All Debt Solutions Debt Collection Harassment: How to Stop the Calls
Receiving persistent calls from All Debt Solutions can feel invasive and overwhelming. If the calls are frequent, threatening, or occurring at all hours, you may be experiencing illegal debt collection harassment. This guide explains your specific rights, documents common harassment patterns used by All Debt Solutions, and provides a clear action plan to stop the calls for good.
Consumer Rights Law Firm PLLC helps consumers stop illegal debt collection calls and hold abusive collectors accountable under federal law.
What Is All Debt Solutions and Why Are They Calling You?
All Debt Solutions is a third-party debt collection agency that contacts consumers about delinquent accounts. If you’re receiving calls from them, it means a creditor believes you owe a debt and has assigned or sold that account to All Debt Solutions for collection. Their business model is based on recovering these debts, often through persistent phone contact.
All Debt Solutions is a third-party debt collector whose call practices may violate federal law if they become excessive or abusive.
The Problem: All Debt Solutions Phone Harassment
Why All Debt Solutions Calls Feel Aggressive or Excessive
All Debt Solutions calls often feel aggressive because their collectors are incentivized to secure payments quickly. High call volume is a common tactic, with some consumers reporting multiple calls per day. This pressure is designed to overwhelm and prompt a rushed payment, rather than facilitate a fair resolution.
High call frequency and pressure tactics are common consumer complaints against All Debt Solutions.
What Consumers Commonly Report About All Debt Solutions
Consumers frequently report several troubling patterns when dealing with All Debt Solutions:
Repeated daily calls, sometimes back-to-back
Vague threats about credit damage or legal action
Reluctance to send written validation of the debt
Calls at inconvenient times, including early mornings or evenings
Many people describe repeated calls, vague threats, and refusal to send proof from All Debt Solutions.
Your Rights When Dealing With All Debt Solutions
What the FDCPA Says About All Debt Solutions’ Conduct
The Fair Debt Collection Practices Act (FDCPA) is the federal law that strictly governs how All Debt Solutions can operate. It prohibits harassment, false statements, and unfair practices. Under this law, you have specific rights that All Debt Solutions must respect, regardless of whether you owe the debt.
The Federal Trade Commission (FTC) enforces the FDCPA and provides its full legal text.
FTC: Fair Debt Collection Practices Act
Federal law strictly limits how and when All Debt Solutions may contact you.
Can All Debt Solutions Ignore Your Written Requests?
No. A written dispute or cease communication letter sent via certified mail legally overrides All Debt Solutions’ internal collection policies. Once they receive your written request to stop calls or validate the debt, they must comply. Continuing to call after receiving such a letter is a direct FDCPA violation.
Written disputes and cease letters override internal collection policies and create legal obligations for All Debt Solutions.
Understanding these rights is essential, but enforcing them correctly can be challenging. If you’re unsure how to proceed, a firm like Consumer Rights Law Firm PLLC can help ensure your rights are properly asserted against All Debt Solutions.
Signs All Debt Solutions May Be Violating the Law
How to Tell If All Debt Solutions Is Harassing You
Harassment by All Debt Solutions isn’t just annoyance—it’s a specific legal violation. Look for patterns of conduct prohibited by the FDCPA, such as calls intended to annoy, abuse, or harass. A single irritating call may not be illegal, but a documented pattern often is.
Patterns matter more than tone when determining if All Debt Solutions’ conduct is illegal harassment.
Red Flags That Signal Illegal Collection Behavior
Specific behaviors by All Debt Solutions collectors are clear red flags:
Threats of arrest, jail, or lawsuits they cannot immediately undertake
Use of profane, obscene, or abusive language
Calls before 8 a.m. or after 9 p.m. in your time zone
Misrepresenting the amount of debt or their identity (e.g., pretending to be a law firm)
Threats, repetition, and misrepresentation often cross the line into illegal behavior for debt collectors like All Debt Solutions.
All Debt Solutions Violations → Is It Legal? → Law Reference
| Collection Tactic | Is It Legal? | FDCPA Law Reference |
|---|---|---|
| Calling 7+ times in one day | Potentially Illegal | § 1692d(5) – Harassment by frequency |
| Threatening to have you arrested | Illegal | § 1692e(4), (5) – False representations |
| Calling before 8 a.m. or after 9 p.m. | Illegal | § 1692c(a)(1) – Convenient times only |
| Talking to your neighbor about the debt | Illegal | § 1692c(b) – Improper third-party contact |
| Continuing to call after a written cease request | Illegal | § 1692c(c) – Must honor cease communication |
Real-Life Call & Voicemail Patterns
What All Debt Solutions Calls Typically Sound Like
Calls from All Debt Solutions often follow a script designed to create urgency. You might hear phrases like, “This is your final notice,” or “We are preparing to escalate your account.” The tone may be polite, but the content is engineered to pressure you into acting immediately without verification.
