their behalf, the agreement is usually that when the collection agency recovers the debt, they get paid a percentage of it.

A lot of effort is put into Swift Funds debt collection processes because they get a share from every recovered debt. This sometimes leads to them employing drastic means just to ensure that a debtor is pressured into paying what they owe.

It is lawful for debt collector to contact you during Swift Funds debt collection and speak about your debt, but it is unlawful for them to bring any form of discomfort and fear to you. If a debt collector is using cuss words to speak to you, threatening or harassing you, calling you at very odd hours, and calling your family and friends over and over again, that could be Swift Funds phone harassment and they are violating your rights as a consumer. This is against the law and you should communicate to the debt collector that you are aware of your rights and they are beginning to violate them. If Swift Funds phone harassment persists after this warning, you can file a complaint to your State’s Attorney General or call us on 877-700-5790.

How Do Debt Collectors Get Your Number?

Debt collectors like swift funds financial work for creditors to collect debts on their behalf and they get paid for the job. This is why they seem relentless in their calls and attempts to get you to pay.

Debt collectors have the right to call you. It’s their job.

If you’re going through Swift Funds debt collection and you are wondering how they got your number, these are five possible ways.

  • Your creditor.

Since it’s a loan you received, it’s expected that your creditor has a record of information about you including your phone number. When selling the debt to swift funds collection agency, your creditor hands over your record too.

  • Credit report.

Information about you which includes your phone number and address are on your credit report. Debt collectors have legal access to your credit report. So, you phone number is no hidden thing.

  • People who know you. 

A process called skip tracing to locate people who owe debts. Debt collectors can find out more about you from your family members and friends. They can as well get your phone number.

  • When you call.

During Swift Funds debt collection, a mail could be sent from the debt collector to you through your email address on your credit report. Because you want to find out about the debt, you place a call across and they get your number.

  • The internet.

It’s the 21st century and there are businesses who collect and sell consumer information. Social networking site or public records could have your phone number on them. Again, information about you could be found about using search engines.

How do debt collectors violate consumer rights?

Debt collectors have been seen over time employing different tactics in their debt collection processes. People have complained about receiving threats and scary statements from debt collectors.

When a debt collector begins to say scary things to you, threatening to hurt you or make your life uncomfortable, they are violating your rights under the FDCPA.

Other common ways which debt collectors like swift funds collections violate consumer rights include:

  • Calling them before 8 am and after 9 pm: This could be Swift Funds phone harassment, because, these are odd hours and the FDCPA prohibits debt collectors from calling you at these times unless you had given them prior consent to do so.
  • Making threats to debtors: Debt collectors sometimes threaten consumers with jail terms, lawsuits, and even physical harm. This is a huge red flag you should address immediately.
  • Sharing information about consumer debt: Some debt collectors go as far as discussing details about a consumer’s debt with third parties.
  • Calling a consumer’s workplace: After telling a debt collector that they are not allowed to call you at work, it is a violation of the FDCPA for them to do so.
  • Harassing a consumer with phone calls: When a debt collector begins to make your phone ring many times a day, it is known as harassment and is a violation.

The above practices are unlawful and should be reported once noticed. Call us on 877-700-5790 now to get immediate assistance.

Who is Swift Funds Financial?

Swift Funds Financial is a third-party debt collector located in Palos Verdes Peninsula, California.

Contact Information

Address: PO Box 2397
Palos Verdes Peninsula, CA 90274-8397
Phone: (888) 479-4384

Is Swift Funds Financial a scam?

According to the Better Business Bureau website, Swift Funds Financial has been in business since 2009. There have been 148 complaints filed against Swift Funds Financial. Read more about it here: Swift Funds Financial Better Business Bureau

Swift Funds Financial is often referred to or searched for by other names. These include:

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Swift Funds Financial Phone Number             

Are you receiving any harassing phone calls from any of these numbers?

888-479-4384, 619-730-0007, 703-260-1433.

If so, you may be a victim of Swift Funds Financial debt collection harassment. . Call us on 877-700-5790 now to get immediate assistance.

The following is a sample list of complaints filed against Swift Funds Financial, Inc. and can be found on Pacer.org.

2:12-cv-01267-JAD-PAL Purdy v. Swift Funds Financial, LLC

3:13-cv-00372-WQH-BLM Montegna v. Swift Funds Financial Services

7:14-cv-00740 Espino v. Swift Funds Financial Services

2:16-cv-01151-DB Patterson v. Swift Funds Financial Services et al


Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Swift Funds Financial . Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:


California Attorney General

Consumer Financial Protection Bureau


Wakefield & Associates Phone Harassment?

Is IC Systems Calling?



JPL Recovery Solutions Debt Collection Harassment?