Action Financial Services Phone Harassment?
Is Action Financial Services (AFS) calling you? Stop Action Financial Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. These practices can be abusive, unfair, and deceptive, and such actions are considered violations of the law. These violations impact individuals, and individuals have the right to take action against unlawful and abusive debt collection practices.
You have the legal right to stop AFS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Action Financial Services a Scam?
According to the Better Business Bureau website, Action Financial Services has been in business for 9 years. There have been 11 complaints filed against AFS with the BBB. Consumer complaints about Action Financial Services can also be found on the internet, where individuals have filed a complaint with the Better Business Bureau regarding their debt collection practices. Read more here: Action Financial Services Better Business Bureau.
Who is Action Financial Services?
Action Financial Services is third party debt collector located in Central Point, Oregon. AFS has been sued in Federal Court several times. National Action Financial Services is the subject of lawsuits and complaints involving their attempts to collect debts from debtors on behalf of creditors, including banks, and their activities have affected individuals across the country. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: PO Box 3250 Central Point, OR 97502-0009
📞 Phone: (888) 253-4239
Action Financial Services Collection Tactics
If Action Financial Services engages in any of the following tactics, you may have a case:
- ➡️ Calling you multiple times per week
- ➡️ Using profane or obscene language during calls or communications
- ➡️ Sending harassing faxes, including repeated or unwanted fax messages
- ➡️ Sending threatening or excessive letters as part of their collection process
Action Financial Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 888-253-4239
- ☎️ (888) 253-4239
- ☎️ 8882534239
If the answer is yes, then you are receiving calls from a known AFS number. You may be a victim of AFS phone harassment. The list above is not all the numbers that AFS uses. The calls can be from different phone numbers and it still be Action Financial Services calling you. If you have been contacted by Action Financial Services, you should be aware of your rights and take steps to address any harassment. Contact our office right away so we can start the process to stop AFS from calling you illegally. Above all, no one should live with harassment!
Complaints Against Action Financial Services
The following is a sample list of complaints filed against Action Financial Services in the past year and can be found on Pacer.gov.
- 📋 2:17-cv-00229-DLB-CJS Crawford v.
- 📋 2:12-cv-09798-PA-JCG Hao Wu v.
- 📋 2:14-cv-01124-WED Oravecz v.
- 📋 2:16-cv-00216-NJ Neldner v.
- 📋 1:12-cv-03189-JOF Bradford v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Action Financial Services harassment. Our office has been assisting consumers since 2010. Our firm is staffed by licensed attorneys and operates from a dedicated site. This page is for informational purposes only. We are available to discuss your situation and will listen to your concerns to provide the best possible assistance. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Action Financial Services call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 Consumer Rights Law Firm is the best if you are being harassed by a debt collector. This is my first time working with them and I have been treated with the upmost respect. They are very responsive and have confidence in their abilities. They definitely get the job done! They do guarantee that there is no out of pocket costs and that is definitely the truth! I didn’t have to pay out of pocket for their services.
- 🏆 I would HIGHLY RECOMMEND this firm!!! Consumer Rights Law Firm is the best if you are being harassed by a debt collector. This is my first time working with them and I have been treated with the upmost respect. They do guarantee that there is no out of pocket costs IN WRITING and that is definitely the truth! I didn’t have to pay out of pocket for their services. They were so responsive and answered all my questions!!!!
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🏆 I had a great experience with the law firm and they were able to help me out a lot. I was receiving the crazy call and went on google and found them and they got everything handed for me and I am really great full for them.
Frequently Asked Questions
1. Who is Action Financial Services?
Action Financial Services is a debt collection agency that contacts consumers to collect unpaid debts, often on behalf of lenders or service providers.
2. Why is Action Financial Services calling me?
They may be calling about an outstanding debt or a debt they claim you owe. However, not all debt collection calls are accurate, and you have the right to request debt validation.
3. Is Action Financial Services phone harassment legal?
No, debt collectors including Action Financial Services are prohibited from harassing consumers under the Fair Debt Collection Practices Act (FDCPA). Harassment includes repeated calls, threats, or abusive language.
4. What should I do if Action Financial Services keeps harassing me?
You should document all calls, request written communication, and consider contacting a consumer rights attorney if the harassment continues.
5. Can I stop Action Financial Services from calling me?
Yes, you can send them a cease-and-desist letter requesting that they stop calling you. After receiving it, they can only contact you for specific legal reasons.
6. What rights do I have against Action Financial Services?
Under the FDCPA, you have the right to dispute debts, demand verification, and be free from abusive or threatening collection tactics.
7. Can Action Financial Services sue me?
Yes, they can file a lawsuit if they believe you owe a valid debt, but they must follow legal procedures. You also have the right to defend yourself in court.
8. How can I verify a debt with Action Financial Services?
You can request a debt validation letter within 30 days of their first contact. They must provide written proof of the debt before continuing collection efforts.
9. Can I report Action Financial Services for harassment?
Yes, you can report them to the (CFPB), the Federal Trade Commission (FTC), and your state’s attorney general’s office.
10. Who can help me stop Action Financial Services phone harassment?
A consumer rights law firm can help you stop harassment, protect your rights, and even recover damages if Action Financial Services violates debt collection laws.