Scripted urgency is a common pressure tactic used by All Debt Solutions collectors.
Common Intimidation Tactics Used by All Debt Solutions
Based on consumer reports, All Debt Solutions collectors may use intimidation such as:
The “Pre-Legal” Scare: Mentioning the account is “under legal review” or “headed to the legal department.”
The “Time-Sensitive” Pressure: Claiming an offer or resolution option expires within hours.
The “Credit Score” Threat: Implying your credit will be imminently and severely damaged.
“Pre-legal” language from All Debt Solutions is often designed to scare, not inform, and may be misleading.
What To Do If All Debt Solutions Is Calling You
Step-by-Step: How to Stop All Debt Solutions Phone Calls
Do Not Panic or Pay Immediately. Verify the debt first.
Request Written Validation. Within 30 days of first contact, send a letter demanding proof.
Send a Cease Communication Letter. If calls continue, send a formal letter demanding they stop all phone contact.
Document Every Interaction. Keep a detailed log of all calls and correspondence.
Taking written action is the most effective way to force All Debt Solutions into legal compliance.
How to Send a Cease and Desist That Actually Works
A cease and desist letter to All Debt Solutions must be sent via USPS Certified Mail with a Return Receipt requested. This provides legal proof they received it. The letter should clearly state that you are invoking your rights under the FDCPA to cease all telephone communication regarding the alleged debt.
Using certified mail to send a cease request to All Debt Solutions creates enforceable legal proof of your demand.
Drafting a legally sound cease and desist letter requires precision. For guaranteed effectiveness, consider having Consumer Rights Law Firm PLLC prepare and send this critical document on your behalf.
How to Document All Debt Solutions Harassment
What Evidence Strengthens an FDCPA Claim
Strong evidence against All Debt Solutions includes:
Call logs with dates, times, and phone numbers
Saved voicemails with threats or abusive language
Copies of all letters you send and receive
Certified mail receipts proving they got your letters
Meticulous documentation of All Debt Solutions’ call patterns is the cornerstone of a strong legal claim.
How to Organize Call Records for Legal Review
Create a simple log for every All Debt Solutions contact. Note the date, time, phone number, collector’s name (if given), and a brief summary of the conversation. This organized timeline is invaluable for regulators or attorneys.
Clean, chronological documentation of All Debt Solutions’ contacts significantly increases your leverage.
Known All Debt Solutions Phone Numbers
| Phone Number |
|---|
| 774-295-5642 |
| 774-854-3166 |
Verify the Caller: Avoid All Debt Solutions Scams
How to Confirm You’re Actually Speaking With All Debt Solutions
Scammers frequently impersonate legitimate agencies. To verify it’s really All Debt Solutions:
Ask for the collector’s full name, company name, and mailing address.
Request the name of the original creditor and the account number.
Hang up and independently verify the address online. Do not call back a number they provide.
Always take steps to verify you are speaking with the real All Debt Solutions, not a scammer.
Step-by-Step Caller Verification Checklist (2026 Update)
2026 Scam Alert: New impersonation scams involve “spoofed” caller IDs that appear legitimate.
Step 1: Never provide personal info (SSN, bank details) on an incoming call.
Step 2: If they demand payment via gift cards, wire transfer, or cryptocurrency—it’s a scam.
Step 3: Verify the agency’s license with your state’s Department of Financial Services or Attorney General.
A simple verification process can protect you from fraudsters impersonating All Debt Solutions.
What’s New in 2026: All Debt Solutions Trends
Active 2026 Enforcement & Complaint Patterns
Regulators are increasing scrutiny on debt collectors with patterns of consumer complaints. The (CFPB) and FTC are focusing on “repeat offender” agencies and taking stronger action against those who ignore cease-and-desist letters.
Government agencies are applying more pressure on collectors with consistent violation patterns.
Modern Harassment & Scam Tactics Emerging in 2026
Beyond phone calls, be aware of these 2026 trends:
Increased Text Message Harassment: Collectors are using SMS more frequently.
“Compliance Script” Scams: Callers use official-sounding FDCPA language to appear legitimate while making illegal demands.
Social Media Contact: Attempts to reach or shame consumers via social platforms.
Harassment tactics are evolving to include digital communication, requiring updated consumer vigilance.
How to Report All Debt Solutions to Authorities
Where to File Official Complaints Against All Debt Solutions
If All Debt Solutions violates the law, file a complaint with:
The (CFPB): They accept online complaints about debt collection.
The Federal Trade Commission (FTC): The primary enforcer of the FDCPA.
Your State’s Attorney General: State consumer protection divisions can investigate and take action.
Filing a complaint creates a formal record and can lead to investigations or penalties against All Debt Solutions.
FTC: How to File a Debt Collection Complaint
Filing complaints with government regulators is a powerful way to hold All Debt Solutions accountable.
Get Help With All Debt Solutions Debt Collection Harassment
When Legal Support Becomes the Smart Next Step
If All Debt Solutions continues to call after your written requests, or if the harassment involves threats and abuse, seeking legal help is a prudent step. An attorney can enforce your rights and may be able to secure compensation for the violations.
Professional legal help is often the most effective way to stop persistent harassment from All Debt Solutions.
How Consumer Rights Law Firm PLLC Helps Consumers
Consumer Rights Law Firm PLLC helps consumers stop illegal debt collection calls and hold abusive collectors accountable under federal law. If you are facing harassment from All Debt Solutions, you can contact them for guidance. They handle debt collection harassment cases, help consumers stop unwanted calls, and work to protect consumers’ rights under the FDCPA. We have an A+ rating with the Better Business Bureau.
Success Stories
Matthew was able to get my situation handled and stop the Harassing phone calls. He kept me updated with how the case was going and never left me in the dark about anything.
I had a collection from PenFed and ARS had bought it. They harrassed me everyday with phone calls….up to 10 a day. It became annoying so I contacted Consumer Rights Law Firm and talked with Matt. He got back to me right away and by the next day, the phone calls had stopped…this is all I asked for was to have them stop harrassing me. Fast forward a couple weeks and Matt informs me that my debt is cleared and I do not owe them a single penny. They are paying the legal fees and it will be off my credit report within 30 days. How freaking great is this. This firm is AMAZING!! I highly recommend them if you have any issues like mine. 100% top notch.
FAQs
Is All Debt Solutions a legitimate company or a scam?
All Debt Solutions is a legitimate third-party debt collection agency. However, scammers often impersonate real agencies, and even legitimate companies can use illegal harassment tactics.
Can All Debt Solutions sue me or garnish my wages?
They can only sue you if the debt is valid and within the statute of limitations. Wage garnishment requires a court judgment, which they cannot obtain without first winning a lawsuit.
How many times can All Debt Solutions legally call per day?
The FDCPA prohibits calls made with intent to harass. There is no specific number, but multiple calls per day, especially after you’ve asked them to stop, can be illegal harassment.
What if I don’t recognize the debt All Debt Solutions is calling about?
Immediately send a written debt validation request via certified mail. They must cease collection until they provide proof you owe the debt.
Can All Debt Solutions call my workplace or family?
They can contact third parties only to locate you. They cannot disclose that you owe a debt or discuss details of your financial situation.
Does disputing the debt stop All Debt Solutions’ calls?
Once you send a written dispute via certified mail, they must pause collection efforts until they send you validation. Continuing to call during this period is a violation.
Can All Debt Solutions report me to credit bureaus?
Yes, they can report collection accounts, which can negatively impact your credit score for up to seven years.
What happens if they ignore my cease and desist letter?
Each call after they receive your certified letter is a separate FDCPA violation, strengthening your legal case and potential for damages.
How long do I have to sue All Debt Solutions for harassment?
The statute of limitations for an FDCPA lawsuit is one year from the date of the violation.
What compensation is available under the FDCPA?
You may recover up to $1,000 in statutory damages, plus compensation for actual harm (like emotional distress), and they must pay your attorney fees and court costs.
Conclusion
You do not have to endure harassment from All Debt Solutions. The FDCPA provides powerful tools to stop unwanted calls and demand fair treatment. By knowing your rights, documenting violations, and taking decisive written action, you can turn the tables on aggressive collection tactics.
Knowledge and action are your best defenses against debt collection harassment.
If the process feels overwhelming or the calls persist, remember that help is available. Consumer Rights Law Firm PLLC offers support to consumers dealing with persistent collectors like All Debt Solutions.
